IFSC Code of State Bank of India, Bolpur Fimm Dsh Branch, West Bengal

If you are searching for the IFSC code of State Bank of India, BOLPUR FIMM DSH branch in BOLPUR, WEST BENGAL, this page has every detail you need. The verified IFSC code for this branch is SBIN0062945. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the BOLPUR FIMM DSH branch, and detailed step-by-step guides for using the IFSC SBIN0062945 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for State Bank of India – BOLPUR FIMM DSH is SBIN0062945. The first four letters SBIN are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 062945 map to this branch in BOLPUR, WEST BENGAL.

Bank profile

State Bank of India is among the recognised banks listed on the Reserve Bank of India's payments network. The Bolpur Fimm Dsh branch — IFSC SBIN0062945 — extends the bank's services to customers in and around Bolpur, West Bengal.

Branch details at a glance

About the Bolpur Fimm Dsh branch

The Bolpur Fimm Dsh branch of State Bank of India is situated at SANTINIKETAN ROAD, CHITRA MORE, BOLPUR, DIST BIRBHUM, WEST BENGAL 731204. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code SBIN0062945 is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how State Bank of India's BOLPUR FIMM DSH branch came to be assigned the code SBIN0062945.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC SBIN0062945, money simply cannot be routed to the BOLPUR FIMM DSH branch electronically.

Products and account variants supported

Every account opened at the Bolpur Fimm Dsh branch is mapped to IFSC SBIN0062945 on the RBI payments network. The branch generally supports the full retail product catalogue of State Bank of India, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains SBIN0062945.

Products and services

Customers walking into the Bolpur Fimm Dsh branch can access most of State Bank of India's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC SBIN0062945

How to transfer money using IFSC SBIN0062945

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SBIN0062945 across all three.

NEFT to State Bank of India, BOLPUR FIMM DSH using IFSC SBIN0062945

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC SBIN0062945, and confirm that the system picks up State Bank of India – BOLPUR FIMM DSH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to BOLPUR FIMM DSH

If you need to transfer ₹2 lakh or more in one go to an account at State Bank of India's BOLPUR FIMM DSH branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC SBIN0062945 while initiating the transfer and the credit will appear within minutes.

IMPS to State Bank of India BOLPUR FIMM DSH (IFSC SBIN0062945)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC SBIN0062945 in your mobile or internet banking app, and the money is credited to the BOLPUR FIMM DSH branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Bolpur Fimm Dsh

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC SBIN0062945:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at BOLPUR FIMM DSH is still linked to IFSC SBIN0062945.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at State Bank of India's BOLPUR FIMM DSH branch, the IFSC SBIN0062945 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Digital banking channels

Most day-to-day work that customers used to do at the Bolpur Fimm Dsh branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC SBIN0062945 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR & cheque-truncation details

Cheques drawn on the Bolpur Fimm Dsh branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC SBIN0062945 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Common mistakes to avoid when using IFSC SBIN0062945

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to State Bank of India – BOLPUR FIMM DSH, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: SBIN0062945.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Reaching the branch

The Bolpur Fimm Dsh branch sits at SANTINIKETAN ROAD, CHITRA MORE, BOLPUR, DIST BIRBHUM, WEST BENGAL 731204. If you are travelling from outside Bolpur, search for the branch on a maps application using the bank name and locality, or call 8001193252 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC SBIN0062945 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC SBIN0062945 for State Bank of India – BOLPUR FIMM DSH, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Bolpur Fimm Dsh are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to SBIN0062945 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code SBIN0062945 belongs to State Bank of India's BOLPUR FIMM DSH branch, located at SANTINIKETAN ROAD, CHITRA MORE, BOLPUR, DIST BIRBHUM, WEST BENGAL 731204 in BOLPUR, WEST BENGAL. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.