IFSC Code of State Bank of India, Muncipality Chowk, Chhapra Branch, Bihar

Use this page as a one-stop reference for everything related to State Bank of India's MUNCIPALITY CHOWK, CHHAPRA branch in CHAPRA, BIHAR. The branch's IFSC code SBIN0016621 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for State Bank of India – MUNCIPALITY CHOWK, CHHAPRA is SBIN0016621. The first four letters SBIN are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 016621 map to this branch in CHAPRA, BIHAR.

About State Bank of India

State Bank of India operates a wide network of branches across India, including the Muncipality Chowk, Chhapra branch in Chapra. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, SBIN0016621.

About the Muncipality Chowk, Chhapra branch

The Muncipality Chowk, Chhapra branch of State Bank of India is situated at GANGA GOPAL MARKET, HOUSE OF SRI SUSHIL PRASAD, MUNCIPALITY CHOWK, CHAPRA, DISTT.SARAN, BIHAR 841301. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code SBIN0016621 is used.

Branch details at a glance

Why every State Bank of India branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including MUNCIPALITY CHOWK, CHHAPRA of State Bank of India — its own 11-character IFSC. The code SBIN0016621 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC SBIN0016621 the same way you would treat your account number — verify it once and save it carefully for future use.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by State Bank of India carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC SBIN0016621 and the account number together uniquely identify the Muncipality Chowk, Chhapra branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

How to transfer money using IFSC SBIN0016621

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SBIN0016621 across all three.

How to use IFSC SBIN0016621 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to State Bank of India's MUNCIPALITY CHOWK, CHHAPRA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC SBIN0016621.
4. Confirm the bank name auto-populates as State Bank of India and the branch as MUNCIPALITY CHOWK, CHHAPRA.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to MUNCIPALITY CHOWK, CHHAPRA

If you need to transfer ₹2 lakh or more in one go to an account at State Bank of India's MUNCIPALITY CHOWK, CHHAPRA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC SBIN0016621 while initiating the transfer and the credit will appear within minutes.

IMPS to State Bank of India MUNCIPALITY CHOWK, CHHAPRA (IFSC SBIN0016621)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC SBIN0016621 in your mobile or internet banking app, and the money is credited to the MUNCIPALITY CHOWK, CHHAPRA branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Muncipality Chowk, Chhapra

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC SBIN0016621:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at MUNCIPALITY CHOWK, CHHAPRA is still linked to IFSC SBIN0016621.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at State Bank of India's MUNCIPALITY CHOWK, CHHAPRA branch, the IFSC SBIN0016621 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Account types you can open at the Muncipality Chowk, Chhapra branch

Once you have an account at State Bank of India – MUNCIPALITY CHOWK, CHHAPRA, the IFSC SBIN0016621 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Muncipality Chowk, Chhapra branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 0.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC SBIN0016621

Digital banking channels

Most day-to-day work that customers used to do at the Muncipality Chowk, Chhapra branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC SBIN0016621 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

How to reach the Muncipality Chowk, Chhapra branch

The branch is located at GANGA GOPAL MARKET, HOUSE OF SRI SUSHIL PRASAD, MUNCIPALITY CHOWK, CHAPRA, DISTT.SARAN, BIHAR 841301, which puts it inside Chapra, the broader Saran district, and the state of Bihar. To plan your visit:

1. Open Google Maps on your phone and search for “State Bank of India Muncipality Chowk, Chhapra branch” — the verified location pin for IFSC SBIN0016621 should appear at the top of the results.
2. Confirm the branch is open by calling 0 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC SBIN0016621 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to State Bank of India – MUNCIPALITY CHOWK, CHHAPRA:

• The IFSC is exactly SBIN0016621 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills State Bank of India as the bank name and MUNCIPALITY CHOWK, CHHAPRA as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Working hours

Branch counters at Muncipality Chowk, Chhapra are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to SBIN0016621 continue to work without interruption.

Other ways to verify the IFSC code

While this page already lists the verified IFSC SBIN0016621 for State Bank of India – MUNCIPALITY CHOWK, CHHAPRA, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch address & contact

Frequently asked questions

Summary

The IFSC code SBIN0016621 belongs to State Bank of India's MUNCIPALITY CHOWK, CHHAPRA branch, located at GANGA GOPAL MARKET, HOUSE OF SRI SUSHIL PRASAD, MUNCIPALITY CHOWK, CHAPRA,… in CHAPRA, BIHAR. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.