IFSC Code of State Bank of India, Th Main Road, Anna Nagar West Branch, Tamil Nadu

If you are searching for the IFSC code of State Bank of India, TH MAIN ROAD, ANNA NAGAR WEST branch in CHENNAI, TAMIL NADU, this page has every detail you need. The verified IFSC code for this branch is SBIN0012747. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the TH MAIN ROAD, ANNA NAGAR WEST branch, and detailed step-by-step guides for using the IFSC SBIN0012747 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, SBIN0012747 is the IFSC of State Bank of India's TH MAIN ROAD, ANNA NAGAR WEST branch. The format is fixed: SBIN = bank code, 0 = reserved, 012747 = branch identifier.

Bank profile

State Bank of India is among the recognised banks listed on the Reserve Bank of India's payments network. The Th Main Road, Anna Nagar West branch — IFSC SBIN0012747 — extends the bank's services to customers in and around Chennai, Tamil Nadu.

Branch details at a glance

About the Th Main Road, Anna Nagar West branch

The Th Main Road, Anna Nagar West branch of State Bank of India is situated at PLOT NO 1236,NEW NO 41,18TH MAIN ROAD,ANNA NAGAR WEST,CHENNAI 600040. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code SBIN0012747 is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how State Bank of India's TH MAIN ROAD, ANNA NAGAR WEST branch came to be assigned the code SBIN0012747.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC SBIN0012747, money simply cannot be routed to the TH MAIN ROAD, ANNA NAGAR WEST branch electronically.

Account types you can open at the Th Main Road, Anna Nagar West branch

Once you have an account at State Bank of India – TH MAIN ROAD, ANNA NAGAR WEST, the IFSC SBIN0012747 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Th Main Road, Anna Nagar West branch can access most of State Bank of India's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC SBIN0012747

How to transfer money using IFSC SBIN0012747

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SBIN0012747 across all three.

NEFT to State Bank of India, TH MAIN ROAD, ANNA NAGAR WEST using IFSC SBIN0012747

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC SBIN0012747, and confirm that the system picks up State Bank of India – TH MAIN ROAD, ANNA NAGAR WEST. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC SBIN0012747

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to State Bank of India – TH MAIN ROAD, ANNA NAGAR WEST, ensure your bank's portal accepts IFSC SBIN0012747 while registering the beneficiary. RTGS is also available 24x7.

IMPS to State Bank of India TH MAIN ROAD, ANNA NAGAR WEST (IFSC SBIN0012747)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC SBIN0012747 in your mobile or internet banking app, and the money is credited to the TH MAIN ROAD, ANNA NAGAR WEST branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Th Main Road, Anna Nagar West

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC SBIN0012747:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at TH MAIN ROAD, ANNA NAGAR WEST is still linked to IFSC SBIN0012747.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC SBIN0012747

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at State Bank of India – TH MAIN ROAD, ANNA NAGAR WEST is still mapped to IFSC SBIN0012747. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC SBIN0012747 and the beneficiary's account number to complete the transfer.

Online banking and IFSC SBIN0012747

State Bank of India customers can register for net banking and the bank's official mobile app once their account at the TH MAIN ROAD, ANNA NAGAR WEST branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC SBIN0012747 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR & cheque-truncation details

Cheques drawn on the Th Main Road, Anna Nagar West branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC SBIN0012747 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to State Bank of India – TH MAIN ROAD, ANNA NAGAR WEST:

• The IFSC is exactly SBIN0012747 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills State Bank of India as the bank name and TH MAIN ROAD, ANNA NAGAR WEST as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Th Main Road, Anna Nagar West branch

The branch is located at PLOT NO 1236,NEW NO 41,18TH MAIN ROAD,ANNA NAGAR WEST,CHENNAI 600040, which puts it inside Chennai, the broader Chennai district, and the state of Tamil Nadu. To plan your visit:

1. Open Google Maps on your phone and search for “State Bank of India Th Main Road, Anna Nagar West branch” — the verified location pin for IFSC SBIN0012747 should appear at the top of the results.
2. Confirm the branch is open by calling 0 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC SBIN0012747 and your account number.

Verifying IFSC SBIN0012747 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm SBIN0012747 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 0.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Th Main Road, Anna Nagar West branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC SBIN0012747, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code SBIN0012747 belongs to State Bank of India's TH MAIN ROAD, ANNA NAGAR WEST branch, located at PLOT NO 1236,NEW NO 41,18TH MAIN ROAD,ANNA NAGAR WEST,CHENNAI 600040 in CHENNAI, TAMIL NADU. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.