IFSC Code of State Bank of India, Kadaiya Road Daman Branch, Daman and Diu

If you are searching for the IFSC code of State Bank of India, KADAIYA ROAD DAMAN branch in DAMAN , UT OF DAMAN DIU, DAMAN AND DIU, this page has every detail you need. The verified IFSC code for this branch is SBIN0015204. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the KADAIYA ROAD DAMAN branch, and detailed step-by-step guides for using the IFSC SBIN0015204 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, SBIN0015204 is the IFSC of State Bank of India's KADAIYA ROAD DAMAN branch. The format is fixed: SBIN = bank code, 0 = reserved, 015204 = branch identifier.

About the bank

State Bank of India serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Kadaiya Road Daman branch in Daman , Ut of Daman Diu, Daman and Diu is part of this network and uses the IFSC code SBIN0015204 for all electronic settlement.

About this branch

The branch is located at AIRPORT ROAD, NANI DAMAN, DAMAN,UT OF DAMANDIU 396210. It serves the Daman , Ut of Daman Diu region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of State Bank of India. The IFSC SBIN0015204 is used to identify this branch on the RBI payments network.

Branch details at a glance

Why every State Bank of India branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including KADAIYA ROAD DAMAN of State Bank of India — its own 11-character IFSC. The code SBIN0015204 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC SBIN0015204 the same way you would treat your account number — verify it once and save it carefully for future use.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by State Bank of India carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC SBIN0015204 and the account number together uniquely identify the Kadaiya Road Daman branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

How to transfer money using IFSC SBIN0015204

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SBIN0015204 across all three.

How to use IFSC SBIN0015204 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to State Bank of India's KADAIYA ROAD DAMAN branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC SBIN0015204.
4. Confirm the bank name auto-populates as State Bank of India and the branch as KADAIYA ROAD DAMAN.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to KADAIYA ROAD DAMAN

If you need to transfer ₹2 lakh or more in one go to an account at State Bank of India's KADAIYA ROAD DAMAN branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC SBIN0015204 while initiating the transfer and the credit will appear within minutes.

IMPS to State Bank of India KADAIYA ROAD DAMAN (IFSC SBIN0015204)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC SBIN0015204 in your mobile or internet banking app, and the money is credited to the KADAIYA ROAD DAMAN branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC SBIN0015204 for State Bank of India – KADAIYA ROAD DAMAN, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Kadaiya Road Daman branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at State Bank of India's KADAIYA ROAD DAMAN branch, the IFSC SBIN0015204 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Kadaiya Road Daman branch is mapped to IFSC SBIN0015204 on the RBI payments network. The branch generally supports the full retail product catalogue of State Bank of India, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains SBIN0015204.

Banking services available

The Kadaiya Road Daman branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 260-2262062.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC SBIN0015204

Online banking and IFSC SBIN0015204

State Bank of India customers can register for net banking and the bank's official mobile app once their account at the KADAIYA ROAD DAMAN branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC SBIN0015204 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

How to reach the Kadaiya Road Daman branch

The branch is located at AIRPORT ROAD, NANI DAMAN, DAMAN,UT OF DAMANDIU 396210, which puts it inside Daman , Ut of Daman Diu, the broader Daman district, and the state of Daman and Diu. To plan your visit:

1. Open Google Maps on your phone and search for “State Bank of India Kadaiya Road Daman branch” — the verified location pin for IFSC SBIN0015204 should appear at the top of the results.
2. Confirm the branch is open by calling 260-2262062 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC SBIN0015204 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to State Bank of India – KADAIYA ROAD DAMAN:

• The IFSC is exactly SBIN0015204 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills State Bank of India as the bank name and KADAIYA ROAD DAMAN as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Working hours

Branch counters at Kadaiya Road Daman are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to SBIN0015204 continue to work without interruption.

Verifying IFSC SBIN0015204 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm SBIN0015204 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 260-2262062.
• Visiting the bank's official branch locator page.

Branch address & contact

Frequently asked questions

Summary

The IFSC code SBIN0015204 belongs to State Bank of India's KADAIYA ROAD DAMAN branch, located at AIRPORT ROAD, NANI DAMAN, DAMAN,UT OF DAMANDIU 396210 in DAMAN , UT OF DAMAN DIU, DAMAN AND DIU. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.