IFSC Code of State Bank of India, Chinmaya Nagar,Chennai Branch, Tamil Nadu

Use this page as a one-stop reference for everything related to State Bank of India's CHINMAYA NAGAR,CHENNAI branch in CHENNAI, TAMIL NADU. The branch's IFSC code SBIN0007990 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for State Bank of India – CHINMAYA NAGAR,CHENNAI is SBIN0007990. The first four letters SBIN are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 007990 map to this branch in CHENNAI, TAMIL NADU.

About the bank

State Bank of India serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Chinmaya Nagar,Chennai branch in Chennai, Tamil Nadu is part of this network and uses the IFSC code SBIN0007990 for all electronic settlement.

Branch details at a glance

About this branch

The branch is located at 60,KALIAMMMAN KOILI STREET,PO.VIRUGAMBAKKAM,CHENNAI. It serves the Chennai region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of State Bank of India. The IFSC SBIN0007990 is used to identify this branch on the RBI payments network.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how State Bank of India's CHINMAYA NAGAR,CHENNAI branch came to be assigned the code SBIN0007990.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC SBIN0007990, money simply cannot be routed to the CHINMAYA NAGAR,CHENNAI branch electronically.

Account types you can open at the Chinmaya Nagar,Chennai branch

Once you have an account at State Bank of India – CHINMAYA NAGAR,CHENNAI, the IFSC SBIN0007990 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Chinmaya Nagar,Chennai branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on the branch contact number.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC SBIN0007990

How to transfer money using IFSC SBIN0007990

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SBIN0007990 across all three.

How to use IFSC SBIN0007990 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to State Bank of India's CHINMAYA NAGAR,CHENNAI branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC SBIN0007990.
4. Confirm the bank name auto-populates as State Bank of India and the branch as CHINMAYA NAGAR,CHENNAI.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to CHINMAYA NAGAR,CHENNAI

If you need to transfer ₹2 lakh or more in one go to an account at State Bank of India's CHINMAYA NAGAR,CHENNAI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC SBIN0007990 while initiating the transfer and the credit will appear within minutes.

IMPS to State Bank of India CHINMAYA NAGAR,CHENNAI (IFSC SBIN0007990)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC SBIN0007990 in your mobile or internet banking app, and the money is credited to the CHINMAYA NAGAR,CHENNAI branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Chinmaya Nagar,Chennai

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC SBIN0007990:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at CHINMAYA NAGAR,CHENNAI is still linked to IFSC SBIN0007990.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC SBIN0007990

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at State Bank of India – CHINMAYA NAGAR,CHENNAI is still mapped to IFSC SBIN0007990. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC SBIN0007990 and the beneficiary's account number to complete the transfer.

Online banking and IFSC SBIN0007990

State Bank of India customers can register for net banking and the bank's official mobile app once their account at the CHINMAYA NAGAR,CHENNAI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC SBIN0007990 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by State Bank of India carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC SBIN0007990 and the account number together uniquely identify the Chinmaya Nagar,Chennai branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to State Bank of India – CHINMAYA NAGAR,CHENNAI:

• The IFSC is exactly SBIN0007990 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills State Bank of India as the bank name and CHINMAYA NAGAR,CHENNAI as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Chinmaya Nagar,Chennai branch sits at 60,KALIAMMMAN KOILI STREET,PO.VIRUGAMBAKKAM,CHENNAI. If you are travelling from outside Chennai, search for the branch on a maps application using the bank name and locality, or call the branch contact number to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC SBIN0007990 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC SBIN0007990 for State Bank of India – CHINMAYA NAGAR,CHENNAI, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Chinmaya Nagar,Chennai are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to SBIN0007990 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code SBIN0007990 belongs to State Bank of India's CHINMAYA NAGAR,CHENNAI branch, located at 60,KALIAMMMAN KOILI STREET,PO.VIRUGAMBAKKAM,CHENNAI in CHENNAI, TAMIL NADU. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.