Below are the complete branch details for State Bank of India, PWD COMPLEX, CHENNAI branch, located in CHENNAI, TAMIL NADU. The IFSC assigned by the Reserve Bank of India to this branch is SBIN0006489. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case SBIN0006489 for State Bank of India – PWD COMPLEX, CHENNAI — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, SBIN0006489 is the IFSC of State Bank of India's PWD COMPLEX, CHENNAI branch. The format is fixed: SBIN = bank code, 0 = reserved, 006489 = branch identifier.
Branch details at a glance
| Bank Name | State Bank of India |
|---|---|
| Branch | Pwd Complex, Chennai |
| IFSC Code | SBIN0006489 |
| MICR Code | Refer to cheque leaf |
| Branch Address | P.B.NO.153 CHEPAUK, CHENNAI CITYPIN - 600005 |
| City | Chennai |
| District | Chennai |
| State | Tamil Nadu |
About the bank
State Bank of India serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Pwd Complex, Chennai branch in Chennai, Tamil Nadu is part of this network and uses the IFSC code SBIN0006489 for all electronic settlement.
About this branch
The branch is located at P.B.NO.153 CHEPAUK, CHENNAI CITYPIN - 600005. It serves the Chennai region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of State Bank of India. The IFSC SBIN0006489 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how State Bank of India's PWD COMPLEX, CHENNAI branch came to be assigned the code SBIN0006489.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC SBIN0006489, money simply cannot be routed to the PWD COMPLEX, CHENNAI branch electronically.
How to transfer money using IFSC SBIN0006489
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SBIN0006489 across all three.
NEFT to State Bank of India, PWD COMPLEX, CHENNAI using IFSC SBIN0006489
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC SBIN0006489, and confirm that the system picks up State Bank of India – PWD COMPLEX, CHENNAI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to PWD COMPLEX, CHENNAI
If you need to transfer ₹2 lakh or more in one go to an account at State Bank of India's PWD COMPLEX, CHENNAI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC SBIN0006489 while initiating the transfer and the credit will appear within minutes.
IMPS to State Bank of India PWD COMPLEX, CHENNAI (IFSC SBIN0006489)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC SBIN0006489 in your mobile or internet banking app, and the money is credited to the PWD COMPLEX, CHENNAI branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Pwd Complex, Chennai
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC SBIN0006489:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at PWD COMPLEX, CHENNAI is still linked to IFSC SBIN0006489.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC SBIN0006489
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at State Bank of India – PWD COMPLEX, CHENNAI is still mapped to IFSC SBIN0006489. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC SBIN0006489 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Pwd Complex, Chennai branch is mapped to IFSC SBIN0006489 on the RBI payments network. The branch generally supports the full retail product catalogue of State Bank of India, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains SBIN0006489.
Products and services
Customers walking into the Pwd Complex, Chennai branch can access most of State Bank of India's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC SBIN0006489
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by State Bank of India carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC SBIN0006489 and the account number together uniquely identify the Pwd Complex, Chennai branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC SBIN0006489
State Bank of India customers can register for net banking and the bank's official mobile app once their account at the PWD COMPLEX, CHENNAI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC SBIN0006489 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC SBIN0006489
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to State Bank of India – PWD COMPLEX, CHENNAI, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
SBIN0006489. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Pwd Complex, Chennai branch sits at P.B.NO.153 CHEPAUK, CHENNAI CITYPIN - 600005. If you are travelling from outside Chennai, search for the branch on a maps application using the bank name and locality, or call the branch contact number to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC SBIN0006489 and your account number.
Verifying IFSC SBIN0006489 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm SBIN0006489 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on the branch contact number.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Pwd Complex, Chennai branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC SBIN0006489, however, work 24x7.
Branch address & contact
State Bank of IndiaPwd Complex, Chennai Branch
P.B.NO.153 CHEPAUK, CHENNAI CITYPIN - 600005
Chennai, Tamil Nadu
Phone: the branch contact number
IFSC: SBIN0006489
Frequently asked questions
What is the phone number of State Bank of India Pwd Complex, Chennai branch?
You can reach the branch at the branch contact number during regular banking hours.
Is IFSC SBIN0006489 the same for all accounts at Pwd Complex, Chennai branch?
Yes. The IFSC SBIN0006489 is shared by every account held at State Bank of India's Pwd Complex, Chennai branch. Only the account number changes from customer to customer.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Pwd Complex, Chennai branch but serve different purposes.
How quickly will an NEFT transfer using SBIN0006489 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to State Bank of India – Pwd Complex, Chennai reflect within 30 minutes.
How do I add State Bank of India Pwd Complex, Chennai as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC SBIN0006489, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC SBIN0006489 valid for NEFT and RTGS?
Yes. IFSC SBIN0006489 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Can I use IFSC SBIN0006489 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC SBIN0006489 to send funds instantly.
Does State Bank of India Pwd Complex, Chennai branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on the branch contact number to confirm.
Final notes
To recap: SBIN0006489 is the IFSC code of State Bank of India, PWD COMPLEX, CHENNAI branch, in CHENNAI, TAMIL NADU. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
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