IFSC Code of State Bank of India, Kozhikode Govt. Medical College, Kozhikode Branch, Kerala

Use this page as a one-stop reference for everything related to State Bank of India's KOZHIKODE GOVT. MEDICAL COLLEGE, KOZHIKODE branch in CALICUT, KERALA. The branch's IFSC code SBIN0002206 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, SBIN0002206 is the IFSC of State Bank of India's KOZHIKODE GOVT. MEDICAL COLLEGE, KOZHIKODE branch. The format is fixed: SBIN = bank code, 0 = reserved, 002206 = branch identifier.

Branch details at a glance

Bank profile

State Bank of India is among the recognised banks listed on the Reserve Bank of India's payments network. The Kozhikode Govt. Medical College, Kozhikode branch — IFSC SBIN0002206 — extends the bank's services to customers in and around Calicut, Kerala.

About this branch

The branch is located at MEDICAL COLLEGE P.O P BAG NO 1 KOZHIKODE DISTKOZHIKODE,673008. It serves the Calicut region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of State Bank of India. The IFSC SBIN0002206 is used to identify this branch on the RBI payments network.

Why every State Bank of India branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including KOZHIKODE GOVT. MEDICAL COLLEGE, KOZHIKODE of State Bank of India — its own 11-character IFSC. The code SBIN0002206 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC SBIN0002206 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC SBIN0002206

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SBIN0002206 across all three.

NEFT to State Bank of India, KOZHIKODE GOVT. MEDICAL COLLEGE, KOZHIKODE using IFSC SBIN0002206

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC SBIN0002206, and confirm that the system picks up State Bank of India – KOZHIKODE GOVT. MEDICAL COLLEGE, KOZHIKODE. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC SBIN0002206

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to State Bank of India – KOZHIKODE GOVT. MEDICAL COLLEGE, KOZHIKODE, ensure your bank's portal accepts IFSC SBIN0002206 while registering the beneficiary. RTGS is also available 24x7.

Send money instantly through IMPS

For a real-time, anytime transfer to State Bank of India – KOZHIKODE GOVT. MEDICAL COLLEGE, KOZHIKODE, use IMPS. With IFSC SBIN0002206 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to Kozhikode Govt. Medical College, Kozhikode

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC SBIN0002206:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at KOZHIKODE GOVT. MEDICAL COLLEGE, KOZHIKODE is still linked to IFSC SBIN0002206.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC SBIN0002206

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at State Bank of India – KOZHIKODE GOVT. MEDICAL COLLEGE, KOZHIKODE is still mapped to IFSC SBIN0002206. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC SBIN0002206 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Kozhikode Govt. Medical College, Kozhikode branch is mapped to IFSC SBIN0002206 on the RBI payments network. The branch generally supports the full retail product catalogue of State Bank of India, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains SBIN0002206.

Products and services

Customers walking into the Kozhikode Govt. Medical College, Kozhikode branch can access most of State Bank of India's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC SBIN0002206

MICR & cheque-truncation details

Cheques drawn on the Kozhikode Govt. Medical College, Kozhikode branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC SBIN0002206 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Online banking and IFSC SBIN0002206

State Bank of India customers can register for net banking and the bank's official mobile app once their account at the KOZHIKODE GOVT. MEDICAL COLLEGE, KOZHIKODE branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC SBIN0002206 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to State Bank of India – KOZHIKODE GOVT. MEDICAL COLLEGE, KOZHIKODE:

• The IFSC is exactly SBIN0002206 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills State Bank of India as the bank name and KOZHIKODE GOVT. MEDICAL COLLEGE, KOZHIKODE as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Kozhikode Govt. Medical College, Kozhikode branch

The branch is located at MEDICAL COLLEGE P.O P BAG NO 1 KOZHIKODE DISTKOZHIKODE,673008, which puts it inside Calicut, the broader Kozhikode district, and the state of Kerala. To plan your visit:

1. Open Google Maps on your phone and search for “State Bank of India Kozhikode Govt. Medical College, Kozhikode branch” — the verified location pin for IFSC SBIN0002206 should appear at the top of the results.
2. Confirm the branch is open by calling 495-2355577 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC SBIN0002206 and your account number.

Verifying IFSC SBIN0002206 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm SBIN0002206 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 495-2355577.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Kozhikode Govt. Medical College, Kozhikode are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to SBIN0002206 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code SBIN0002206 belongs to State Bank of India's KOZHIKODE GOVT. MEDICAL COLLEGE, KOZHIKODE branch, located at MEDICAL COLLEGE P.O P BAG NO 1 KOZHIKODE DISTKOZHIKODE,673008 in CALICUT, KERALA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.