This page lists the IFSC code, branch address, contact number and fund-transfer information for State Bank of India, CHHAPIHEDA branch in CHHAPIHEDA. The 11-digit IFSC SBIN0064355 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with State Bank of India at the CHHAPIHEDA location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, SBIN0064355 is the IFSC of State Bank of India's CHHAPIHEDA branch. The format is fixed: SBIN = bank code, 0 = reserved, 064355 = branch identifier.
About the bank
State Bank of India serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Chhapiheda branch in Chhapiheda, Madhya Pradesh is part of this network and uses the IFSC code SBIN0064355 for all electronic settlement.
Branch details at a glance
| Bank Name | State Bank of India |
|---|---|
| Branch | Chhapiheda |
| IFSC Code | SBIN0064355 |
| MICR Code | Refer to cheque leaf |
| Branch Address | PACHORE-JEERAPUR MAIN ROAD,INFRONT OF KRISHI UPAJ MANDI,CHHAPIHEDA,TAHSIL KHILCHIPUR,DISTRICT RAJGARH(M.P. ) PIN 465689 |
| City | Chhapiheda |
| District | Tiruchirapalli |
| State | Madhya Pradesh |
| STD Code | 7372 |
| Phone | 7974201600 |
About this branch
The branch is located at PACHORE-JEERAPUR MAIN ROAD,INFRONT OF KRISHI UPAJ MANDI,CHHAPIHEDA,TAHSIL KHILCHIPUR,DISTRICT RAJGARH(M.P. ) PIN 465689. It serves the Chhapiheda region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of State Bank of India. The IFSC SBIN0064355 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how State Bank of India's CHHAPIHEDA branch came to be assigned the code SBIN0064355.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC SBIN0064355, money simply cannot be routed to the CHHAPIHEDA branch electronically.
Products and account variants supported
Every account opened at the Chhapiheda branch is mapped to IFSC SBIN0064355 on the RBI payments network. The branch generally supports the full retail product catalogue of State Bank of India, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains SBIN0064355.
Banking services available
The Chhapiheda branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 7372-7974201600.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC SBIN0064355
How to transfer money using IFSC SBIN0064355
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SBIN0064355 across all three.
How to use IFSC SBIN0064355 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to State Bank of India's CHHAPIHEDA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC SBIN0064355.
- Confirm the bank name auto-populates as State Bank of India and the branch as CHHAPIHEDA.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to CHHAPIHEDA
If you need to transfer ₹2 lakh or more in one go to an account at State Bank of India's CHHAPIHEDA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC SBIN0064355 while initiating the transfer and the credit will appear within minutes.
IMPS to State Bank of India CHHAPIHEDA (IFSC SBIN0064355)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC SBIN0064355 in your mobile or internet banking app, and the money is credited to the CHHAPIHEDA branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Chhapiheda
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC SBIN0064355:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at CHHAPIHEDA is still linked to IFSC SBIN0064355.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC SBIN0064355
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at State Bank of India – CHHAPIHEDA is still mapped to IFSC SBIN0064355. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC SBIN0064355 and the beneficiary's account number to complete the transfer.
Digital banking channels
Most day-to-day work that customers used to do at the Chhapiheda branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC SBIN0064355 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by State Bank of India carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC SBIN0064355 and the account number together uniquely identify the Chhapiheda branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to State Bank of India – CHHAPIHEDA:
- The IFSC is exactly SBIN0064355 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills State Bank of India as the bank name and CHHAPIHEDA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Chhapiheda branch
The branch is located at PACHORE-JEERAPUR MAIN ROAD,INFRONT OF KRISHI UPAJ MANDI,CHHAPIHEDA,TAHSIL KHILCHIPUR,DISTRICT RAJGARH(M.P. ) PIN 465689, which puts it inside Chhapiheda, the broader Tiruchirapalli district, and the state of Madhya Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “State Bank of India Chhapiheda branch” — the verified location pin for IFSC SBIN0064355 should appear at the top of the results.
- Confirm the branch is open by calling 7372-7974201600 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC SBIN0064355 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC SBIN0064355 for State Bank of India – CHHAPIHEDA, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Chhapiheda branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC SBIN0064355, however, work 24x7.
Branch address & contact
State Bank of IndiaChhapiheda Branch
PACHORE-JEERAPUR MAIN ROAD,INFRONT OF KRISHI UPAJ MANDI,CHHAPIHEDA,TAHSIL KHILCHIPUR,DISTRICT RAJGARH(M.P. ) PIN 465689
Chhapiheda, Madhya Pradesh
Phone: 7372-7974201600
IFSC: SBIN0064355
Frequently asked questions
Where is State Bank of India Chhapiheda branch located?
State Bank of India's Chhapiheda branch is located at PACHORE-JEERAPUR MAIN ROAD,INFRONT OF KRISHI UPAJ MANDI,CHHAPIHEDA,TAHSIL KHILCHIPUR,DISTRICT RAJGARH(M.P. ) PIN 465689, Chhapiheda, Madhya Pradesh.
How do I add State Bank of India Chhapiheda as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC SBIN0064355, and complete OTP verification. Once activated, you can transfer funds at any time.
Can I use IFSC SBIN0064355 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC SBIN0064355 to send funds instantly.
How quickly will an NEFT transfer using SBIN0064355 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to State Bank of India – Chhapiheda reflect within 30 minutes.
Is IFSC SBIN0064355 the same for all accounts at Chhapiheda branch?
Yes. The IFSC SBIN0064355 is shared by every account held at State Bank of India's Chhapiheda branch. Only the account number changes from customer to customer.
Is IFSC SBIN0064355 valid for NEFT and RTGS?
Yes. IFSC SBIN0064355 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the IFSC code of State Bank of India Chhapiheda branch?
The IFSC code of State Bank of India, Chhapiheda branch is SBIN0064355. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Chhapiheda branch but serve different purposes.
Summary
The IFSC code SBIN0064355 belongs to State Bank of India's CHHAPIHEDA branch, located at PACHORE-JEERAPUR MAIN ROAD,INFRONT OF KRISHI UPAJ MANDI,CHHAPIHEDA,TAHSIL… in CHHAPIHEDA, MADHYA PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
