If you are searching for the IFSC code of State Bank of India, CAC, KARUR branch in COIMBATORE, TAMIL NADU, this page has every detail you need. The verified IFSC code for this branch is SBIN0063092. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the CAC, KARUR branch, and detailed step-by-step guides for using the IFSC SBIN0063092 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, SBIN0063092 is the IFSC of State Bank of India's CAC, KARUR branch. The format is fixed: SBIN = bank code, 0 = reserved, 063092 = branch identifier.
Branch details at a glance
| Bank Name | State Bank of India |
|---|---|
| Branch | Cac, Karur |
| IFSC Code | SBIN0063092 |
| MICR Code | Refer to cheque leaf |
| Branch Address | PB NO.2, 13-16 BYEPASS ROAD, KARUR, TAMIL NADU, PIN CODE 639001. |
| City | Coimbatore |
| District | Coimbatore |
| State | Tamil Nadu |
| Phone | 8838979625 |
About State Bank of India
State Bank of India operates a wide network of branches across India, including the Cac, Karur branch in Coimbatore. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, SBIN0063092.
Cac, Karur branch overview
Located at PB NO.2, 13-16 BYEPASS ROAD, KARUR, TAMIL NADU, PIN CODE 639001., the Cac, Karur branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC SBIN0063092 is required for all interbank electronic transfers routed through this branch.
Why every State Bank of India branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including CAC, KARUR of State Bank of India — its own 11-character IFSC. The code SBIN0063092 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC SBIN0063092 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC SBIN0063092
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SBIN0063092 across all three.
NEFT to State Bank of India, CAC, KARUR using IFSC SBIN0063092
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC SBIN0063092, and confirm that the system picks up State Bank of India – CAC, KARUR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to CAC, KARUR
If you need to transfer ₹2 lakh or more in one go to an account at State Bank of India's CAC, KARUR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC SBIN0063092 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to State Bank of India – CAC, KARUR, use IMPS. With IFSC SBIN0063092 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Cac, Karur
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC SBIN0063092:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at CAC, KARUR is still linked to IFSC SBIN0063092.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at State Bank of India's CAC, KARUR branch, the IFSC SBIN0063092 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Account types you can open at the Cac, Karur branch
Once you have an account at State Bank of India – CAC, KARUR, the IFSC SBIN0063092 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Cac, Karur branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 8838979625.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC SBIN0063092
MICR & cheque-truncation details
Cheques drawn on the Cac, Karur branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC SBIN0063092 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC SBIN0063092
State Bank of India customers can register for net banking and the bank's official mobile app once their account at the CAC, KARUR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC SBIN0063092 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to State Bank of India – CAC, KARUR:
- The IFSC is exactly SBIN0063092 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills State Bank of India as the bank name and CAC, KARUR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Cac, Karur branch
The branch is located at PB NO.2, 13-16 BYEPASS ROAD, KARUR, TAMIL NADU, PIN CODE 639001., which puts it inside Coimbatore, the broader Coimbatore district, and the state of Tamil Nadu. To plan your visit:
- Open Google Maps on your phone and search for “State Bank of India Cac, Karur branch” — the verified location pin for IFSC SBIN0063092 should appear at the top of the results.
- Confirm the branch is open by calling 8838979625 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC SBIN0063092 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC SBIN0063092 for State Bank of India – CAC, KARUR, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Cac, Karur are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to SBIN0063092 continue to work without interruption.
Branch address & contact
State Bank of IndiaCac, Karur Branch
PB NO.2, 13-16 BYEPASS ROAD, KARUR, TAMIL NADU, PIN CODE 639001.
Coimbatore, Tamil Nadu
Phone: 8838979625
IFSC: SBIN0063092
Frequently asked questions
How quickly will an NEFT transfer using SBIN0063092 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to State Bank of India – Cac, Karur reflect within 30 minutes.
What is the phone number of State Bank of India Cac, Karur branch?
You can reach the branch at 8838979625 during regular banking hours.
What is the IFSC code of State Bank of India Cac, Karur branch?
The IFSC code of State Bank of India, Cac, Karur branch is SBIN0063092. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC SBIN0063092 valid for NEFT and RTGS?
Yes. IFSC SBIN0063092 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How do I add State Bank of India Cac, Karur as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC SBIN0063092, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC SBIN0063092 the same for all accounts at Cac, Karur branch?
Yes. The IFSC SBIN0063092 is shared by every account held at State Bank of India's Cac, Karur branch. Only the account number changes from customer to customer.
Summary
The IFSC code SBIN0063092 belongs to State Bank of India's CAC, KARUR branch, located at PB NO.2, 13-16 BYEPASS ROAD, KARUR, TAMIL NADU, PIN CODE 639001. in COIMBATORE, TAMIL NADU. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
