IFSC Code of State Bank of India, Sbiintouch Satyam Chowk, Link Road, Bilaspur Branch, Chandigarh

Use this page as a one-stop reference for everything related to State Bank of India's SBIINTOUCH SATYAM CHOWK, LINK ROAD, BILASPUR branch in BILASPUR, CHANDIGARH. The branch's IFSC code SBIN0019120 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for State Bank of India – SBIINTOUCH SATYAM CHOWK, LINK ROAD, BILASPUR is SBIN0019120. The first four letters SBIN are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 019120 map to this branch in BILASPUR, CHANDIGARH.

About State Bank of India

State Bank of India operates a wide network of branches across India, including the Sbiintouch Satyam Chowk, Link Road, Bilaspur branch in Bilaspur. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, SBIN0019120.

Branch details at a glance

Sbiintouch Satyam Chowk, Link Road, Bilaspur branch overview

Located at SATYAM CHOWK, LINK ROAD, BILASPUR, DISTT.BILASPUR, CHHATTISHGARH-495001, the Sbiintouch Satyam Chowk, Link Road, Bilaspur branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC SBIN0019120 is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how State Bank of India's SBIINTOUCH SATYAM CHOWK, LINK ROAD, BILASPUR branch came to be assigned the code SBIN0019120.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC SBIN0019120, money simply cannot be routed to the SBIINTOUCH SATYAM CHOWK, LINK ROAD, BILASPUR branch electronically.

Products and account variants supported

Every account opened at the Sbiintouch Satyam Chowk, Link Road, Bilaspur branch is mapped to IFSC SBIN0019120 on the RBI payments network. The branch generally supports the full retail product catalogue of State Bank of India, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains SBIN0019120.

Products and services

Customers walking into the Sbiintouch Satyam Chowk, Link Road, Bilaspur branch can access most of State Bank of India's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC SBIN0019120

How to transfer money using IFSC SBIN0019120

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SBIN0019120 across all three.

How to use IFSC SBIN0019120 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to State Bank of India's SBIINTOUCH SATYAM CHOWK, LINK ROAD, BILASPUR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC SBIN0019120.
4. Confirm the bank name auto-populates as State Bank of India and the branch as SBIINTOUCH SATYAM CHOWK, LINK ROAD, BILASPUR.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to SBIINTOUCH SATYAM CHOWK, LINK ROAD, BILASPUR

If you need to transfer ₹2 lakh or more in one go to an account at State Bank of India's SBIINTOUCH SATYAM CHOWK, LINK ROAD, BILASPUR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC SBIN0019120 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to State Bank of India – SBIINTOUCH SATYAM CHOWK, LINK ROAD, BILASPUR, use IMPS. With IFSC SBIN0019120 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC SBIN0019120 for State Bank of India – SBIINTOUCH SATYAM CHOWK, LINK ROAD, BILASPUR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Sbiintouch Satyam Chowk, Link Road, Bilaspur branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC SBIN0019120

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at State Bank of India – SBIINTOUCH SATYAM CHOWK, LINK ROAD, BILASPUR is still mapped to IFSC SBIN0019120. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC SBIN0019120 and the beneficiary's account number to complete the transfer.

Digital banking channels

Most day-to-day work that customers used to do at the Sbiintouch Satyam Chowk, Link Road, Bilaspur branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC SBIN0019120 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by State Bank of India carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC SBIN0019120 and the account number together uniquely identify the Sbiintouch Satyam Chowk, Link Road, Bilaspur branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Common mistakes to avoid when using IFSC SBIN0019120

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to State Bank of India – SBIINTOUCH SATYAM CHOWK, LINK ROAD, BILASPUR, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: SBIN0019120.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

How to reach the Sbiintouch Satyam Chowk, Link Road, Bilaspur branch

The branch is located at SATYAM CHOWK, LINK ROAD, BILASPUR, DISTT.BILASPUR, CHHATTISHGARH-495001, which puts it inside Bilaspur, the broader Bilaspur district, and the state of Chandigarh. To plan your visit:

1. Open Google Maps on your phone and search for “State Bank of India Sbiintouch Satyam Chowk, Link Road, Bilaspur branch” — the verified location pin for IFSC SBIN0019120 should appear at the top of the results.
2. Confirm the branch is open by calling 9425530818 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC SBIN0019120 and your account number.

Verifying IFSC SBIN0019120 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm SBIN0019120 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 9425530818.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Sbiintouch Satyam Chowk, Link Road, Bilaspur branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC SBIN0019120, however, work 24x7.

Branch address & contact

Frequently asked questions

Final notes

To recap: SBIN0019120 is the IFSC code of State Bank of India, SBIINTOUCH SATYAM CHOWK, LINK ROAD, BILASPUR branch, in BILASPUR, CHANDIGARH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.