Use this page as a one-stop reference for everything related to State Bank of India's BASWA branch in BASWA, RAJASTHAN. The branch's IFSC code SBIN0031400 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for State Bank of India – BASWA is SBIN0031400. The first four letters SBIN are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 031400 map to this branch in BASWA, RAJASTHAN.
Bank profile
State Bank of India is among the recognised banks listed on the Reserve Bank of India's payments network. The Baswa branch — IFSC SBIN0031400 — extends the bank's services to customers in and around Baswa, Rajasthan.
Branch details at a glance
| Bank Name | State Bank of India |
|---|---|
| Branch | Baswa |
| IFSC Code | SBIN0031400 |
| MICR Code | Refer to cheque leaf |
| Branch Address | DISTT DAUSA 303327 |
| City | Baswa |
| District | Dausa |
| State | Rajasthan |
| STD Code | 1420 |
| Phone | 231308 |
About this branch
The branch is located at DISTT DAUSA 303327. It serves the Baswa region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of State Bank of India. The IFSC SBIN0031400 is used to identify this branch on the RBI payments network.
Why every State Bank of India branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including BASWA of State Bank of India — its own 11-character IFSC. The code SBIN0031400 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC SBIN0031400 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Baswa branch is mapped to IFSC SBIN0031400 on the RBI payments network. The branch generally supports the full retail product catalogue of State Bank of India, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains SBIN0031400.
Products and services
Customers walking into the Baswa branch can access most of State Bank of India's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC SBIN0031400
How to transfer money using IFSC SBIN0031400
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SBIN0031400 across all three.
NEFT to State Bank of India, BASWA using IFSC SBIN0031400
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC SBIN0031400, and confirm that the system picks up State Bank of India – BASWA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to BASWA
If you need to transfer ₹2 lakh or more in one go to an account at State Bank of India's BASWA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC SBIN0031400 while initiating the transfer and the credit will appear within minutes.
IMPS to State Bank of India BASWA (IFSC SBIN0031400)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC SBIN0031400 in your mobile or internet banking app, and the money is credited to the BASWA branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Baswa
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC SBIN0031400:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at BASWA is still linked to IFSC SBIN0031400.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC SBIN0031400
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at State Bank of India – BASWA is still mapped to IFSC SBIN0031400. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC SBIN0031400 and the beneficiary's account number to complete the transfer.
Digital banking channels
Most day-to-day work that customers used to do at the Baswa branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC SBIN0031400 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR & cheque-truncation details
Cheques drawn on the Baswa branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC SBIN0031400 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to State Bank of India – BASWA:
- The IFSC is exactly SBIN0031400 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills State Bank of India as the bank name and BASWA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Baswa branch sits at DISTT DAUSA 303327. If you are travelling from outside Baswa, search for the branch on a maps application using the bank name and locality, or call 1420-231308 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC SBIN0031400 and your account number.
Verifying IFSC SBIN0031400 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm SBIN0031400 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 1420-231308.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Baswa branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC SBIN0031400, however, work 24x7.
Branch address & contact
State Bank of IndiaBaswa Branch
DISTT DAUSA 303327
Baswa, Rajasthan
Phone: 1420-231308
IFSC: SBIN0031400
Frequently asked questions
Can I use IFSC SBIN0031400 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC SBIN0031400 to send funds instantly.
How quickly will an NEFT transfer using SBIN0031400 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to State Bank of India – Baswa reflect within 30 minutes.
Is IFSC SBIN0031400 the same for all accounts at Baswa branch?
Yes. The IFSC SBIN0031400 is shared by every account held at State Bank of India's Baswa branch. Only the account number changes from customer to customer.
Is IFSC SBIN0031400 valid for NEFT and RTGS?
Yes. IFSC SBIN0031400 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Baswa branch but serve different purposes.
Does State Bank of India Baswa branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 1420-231308 to confirm.
How do I add State Bank of India Baswa as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC SBIN0031400, and complete OTP verification. Once activated, you can transfer funds at any time.
Where is State Bank of India Baswa branch located?
State Bank of India's Baswa branch is located at DISTT DAUSA 303327, Baswa, Rajasthan.
Summary
The IFSC code SBIN0031400 belongs to State Bank of India's BASWA branch, located at DISTT DAUSA 303327 in BASWA, RAJASTHAN. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
