Use this page as a one-stop reference for everything related to State Bank of India's DEVIGARH branch in DEVIGARH, PUNJAB. The branch's IFSC code SBIN0050021 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, SBIN0050021 is the IFSC of State Bank of India's DEVIGARH branch. The format is fixed: SBIN = bank code, 0 = reserved, 050021 = branch identifier.
Branch details at a glance
| Bank Name | State Bank of India |
|---|---|
| Branch | Devigarh |
| IFSC Code | SBIN0050021 |
| MICR Code | Refer to cheque leaf |
| Branch Address | EIAHPUNJAB |
| City | Devigarh |
| District | Patiala |
| State | Punjab |
| Phone | 2631078 |
Bank profile
State Bank of India is among the recognised banks listed on the Reserve Bank of India's payments network. The Devigarh branch — IFSC SBIN0050021 — extends the bank's services to customers in and around Devigarh, Punjab.
Devigarh branch overview
Located at EIAHPUNJAB, the Devigarh branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC SBIN0050021 is required for all interbank electronic transfers routed through this branch.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how State Bank of India's DEVIGARH branch came to be assigned the code SBIN0050021.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC SBIN0050021, money simply cannot be routed to the DEVIGARH branch electronically.
How to transfer money using IFSC SBIN0050021
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SBIN0050021 across all three.
NEFT to State Bank of India, DEVIGARH using IFSC SBIN0050021
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC SBIN0050021, and confirm that the system picks up State Bank of India – DEVIGARH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC SBIN0050021
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to State Bank of India – DEVIGARH, ensure your bank's portal accepts IFSC SBIN0050021 while registering the beneficiary. RTGS is also available 24x7.
IMPS to State Bank of India DEVIGARH (IFSC SBIN0050021)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC SBIN0050021 in your mobile or internet banking app, and the money is credited to the DEVIGARH branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Devigarh
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC SBIN0050021:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at DEVIGARH is still linked to IFSC SBIN0050021.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC SBIN0050021
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at State Bank of India – DEVIGARH is still mapped to IFSC SBIN0050021. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC SBIN0050021 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Devigarh branch is mapped to IFSC SBIN0050021 on the RBI payments network. The branch generally supports the full retail product catalogue of State Bank of India, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains SBIN0050021.
Banking services available
The Devigarh branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 2631078.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC SBIN0050021
MICR & cheque-truncation details
Cheques drawn on the Devigarh branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC SBIN0050021 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Digital banking channels
Most day-to-day work that customers used to do at the Devigarh branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC SBIN0050021 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to State Bank of India – DEVIGARH:
- The IFSC is exactly SBIN0050021 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills State Bank of India as the bank name and DEVIGARH as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Devigarh branch
The branch is located at EIAHPUNJAB, which puts it inside Devigarh, the broader Patiala district, and the state of Punjab. To plan your visit:
- Open Google Maps on your phone and search for “State Bank of India Devigarh branch” — the verified location pin for IFSC SBIN0050021 should appear at the top of the results.
- Confirm the branch is open by calling 2631078 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC SBIN0050021 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC SBIN0050021 for State Bank of India – DEVIGARH, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Devigarh are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to SBIN0050021 continue to work without interruption.
Branch address & contact
State Bank of IndiaDevigarh Branch
EIAHPUNJAB
Devigarh, Punjab
Phone: 2631078
IFSC: SBIN0050021
Frequently asked questions
How quickly will an NEFT transfer using SBIN0050021 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to State Bank of India – Devigarh reflect within 30 minutes.
Is IFSC SBIN0050021 valid for NEFT and RTGS?
Yes. IFSC SBIN0050021 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Does State Bank of India Devigarh branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 2631078 to confirm.
How do I add State Bank of India Devigarh as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC SBIN0050021, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC SBIN0050021 the same for all accounts at Devigarh branch?
Yes. The IFSC SBIN0050021 is shared by every account held at State Bank of India's Devigarh branch. Only the account number changes from customer to customer.
What is the phone number of State Bank of India Devigarh branch?
You can reach the branch at 2631078 during regular banking hours.
Summary
The IFSC code SBIN0050021 belongs to State Bank of India's DEVIGARH branch, located at EIAHPUNJAB in DEVIGARH, PUNJAB. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
