Below are the complete branch details for State Bank of India, DIGWADIH branch, located in DHANBAD, JHARKHAND. The IFSC assigned by the Reserve Bank of India to this branch is SBIN0002933. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case SBIN0002933 for State Bank of India – DIGWADIH — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For State Bank of India's DIGWADIH branch, the IFSC SBIN0002933 breaks down as follows: SBIN identifies the bank, 0 is the reserved character, and 002933 identifies this particular branch.
About the bank
State Bank of India serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Digwadih branch in Dhanbad, Jharkhand is part of this network and uses the IFSC code SBIN0002933 for all electronic settlement.
About the Digwadih branch
The Digwadih branch of State Bank of India is situated at P.O.DIGWADIH, DHANBAD, JHARKHAND, PIN 826001. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code SBIN0002933 is used.
Branch details at a glance
| Bank Name | State Bank of India |
|---|---|
| Branch | Digwadih |
| IFSC Code | SBIN0002933 |
| MICR Code | Refer to cheque leaf |
| Branch Address | P.O.DIGWADIH, DHANBAD, JHARKHAND, PIN 826001 |
| City | Dhanbad |
| District | Dhanbad |
| State | Jharkhand |
| STD Code | 0 |
| Phone | 0 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how State Bank of India's DIGWADIH branch came to be assigned the code SBIN0002933.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC SBIN0002933, money simply cannot be routed to the DIGWADIH branch electronically.
MICR & cheque-truncation details
Cheques drawn on the Digwadih branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC SBIN0002933 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC SBIN0002933
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SBIN0002933 across all three.
How to use IFSC SBIN0002933 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to State Bank of India's DIGWADIH branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC SBIN0002933.
- Confirm the bank name auto-populates as State Bank of India and the branch as DIGWADIH.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to DIGWADIH
If you need to transfer ₹2 lakh or more in one go to an account at State Bank of India's DIGWADIH branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC SBIN0002933 while initiating the transfer and the credit will appear within minutes.
IMPS to State Bank of India DIGWADIH (IFSC SBIN0002933)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC SBIN0002933 in your mobile or internet banking app, and the money is credited to the DIGWADIH branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC SBIN0002933 for State Bank of India – DIGWADIH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – SBIN0002933 | Yes – SBIN0002933 | Yes – SBIN0002933 |
For most retail customers crediting the Digwadih branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at State Bank of India's DIGWADIH branch, the IFSC SBIN0002933 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Digwadih branch is mapped to IFSC SBIN0002933 on the RBI payments network. The branch generally supports the full retail product catalogue of State Bank of India, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains SBIN0002933.
Products and services
Customers walking into the Digwadih branch can access most of State Bank of India's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC SBIN0002933
Online banking and IFSC SBIN0002933
State Bank of India customers can register for net banking and the bank's official mobile app once their account at the DIGWADIH branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC SBIN0002933 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Reaching the branch
The Digwadih branch sits at P.O.DIGWADIH, DHANBAD, JHARKHAND, PIN 826001. If you are travelling from outside Dhanbad, search for the branch on a maps application using the bank name and locality, or call 0 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC SBIN0002933 and your account number.
Common mistakes to avoid when using IFSC SBIN0002933
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to State Bank of India – DIGWADIH, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
SBIN0002933. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Working hours
Branch counters at Digwadih are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to SBIN0002933 continue to work without interruption.
Verifying IFSC SBIN0002933 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm SBIN0002933 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 0.
- Visiting the bank's official branch locator page.
Branch address & contact
State Bank of IndiaDigwadih Branch
P.O.DIGWADIH, DHANBAD, JHARKHAND, PIN 826001
Dhanbad, Jharkhand
Phone: 0
IFSC: SBIN0002933
Frequently asked questions
What is the IFSC code of State Bank of India Digwadih branch?
The IFSC code of State Bank of India, Digwadih branch is SBIN0002933. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC SBIN0002933 the same for all accounts at Digwadih branch?
Yes. The IFSC SBIN0002933 is shared by every account held at State Bank of India's Digwadih branch. Only the account number changes from customer to customer.
Can I use IFSC SBIN0002933 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC SBIN0002933 to send funds instantly.
Is IFSC SBIN0002933 valid for NEFT and RTGS?
Yes. IFSC SBIN0002933 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Digwadih branch but serve different purposes.
What is the phone number of State Bank of India Digwadih branch?
You can reach the branch at 0 during regular banking hours.
Summary
The IFSC code SBIN0002933 belongs to State Bank of India's DIGWADIH branch, located at P.O.DIGWADIH, DHANBAD, JHARKHAND, PIN 826001 in DHANBAD, JHARKHAND. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
