If you are searching for the IFSC code of State Bank of India, DARSHAN NAGAR branch in DARSHAN NAGAR, UTTAR PRADESH, this page has every detail you need. The verified IFSC code for this branch is SBIN0014931. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the DARSHAN NAGAR branch, and detailed step-by-step guides for using the IFSC SBIN0014931 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for State Bank of India – DARSHAN NAGAR is SBIN0014931. The first four letters SBIN are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 014931 map to this branch in DARSHAN NAGAR, UTTAR PRADESH.
About State Bank of India
State Bank of India operates a wide network of branches across India, including the Darshan Nagar branch in Darshan Nagar. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, SBIN0014931.
Branch details at a glance
| Bank Name | State Bank of India |
|---|---|
| Branch | Darshan Nagar |
| IFSC Code | SBIN0014931 |
| MICR Code | Refer to cheque leaf |
| Branch Address | TAHSIL SADAR,DIST FAIZABAD 224135 |
| City | Darshan Nagar |
| District | Faizabad |
| State | Uttar Pradesh |
About the Darshan Nagar branch
The Darshan Nagar branch of State Bank of India is situated at TAHSIL SADAR,DIST FAIZABAD 224135. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code SBIN0014931 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how State Bank of India's DARSHAN NAGAR branch came to be assigned the code SBIN0014931.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC SBIN0014931, money simply cannot be routed to the DARSHAN NAGAR branch electronically.
Account types you can open at the Darshan Nagar branch
Once you have an account at State Bank of India – DARSHAN NAGAR, the IFSC SBIN0014931 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Darshan Nagar branch can access most of State Bank of India's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC SBIN0014931
How to transfer money using IFSC SBIN0014931
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SBIN0014931 across all three.
How to use IFSC SBIN0014931 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to State Bank of India's DARSHAN NAGAR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC SBIN0014931.
- Confirm the bank name auto-populates as State Bank of India and the branch as DARSHAN NAGAR.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to DARSHAN NAGAR
If you need to transfer ₹2 lakh or more in one go to an account at State Bank of India's DARSHAN NAGAR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC SBIN0014931 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to State Bank of India – DARSHAN NAGAR, use IMPS. With IFSC SBIN0014931 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Darshan Nagar
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC SBIN0014931:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at DARSHAN NAGAR is still linked to IFSC SBIN0014931.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC SBIN0014931
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at State Bank of India – DARSHAN NAGAR is still mapped to IFSC SBIN0014931. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC SBIN0014931 and the beneficiary's account number to complete the transfer.
Digital banking channels
Most day-to-day work that customers used to do at the Darshan Nagar branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC SBIN0014931 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR & cheque-truncation details
Cheques drawn on the Darshan Nagar branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC SBIN0014931 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to State Bank of India – DARSHAN NAGAR:
- The IFSC is exactly SBIN0014931 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills State Bank of India as the bank name and DARSHAN NAGAR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Darshan Nagar branch sits at TAHSIL SADAR,DIST FAIZABAD 224135. If you are travelling from outside Darshan Nagar, search for the branch on a maps application using the bank name and locality, or call the branch contact number to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC SBIN0014931 and your account number.
Verifying IFSC SBIN0014931 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm SBIN0014931 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on the branch contact number.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Darshan Nagar branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC SBIN0014931, however, work 24x7.
Branch address & contact
State Bank of IndiaDarshan Nagar Branch
TAHSIL SADAR,DIST FAIZABAD 224135
Darshan Nagar, Uttar Pradesh
Phone: the branch contact number
IFSC: SBIN0014931
Frequently asked questions
What is the IFSC code of State Bank of India Darshan Nagar branch?
The IFSC code of State Bank of India, Darshan Nagar branch is SBIN0014931. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC SBIN0014931 valid for NEFT and RTGS?
Yes. IFSC SBIN0014931 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the phone number of State Bank of India Darshan Nagar branch?
You can reach the branch at the branch contact number during regular banking hours.
Is IFSC SBIN0014931 the same for all accounts at Darshan Nagar branch?
Yes. The IFSC SBIN0014931 is shared by every account held at State Bank of India's Darshan Nagar branch. Only the account number changes from customer to customer.
Where is State Bank of India Darshan Nagar branch located?
State Bank of India's Darshan Nagar branch is located at TAHSIL SADAR,DIST FAIZABAD 224135, Darshan Nagar, Uttar Pradesh.
How quickly will an NEFT transfer using SBIN0014931 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to State Bank of India – Darshan Nagar reflect within 30 minutes.
Final notes
To recap: SBIN0014931 is the IFSC code of State Bank of India, DARSHAN NAGAR branch, in DARSHAN NAGAR, UTTAR PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
