IFSC Code of State Bank of India, Chandra Shekhar Azad Nagar Branch, Madhya Pradesh

Use this page as a one-stop reference for everything related to State Bank of India's CHANDRA SHEKHAR AZAD NAGAR branch in CHANDRA SHEKHAR AZAD NAGAR, MADHYA PRADESH. The branch's IFSC code SBIN0064503 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, SBIN0064503 is the IFSC of State Bank of India's CHANDRA SHEKHAR AZAD NAGAR branch. The format is fixed: SBIN = bank code, 0 = reserved, 064503 = branch identifier.

Bank profile

State Bank of India is among the recognised banks listed on the Reserve Bank of India's payments network. The Chandra Shekhar Azad Nagar branch — IFSC SBIN0064503 — extends the bank's services to customers in and around Chandra Shekhar Azad Nagar, Madhya Pradesh.

Chandra Shekhar Azad Nagar branch overview

Located at WARD NO.15,DAHOD ROAD,CHANDRA SHEKHAR AZAD NAGAR,DIST.ALIRAJPUR, the Chandra Shekhar Azad Nagar branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC SBIN0064503 is required for all interbank electronic transfers routed through this branch.

Branch details at a glance

Why every State Bank of India branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including CHANDRA SHEKHAR AZAD NAGAR of State Bank of India — its own 11-character IFSC. The code SBIN0064503 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC SBIN0064503 the same way you would treat your account number — verify it once and save it carefully for future use.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by State Bank of India carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC SBIN0064503 and the account number together uniquely identify the Chandra Shekhar Azad Nagar branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

How to transfer money using IFSC SBIN0064503

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SBIN0064503 across all three.

NEFT to State Bank of India, CHANDRA SHEKHAR AZAD NAGAR using IFSC SBIN0064503

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC SBIN0064503, and confirm that the system picks up State Bank of India – CHANDRA SHEKHAR AZAD NAGAR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to CHANDRA SHEKHAR AZAD NAGAR

If you need to transfer ₹2 lakh or more in one go to an account at State Bank of India's CHANDRA SHEKHAR AZAD NAGAR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC SBIN0064503 while initiating the transfer and the credit will appear within minutes.

IMPS to State Bank of India CHANDRA SHEKHAR AZAD NAGAR (IFSC SBIN0064503)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC SBIN0064503 in your mobile or internet banking app, and the money is credited to the CHANDRA SHEKHAR AZAD NAGAR branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC SBIN0064503 for State Bank of India – CHANDRA SHEKHAR AZAD NAGAR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Chandra Shekhar Azad Nagar branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC SBIN0064503

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at State Bank of India – CHANDRA SHEKHAR AZAD NAGAR is still mapped to IFSC SBIN0064503. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC SBIN0064503 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Chandra Shekhar Azad Nagar branch is mapped to IFSC SBIN0064503 on the RBI payments network. The branch generally supports the full retail product catalogue of State Bank of India, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains SBIN0064503.

Products and services

Customers walking into the Chandra Shekhar Azad Nagar branch can access most of State Bank of India's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC SBIN0064503

Online banking and IFSC SBIN0064503

State Bank of India customers can register for net banking and the bank's official mobile app once their account at the CHANDRA SHEKHAR AZAD NAGAR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC SBIN0064503 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

How to reach the Chandra Shekhar Azad Nagar branch

The branch is located at WARD NO.15,DAHOD ROAD,CHANDRA SHEKHAR AZAD NAGAR,DIST.ALIRAJPUR, which puts it inside Chandra Shekhar Azad Nagar, the broader Alirajpur district, and the state of Madhya Pradesh. To plan your visit:

1. Open Google Maps on your phone and search for “State Bank of India Chandra Shekhar Azad Nagar branch” — the verified location pin for IFSC SBIN0064503 should appear at the top of the results.
2. Confirm the branch is open by calling 7394-9534436688 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC SBIN0064503 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to State Bank of India – CHANDRA SHEKHAR AZAD NAGAR:

• The IFSC is exactly SBIN0064503 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills State Bank of India as the bank name and CHANDRA SHEKHAR AZAD NAGAR as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Chandra Shekhar Azad Nagar branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC SBIN0064503, however, work 24x7.

Verifying IFSC SBIN0064503 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm SBIN0064503 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 7394-9534436688.
• Visiting the bank's official branch locator page.

Branch address & contact

Frequently asked questions

Final notes

To recap: SBIN0064503 is the IFSC code of State Bank of India, CHANDRA SHEKHAR AZAD NAGAR branch, in CHANDRA SHEKHAR AZAD NAGAR, MADHYA PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.