IFSC Code of State Bank of India, Jawahar Nagar, Bikaner Branch, Rajasthan

If you are searching for the IFSC code of State Bank of India, JAWAHAR NAGAR, BIKANER branch in BIKANER, RAJASTHAN, this page has every detail you need. The verified IFSC code for this branch is SBIN0032143. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the JAWAHAR NAGAR, BIKANER branch, and detailed step-by-step guides for using the IFSC SBIN0032143 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For State Bank of India's JAWAHAR NAGAR, BIKANER branch, the IFSC SBIN0032143 breaks down as follows: SBIN identifies the bank, 0 is the reserved character, and 032143 identifies this particular branch.

Branch details at a glance

About the bank

State Bank of India serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Jawahar Nagar, Bikaner branch in Bikaner, Rajasthan is part of this network and uses the IFSC code SBIN0032143 for all electronic settlement.

About this branch

The branch is located at A 6,JAWAHAR NAGAR,JAISALMER ROAD,BIKANER 334001,RAJASTHAN. It serves the Bikaner region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of State Bank of India. The IFSC SBIN0032143 is used to identify this branch on the RBI payments network.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how State Bank of India's JAWAHAR NAGAR, BIKANER branch came to be assigned the code SBIN0032143.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC SBIN0032143, money simply cannot be routed to the JAWAHAR NAGAR, BIKANER branch electronically.

How to transfer money using IFSC SBIN0032143

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SBIN0032143 across all three.

How to use IFSC SBIN0032143 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to State Bank of India's JAWAHAR NAGAR, BIKANER branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC SBIN0032143.
4. Confirm the bank name auto-populates as State Bank of India and the branch as JAWAHAR NAGAR, BIKANER.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC SBIN0032143

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to State Bank of India – JAWAHAR NAGAR, BIKANER, ensure your bank's portal accepts IFSC SBIN0032143 while registering the beneficiary. RTGS is also available 24x7.

IMPS to State Bank of India JAWAHAR NAGAR, BIKANER (IFSC SBIN0032143)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC SBIN0032143 in your mobile or internet banking app, and the money is credited to the JAWAHAR NAGAR, BIKANER branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC SBIN0032143 for State Bank of India – JAWAHAR NAGAR, BIKANER, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Jawahar Nagar, Bikaner branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC SBIN0032143

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at State Bank of India – JAWAHAR NAGAR, BIKANER is still mapped to IFSC SBIN0032143. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC SBIN0032143 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Jawahar Nagar, Bikaner branch is mapped to IFSC SBIN0032143 on the RBI payments network. The branch generally supports the full retail product catalogue of State Bank of India, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains SBIN0032143.

Products and services

Customers walking into the Jawahar Nagar, Bikaner branch can access most of State Bank of India's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC SBIN0032143

MICR & cheque-truncation details

Cheques drawn on the Jawahar Nagar, Bikaner branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC SBIN0032143 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Digital banking channels

Most day-to-day work that customers used to do at the Jawahar Nagar, Bikaner branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC SBIN0032143 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to State Bank of India – JAWAHAR NAGAR, BIKANER:

• The IFSC is exactly SBIN0032143 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills State Bank of India as the bank name and JAWAHAR NAGAR, BIKANER as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Jawahar Nagar, Bikaner branch

The branch is located at A 6,JAWAHAR NAGAR,JAISALMER ROAD,BIKANER 334001,RAJASTHAN, which puts it inside Bikaner, the broader Bikaner district, and the state of Rajasthan. To plan your visit:

1. Open Google Maps on your phone and search for “State Bank of India Jawahar Nagar, Bikaner branch” — the verified location pin for IFSC SBIN0032143 should appear at the top of the results.
2. Confirm the branch is open by calling 9413396813 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC SBIN0032143 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC SBIN0032143 for State Bank of India – JAWAHAR NAGAR, BIKANER, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Jawahar Nagar, Bikaner branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC SBIN0032143, however, work 24x7.

Branch address & contact

Frequently asked questions

Final notes

To recap: SBIN0032143 is the IFSC code of State Bank of India, JAWAHAR NAGAR, BIKANER branch, in BIKANER, RAJASTHAN. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.