Below are the complete branch details for State Bank of India, NIRMAN VIHAR branch, located in DELHI, DELHI. The IFSC assigned by the Reserve Bank of India to this branch is SBIN0062276. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case SBIN0062276 for State Bank of India – NIRMAN VIHAR — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, SBIN0062276 is the IFSC of State Bank of India's NIRMAN VIHAR branch. The format is fixed: SBIN = bank code, 0 = reserved, 062276 = branch identifier.
About State Bank of India
State Bank of India operates a wide network of branches across India, including the Nirman Vihar branch in Delhi. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, SBIN0062276.
About this branch
The branch is located at E-370 NIRMAN VIHAR MAIN ROAD, NEAR NIRMAN VIHAR METRO STATION DELHI 110092. It serves the Delhi region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of State Bank of India. The IFSC SBIN0062276 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | State Bank of India |
|---|---|
| Branch | Nirman Vihar |
| IFSC Code | SBIN0062276 |
| MICR Code | Refer to cheque leaf |
| Branch Address | E-370 NIRMAN VIHAR MAIN ROAD, NEAR NIRMAN VIHAR METRO STATION DELHI 110092 |
| City | Delhi |
| District | Delhi |
| State | Delhi |
| Phone | 9810883033 |
Why every State Bank of India branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including NIRMAN VIHAR of State Bank of India — its own 11-character IFSC. The code SBIN0062276 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC SBIN0062276 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR & cheque-truncation details
Cheques drawn on the Nirman Vihar branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC SBIN0062276 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC SBIN0062276
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SBIN0062276 across all three.
NEFT to State Bank of India, NIRMAN VIHAR using IFSC SBIN0062276
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC SBIN0062276, and confirm that the system picks up State Bank of India – NIRMAN VIHAR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to NIRMAN VIHAR
If you need to transfer ₹2 lakh or more in one go to an account at State Bank of India's NIRMAN VIHAR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC SBIN0062276 while initiating the transfer and the credit will appear within minutes.
IMPS to State Bank of India NIRMAN VIHAR (IFSC SBIN0062276)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC SBIN0062276 in your mobile or internet banking app, and the money is credited to the NIRMAN VIHAR branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Nirman Vihar
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC SBIN0062276:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at NIRMAN VIHAR is still linked to IFSC SBIN0062276.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at State Bank of India's NIRMAN VIHAR branch, the IFSC SBIN0062276 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Nirman Vihar branch is mapped to IFSC SBIN0062276 on the RBI payments network. The branch generally supports the full retail product catalogue of State Bank of India, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains SBIN0062276.
Products and services
Customers walking into the Nirman Vihar branch can access most of State Bank of India's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC SBIN0062276
Online banking and IFSC SBIN0062276
State Bank of India customers can register for net banking and the bank's official mobile app once their account at the NIRMAN VIHAR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC SBIN0062276 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
How to reach the Nirman Vihar branch
The branch is located at E-370 NIRMAN VIHAR MAIN ROAD, NEAR NIRMAN VIHAR METRO STATION DELHI 110092, which puts it inside Delhi, the broader Delhi district, and the state of Delhi. To plan your visit:
- Open Google Maps on your phone and search for “State Bank of India Nirman Vihar branch” — the verified location pin for IFSC SBIN0062276 should appear at the top of the results.
- Confirm the branch is open by calling 9810883033 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC SBIN0062276 and your account number.
Common mistakes to avoid when using IFSC SBIN0062276
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to State Bank of India – NIRMAN VIHAR, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
SBIN0062276. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Nirman Vihar branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC SBIN0062276, however, work 24x7.
Verifying IFSC SBIN0062276 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm SBIN0062276 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 9810883033.
- Visiting the bank's official branch locator page.
Branch address & contact
State Bank of IndiaNirman Vihar Branch
E-370 NIRMAN VIHAR MAIN ROAD, NEAR NIRMAN VIHAR METRO STATION DELHI 110092
Delhi, Delhi
Phone: 9810883033
IFSC: SBIN0062276
Frequently asked questions
How do I add State Bank of India Nirman Vihar as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC SBIN0062276, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the phone number of State Bank of India Nirman Vihar branch?
You can reach the branch at 9810883033 during regular banking hours.
How quickly will an NEFT transfer using SBIN0062276 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to State Bank of India – Nirman Vihar reflect within 30 minutes.
What is the IFSC code of State Bank of India Nirman Vihar branch?
The IFSC code of State Bank of India, Nirman Vihar branch is SBIN0062276. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Where is State Bank of India Nirman Vihar branch located?
State Bank of India's Nirman Vihar branch is located at E-370 NIRMAN VIHAR MAIN ROAD, NEAR NIRMAN VIHAR METRO STATION DELHI 110092, Delhi, Delhi.
Is IFSC SBIN0062276 the same for all accounts at Nirman Vihar branch?
Yes. The IFSC SBIN0062276 is shared by every account held at State Bank of India's Nirman Vihar branch. Only the account number changes from customer to customer.
Summary
The IFSC code SBIN0062276 belongs to State Bank of India's NIRMAN VIHAR branch, located at E-370 NIRMAN VIHAR MAIN ROAD, NEAR NIRMAN VIHAR METRO STATION DELHI 110092 in DELHI, DELHI. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
