IFSC Code of State Bank of India, Personal Banking Branch Dehri. Branch, Bihar

Use this page as a one-stop reference for everything related to State Bank of India's PERSONAL BANKING BRANCH DEHRI. branch in DERHGAON, BIHAR. The branch's IFSC code SBIN0018103 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for State Bank of India – PERSONAL BANKING BRANCH DEHRI. is SBIN0018103. The first four letters SBIN are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 018103 map to this branch in DERHGAON, BIHAR.

About State Bank of India

State Bank of India operates a wide network of branches across India, including the Personal Banking Branch Dehri. branch in Derhgaon. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, SBIN0018103.

Branch details at a glance

Personal Banking Branch Dehri. branch overview

Located at SHYAMSUNDERMEHRAMEHRAHOUSEPALIROADDEHRIONSHONEROHTASBIHAR821305, the Personal Banking Branch Dehri. branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC SBIN0018103 is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how State Bank of India's PERSONAL BANKING BRANCH DEHRI. branch came to be assigned the code SBIN0018103.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC SBIN0018103, money simply cannot be routed to the PERSONAL BANKING BRANCH DEHRI. branch electronically.

Products and account variants supported

Every account opened at the Personal Banking Branch Dehri. branch is mapped to IFSC SBIN0018103 on the RBI payments network. The branch generally supports the full retail product catalogue of State Bank of India, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains SBIN0018103.

Products and services

Customers walking into the Personal Banking Branch Dehri. branch can access most of State Bank of India's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC SBIN0018103

How to transfer money using IFSC SBIN0018103

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SBIN0018103 across all three.

NEFT to State Bank of India, PERSONAL BANKING BRANCH DEHRI. using IFSC SBIN0018103

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC SBIN0018103, and confirm that the system picks up State Bank of India – PERSONAL BANKING BRANCH DEHRI.. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC SBIN0018103

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to State Bank of India – PERSONAL BANKING BRANCH DEHRI., ensure your bank's portal accepts IFSC SBIN0018103 while registering the beneficiary. RTGS is also available 24x7.

IMPS to State Bank of India PERSONAL BANKING BRANCH DEHRI. (IFSC SBIN0018103)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC SBIN0018103 in your mobile or internet banking app, and the money is credited to the PERSONAL BANKING BRANCH DEHRI. branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC SBIN0018103 for State Bank of India – PERSONAL BANKING BRANCH DEHRI., but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Personal Banking Branch Dehri. branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC SBIN0018103

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at State Bank of India – PERSONAL BANKING BRANCH DEHRI. is still mapped to IFSC SBIN0018103. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC SBIN0018103 and the beneficiary's account number to complete the transfer.

Online banking and IFSC SBIN0018103

State Bank of India customers can register for net banking and the bank's official mobile app once their account at the PERSONAL BANKING BRANCH DEHRI. branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC SBIN0018103 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR & cheque-truncation details

Cheques drawn on the Personal Banking Branch Dehri. branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC SBIN0018103 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Common mistakes to avoid when using IFSC SBIN0018103

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to State Bank of India – PERSONAL BANKING BRANCH DEHRI., double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: SBIN0018103.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

How to reach the Personal Banking Branch Dehri. branch

The branch is located at SHYAMSUNDERMEHRAMEHRAHOUSEPALIROADDEHRIONSHONEROHTASBIHAR821305, which puts it inside Derhgaon, the broader Rohtas district, and the state of Bihar. To plan your visit:

1. Open Google Maps on your phone and search for “State Bank of India Personal Banking Branch Dehri. branch” — the verified location pin for IFSC SBIN0018103 should appear at the top of the results.
2. Confirm the branch is open by calling 7654411069 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC SBIN0018103 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC SBIN0018103 for State Bank of India – PERSONAL BANKING BRANCH DEHRI., you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Personal Banking Branch Dehri. are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to SBIN0018103 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: SBIN0018103 is the IFSC code of State Bank of India, PERSONAL BANKING BRANCH DEHRI. branch, in DERHGAON, BIHAR. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.