This page lists the IFSC code, branch address, contact number and fund-transfer information for State Bank of India, TRIPLICANE branch in CHENNAI. The 11-digit IFSC SBIN0040991 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with State Bank of India at the TRIPLICANE location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for State Bank of India – TRIPLICANE is SBIN0040991. The first four letters SBIN are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 040991 map to this branch in CHENNAI, TAMIL NADU.
About the bank
State Bank of India serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Triplicane branch in Chennai, Tamil Nadu is part of this network and uses the IFSC code SBIN0040991 for all electronic settlement.
Branch details at a glance
| Bank Name | State Bank of India |
|---|---|
| Branch | Triplicane |
| IFSC Code | SBIN0040991 |
| MICR Code | Refer to cheque leaf |
| Branch Address | OLD NO 181 NEW NO 240 BHARATHI SALAI CHENNAI |
| City | Chennai |
| District | Chennai |
| State | Tamil Nadu |
| STD Code | 44 |
| Phone | 28614546 |
About this branch
The branch is located at OLD NO 181 NEW NO 240 BHARATHI SALAI CHENNAI. It serves the Chennai region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of State Bank of India. The IFSC SBIN0040991 is used to identify this branch on the RBI payments network.
Why every State Bank of India branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including TRIPLICANE of State Bank of India — its own 11-character IFSC. The code SBIN0040991 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC SBIN0040991 the same way you would treat your account number — verify it once and save it carefully for future use.
Account types you can open at the Triplicane branch
Once you have an account at State Bank of India – TRIPLICANE, the IFSC SBIN0040991 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Triplicane branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 44-28614546.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC SBIN0040991
How to transfer money using IFSC SBIN0040991
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SBIN0040991 across all three.
NEFT to State Bank of India, TRIPLICANE using IFSC SBIN0040991
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC SBIN0040991, and confirm that the system picks up State Bank of India – TRIPLICANE. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to TRIPLICANE
If you need to transfer ₹2 lakh or more in one go to an account at State Bank of India's TRIPLICANE branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC SBIN0040991 while initiating the transfer and the credit will appear within minutes.
IMPS to State Bank of India TRIPLICANE (IFSC SBIN0040991)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC SBIN0040991 in your mobile or internet banking app, and the money is credited to the TRIPLICANE branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Triplicane
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC SBIN0040991:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at TRIPLICANE is still linked to IFSC SBIN0040991.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at State Bank of India's TRIPLICANE branch, the IFSC SBIN0040991 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Digital banking channels
Most day-to-day work that customers used to do at the Triplicane branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC SBIN0040991 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by State Bank of India carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC SBIN0040991 and the account number together uniquely identify the Triplicane branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Common mistakes to avoid when using IFSC SBIN0040991
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to State Bank of India – TRIPLICANE, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
SBIN0040991. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Triplicane branch
The branch is located at OLD NO 181 NEW NO 240 BHARATHI SALAI CHENNAI, which puts it inside Chennai, the broader Chennai district, and the state of Tamil Nadu. To plan your visit:
- Open Google Maps on your phone and search for “State Bank of India Triplicane branch” — the verified location pin for IFSC SBIN0040991 should appear at the top of the results.
- Confirm the branch is open by calling 44-28614546 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC SBIN0040991 and your account number.
Verifying IFSC SBIN0040991 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm SBIN0040991 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 44-28614546.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Triplicane branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC SBIN0040991, however, work 24x7.
Branch address & contact
State Bank of IndiaTriplicane Branch
OLD NO 181 NEW NO 240 BHARATHI SALAI CHENNAI
Chennai, Tamil Nadu
Phone: 44-28614546
IFSC: SBIN0040991
Frequently asked questions
How do I add State Bank of India Triplicane as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC SBIN0040991, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC SBIN0040991 the same for all accounts at Triplicane branch?
Yes. The IFSC SBIN0040991 is shared by every account held at State Bank of India's Triplicane branch. Only the account number changes from customer to customer.
What is the IFSC code of State Bank of India Triplicane branch?
The IFSC code of State Bank of India, Triplicane branch is SBIN0040991. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Triplicane branch but serve different purposes.
What is the phone number of State Bank of India Triplicane branch?
You can reach the branch at 44-28614546 during regular banking hours.
Is IFSC SBIN0040991 valid for NEFT and RTGS?
Yes. IFSC SBIN0040991 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How quickly will an NEFT transfer using SBIN0040991 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to State Bank of India – Triplicane reflect within 30 minutes.
Summary
The IFSC code SBIN0040991 belongs to State Bank of India's TRIPLICANE branch, located at OLD NO 181 NEW NO 240 BHARATHI SALAI CHENNAI in CHENNAI, TAMIL NADU. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
