IFSC Code of State Bank of India, Regional Business Office , Chingleput Branch, Tamil Nadu

Use this page as a one-stop reference for everything related to State Bank of India's REGIONAL BUSINESS OFFICE , CHINGLEPUT branch in CHINGLEPUT, TAMIL NADU. The branch's IFSC code SBIN0014755 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for State Bank of India – REGIONAL BUSINESS OFFICE , CHINGLEPUT is SBIN0014755. The first four letters SBIN are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 014755 map to this branch in CHINGLEPUT, TAMIL NADU.

About the bank

State Bank of India serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Regional Business Office , Chingleput branch in Chingleput, Tamil Nadu is part of this network and uses the IFSC code SBIN0014755 for all electronic settlement.

Branch details at a glance

Regional Business Office , Chingleput branch overview

Located at NO 9,VARADHA REDDY STREET,VADACHALA NAGAR,NEAR NEW BUS STAND,CHINGLEPUT,DIST KANCHEEPURAM 603 001, the Regional Business Office , Chingleput branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC SBIN0014755 is required for all interbank electronic transfers routed through this branch.

Why every State Bank of India branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including REGIONAL BUSINESS OFFICE , CHINGLEPUT of State Bank of India — its own 11-character IFSC. The code SBIN0014755 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC SBIN0014755 the same way you would treat your account number — verify it once and save it carefully for future use.

Products and account variants supported

Every account opened at the Regional Business Office , Chingleput branch is mapped to IFSC SBIN0014755 on the RBI payments network. The branch generally supports the full retail product catalogue of State Bank of India, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains SBIN0014755.

Banking services available

The Regional Business Office , Chingleput branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on the branch contact number.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC SBIN0014755

How to transfer money using IFSC SBIN0014755

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SBIN0014755 across all three.

How to use IFSC SBIN0014755 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to State Bank of India's REGIONAL BUSINESS OFFICE , CHINGLEPUT branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC SBIN0014755.
4. Confirm the bank name auto-populates as State Bank of India and the branch as REGIONAL BUSINESS OFFICE , CHINGLEPUT.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to REGIONAL BUSINESS OFFICE , CHINGLEPUT

If you need to transfer ₹2 lakh or more in one go to an account at State Bank of India's REGIONAL BUSINESS OFFICE , CHINGLEPUT branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC SBIN0014755 while initiating the transfer and the credit will appear within minutes.

IMPS to State Bank of India REGIONAL BUSINESS OFFICE , CHINGLEPUT (IFSC SBIN0014755)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC SBIN0014755 in your mobile or internet banking app, and the money is credited to the REGIONAL BUSINESS OFFICE , CHINGLEPUT branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Regional Business Office , Chingleput

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC SBIN0014755:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at REGIONAL BUSINESS OFFICE , CHINGLEPUT is still linked to IFSC SBIN0014755.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at State Bank of India's REGIONAL BUSINESS OFFICE , CHINGLEPUT branch, the IFSC SBIN0014755 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Online banking and IFSC SBIN0014755

State Bank of India customers can register for net banking and the bank's official mobile app once their account at the REGIONAL BUSINESS OFFICE , CHINGLEPUT branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC SBIN0014755 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR & cheque-truncation details

Cheques drawn on the Regional Business Office , Chingleput branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC SBIN0014755 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Common mistakes to avoid when using IFSC SBIN0014755

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to State Bank of India – REGIONAL BUSINESS OFFICE , CHINGLEPUT, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: SBIN0014755.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

How to reach the Regional Business Office , Chingleput branch

The branch is located at NO 9,VARADHA REDDY STREET,VADACHALA NAGAR,NEAR NEW BUS STAND,CHINGLEPUT,DIST KANCHEEPURAM 603 001, which puts it inside Chingleput, the broader Kancheepuram district, and the state of Tamil Nadu. To plan your visit:

1. Open Google Maps on your phone and search for “State Bank of India Regional Business Office , Chingleput branch” — the verified location pin for IFSC SBIN0014755 should appear at the top of the results.
2. Confirm the branch is open by calling the branch contact number before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC SBIN0014755 and your account number.

Verifying IFSC SBIN0014755 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm SBIN0014755 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on the branch contact number.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Regional Business Office , Chingleput branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC SBIN0014755, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code SBIN0014755 belongs to State Bank of India's REGIONAL BUSINESS OFFICE , CHINGLEPUT branch, located at NO 9,VARADHA REDDY STREET,VADACHALA NAGAR,NEAR NEW BUS STAND,CHINGLEPUT,DIST… in CHINGLEPUT, TAMIL NADU. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.