This page lists the IFSC code, branch address, contact number and fund-transfer information for State Bank of India, DEWAL branch in DEWAL. The 11-digit IFSC SBIN0007688 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with State Bank of India at the DEWAL location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For State Bank of India's DEWAL branch, the IFSC SBIN0007688 breaks down as follows: SBIN identifies the bank, 0 is the reserved character, and 007688 identifies this particular branch.
Bank profile
State Bank of India is among the recognised banks listed on the Reserve Bank of India's payments network. The Dewal branch — IFSC SBIN0007688 — extends the bank's services to customers in and around Dewal, Uttarakhand.
Branch details at a glance
| Bank Name | State Bank of India |
|---|---|
| Branch | Dewal |
| IFSC Code | SBIN0007688 |
| MICR Code | Refer to cheque leaf |
| Branch Address | DIST CHAMOLI,UTTARANCHAL 246427 |
| City | Dewal |
| District | Chamoli |
| State | Uttarakhand |
About this branch
The branch is located at DIST CHAMOLI,UTTARANCHAL 246427. It serves the Dewal region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of State Bank of India. The IFSC SBIN0007688 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how State Bank of India's DEWAL branch came to be assigned the code SBIN0007688.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC SBIN0007688, money simply cannot be routed to the DEWAL branch electronically.
Account types you can open at the Dewal branch
Once you have an account at State Bank of India – DEWAL, the IFSC SBIN0007688 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Dewal branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on the branch contact number.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC SBIN0007688
How to transfer money using IFSC SBIN0007688
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SBIN0007688 across all three.
NEFT to State Bank of India, DEWAL using IFSC SBIN0007688
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC SBIN0007688, and confirm that the system picks up State Bank of India – DEWAL. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to DEWAL
If you need to transfer ₹2 lakh or more in one go to an account at State Bank of India's DEWAL branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC SBIN0007688 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to State Bank of India – DEWAL, use IMPS. With IFSC SBIN0007688 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Dewal
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC SBIN0007688:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at DEWAL is still linked to IFSC SBIN0007688.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC SBIN0007688
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at State Bank of India – DEWAL is still mapped to IFSC SBIN0007688. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC SBIN0007688 and the beneficiary's account number to complete the transfer.
Online banking and IFSC SBIN0007688
State Bank of India customers can register for net banking and the bank's official mobile app once their account at the DEWAL branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC SBIN0007688 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by State Bank of India carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC SBIN0007688 and the account number together uniquely identify the Dewal branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Common mistakes to avoid when using IFSC SBIN0007688
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to State Bank of India – DEWAL, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
SBIN0007688. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Dewal branch
The branch is located at DIST CHAMOLI,UTTARANCHAL 246427, which puts it inside Dewal, the broader Chamoli district, and the state of Uttarakhand. To plan your visit:
- Open Google Maps on your phone and search for “State Bank of India Dewal branch” — the verified location pin for IFSC SBIN0007688 should appear at the top of the results.
- Confirm the branch is open by calling the branch contact number before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC SBIN0007688 and your account number.
Verifying IFSC SBIN0007688 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm SBIN0007688 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on the branch contact number.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Dewal are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to SBIN0007688 continue to work without interruption.
Branch address & contact
State Bank of IndiaDewal Branch
DIST CHAMOLI,UTTARANCHAL 246427
Dewal, Uttarakhand
Phone: the branch contact number
IFSC: SBIN0007688
Frequently asked questions
Where is State Bank of India Dewal branch located?
State Bank of India's Dewal branch is located at DIST CHAMOLI,UTTARANCHAL 246427, Dewal, Uttarakhand.
How do I add State Bank of India Dewal as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC SBIN0007688, and complete OTP verification. Once activated, you can transfer funds at any time.
Can I use IFSC SBIN0007688 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC SBIN0007688 to send funds instantly.
Does State Bank of India Dewal branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on the branch contact number to confirm.
Is IFSC SBIN0007688 the same for all accounts at Dewal branch?
Yes. The IFSC SBIN0007688 is shared by every account held at State Bank of India's Dewal branch. Only the account number changes from customer to customer.
What is the phone number of State Bank of India Dewal branch?
You can reach the branch at the branch contact number during regular banking hours.
How quickly will an NEFT transfer using SBIN0007688 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to State Bank of India – Dewal reflect within 30 minutes.
What is the IFSC code of State Bank of India Dewal branch?
The IFSC code of State Bank of India, Dewal branch is SBIN0007688. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Summary
The IFSC code SBIN0007688 belongs to State Bank of India's DEWAL branch, located at DIST CHAMOLI,UTTARANCHAL 246427 in DEWAL, UTTARAKHAND. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
