Below are the complete branch details for State Bank of India, DEOGARH branch, located in DEOGARH, ODISHA. The IFSC assigned by the Reserve Bank of India to this branch is SBIN0004854. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case SBIN0004854 for State Bank of India – DEOGARH — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for State Bank of India – DEOGARH is SBIN0004854. The first four letters SBIN are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 004854 map to this branch in DEOGARH, ODISHA.
Branch details at a glance
| Bank Name | State Bank of India |
|---|---|
| Branch | Deogarh |
| IFSC Code | SBIN0004854 |
| MICR Code | Refer to cheque leaf |
| Branch Address | DIST DEOGARH, ORISSA 768108 |
| City | Deogarh |
| District | Deogarh |
| State | Odisha |
| STD Code | 0 |
| Phone | 0 |
About the bank
State Bank of India serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Deogarh branch in Deogarh, Odisha is part of this network and uses the IFSC code SBIN0004854 for all electronic settlement.
Deogarh branch overview
Located at DIST DEOGARH, ORISSA 768108, the Deogarh branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC SBIN0004854 is required for all interbank electronic transfers routed through this branch.
Why every State Bank of India branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including DEOGARH of State Bank of India — its own 11-character IFSC. The code SBIN0004854 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC SBIN0004854 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC SBIN0004854
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SBIN0004854 across all three.
NEFT to State Bank of India, DEOGARH using IFSC SBIN0004854
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC SBIN0004854, and confirm that the system picks up State Bank of India – DEOGARH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to DEOGARH
If you need to transfer ₹2 lakh or more in one go to an account at State Bank of India's DEOGARH branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC SBIN0004854 while initiating the transfer and the credit will appear within minutes.
IMPS to State Bank of India DEOGARH (IFSC SBIN0004854)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC SBIN0004854 in your mobile or internet banking app, and the money is credited to the DEOGARH branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Deogarh
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC SBIN0004854:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at DEOGARH is still linked to IFSC SBIN0004854.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at State Bank of India's DEOGARH branch, the IFSC SBIN0004854 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Deogarh branch is mapped to IFSC SBIN0004854 on the RBI payments network. The branch generally supports the full retail product catalogue of State Bank of India, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains SBIN0004854.
Banking services available
The Deogarh branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 0.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC SBIN0004854
MICR & cheque-truncation details
Cheques drawn on the Deogarh branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC SBIN0004854 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC SBIN0004854
State Bank of India customers can register for net banking and the bank's official mobile app once their account at the DEOGARH branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC SBIN0004854 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC SBIN0004854
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to State Bank of India – DEOGARH, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
SBIN0004854. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Deogarh branch sits at DIST DEOGARH, ORISSA 768108. If you are travelling from outside Deogarh, search for the branch on a maps application using the bank name and locality, or call 0 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC SBIN0004854 and your account number.
Verifying IFSC SBIN0004854 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm SBIN0004854 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 0.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Deogarh are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to SBIN0004854 continue to work without interruption.
Branch address & contact
State Bank of IndiaDeogarh Branch
DIST DEOGARH, ORISSA 768108
Deogarh, Odisha
Phone: 0
IFSC: SBIN0004854
Frequently asked questions
How do I add State Bank of India Deogarh as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC SBIN0004854, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the phone number of State Bank of India Deogarh branch?
You can reach the branch at 0 during regular banking hours.
Is IFSC SBIN0004854 valid for NEFT and RTGS?
Yes. IFSC SBIN0004854 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Is IFSC SBIN0004854 the same for all accounts at Deogarh branch?
Yes. The IFSC SBIN0004854 is shared by every account held at State Bank of India's Deogarh branch. Only the account number changes from customer to customer.
What is the IFSC code of State Bank of India Deogarh branch?
The IFSC code of State Bank of India, Deogarh branch is SBIN0004854. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Can I use IFSC SBIN0004854 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC SBIN0004854 to send funds instantly.
Final notes
To recap: SBIN0004854 is the IFSC code of State Bank of India, DEOGARH branch, in DEOGARH, ODISHA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
