Use this page as a one-stop reference for everything related to South Indian Bank's MONGAM branch in MALAPPURAM, KERALA. The branch's IFSC code SIBL0000619 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for South Indian Bank – MONGAM is SIBL0000619. The first four letters SIBL are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000619 map to this branch in MALAPPURAM, KERALA.
Branch details at a glance
| Bank Name | South Indian Bank |
|---|---|
| Branch | Mongam |
| IFSC Code | SIBL0000619 |
| MICR Code | Refer to cheque leaf |
| Branch Address | 446/20 BLAST K T BUILDING MORAYUR VILLAGE MALAPPURAM DT 676519 |
| City | Malappuram |
| District | Malapuram |
| State | Kerala |
| STD Code | 483 |
| Phone | 2771666 |
About the bank
South Indian Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Mongam branch in Malappuram, Kerala is part of this network and uses the IFSC code SIBL0000619 for all electronic settlement.
Mongam branch overview
Located at 446/20 BLAST K T BUILDING MORAYUR VILLAGE MALAPPURAM DT 676519, the Mongam branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC SIBL0000619 is required for all interbank electronic transfers routed through this branch.
Why every South Indian Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including MONGAM of South Indian Bank — its own 11-character IFSC. The code SIBL0000619 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC SIBL0000619 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC SIBL0000619
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC SIBL0000619 across all three.
NEFT to South Indian Bank, MONGAM using IFSC SIBL0000619
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC SIBL0000619, and confirm that the system picks up South Indian Bank – MONGAM. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC SIBL0000619
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to South Indian Bank – MONGAM, ensure your bank's portal accepts IFSC SIBL0000619 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to South Indian Bank – MONGAM, use IMPS. With IFSC SIBL0000619 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Mongam
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC SIBL0000619:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at MONGAM is still linked to IFSC SIBL0000619.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC SIBL0000619
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at South Indian Bank – MONGAM is still mapped to IFSC SIBL0000619. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC SIBL0000619 and the beneficiary's account number to complete the transfer.
Account types you can open at the Mongam branch
Once you have an account at South Indian Bank – MONGAM, the IFSC SIBL0000619 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Mongam branch can access most of South Indian Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC SIBL0000619
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by South Indian Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC SIBL0000619 and the account number together uniquely identify the Mongam branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Digital banking channels
Most day-to-day work that customers used to do at the Mongam branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC SIBL0000619 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to South Indian Bank – MONGAM:
- The IFSC is exactly SIBL0000619 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills South Indian Bank as the bank name and MONGAM as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Mongam branch sits at 446/20 BLAST K T BUILDING MORAYUR VILLAGE MALAPPURAM DT 676519. If you are travelling from outside Malappuram, search for the branch on a maps application using the bank name and locality, or call 483-2771666 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC SIBL0000619 and your account number.
Verifying IFSC SIBL0000619 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm SIBL0000619 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 483-2771666.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Mongam are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to SIBL0000619 continue to work without interruption.
Branch address & contact
South Indian BankMongam Branch
446/20 BLAST K T BUILDING MORAYUR VILLAGE MALAPPURAM DT 676519
Malappuram, Kerala
Phone: 483-2771666
IFSC: SIBL0000619
Frequently asked questions
Can I use IFSC SIBL0000619 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC SIBL0000619 to send funds instantly.
What is the phone number of South Indian Bank Mongam branch?
You can reach the branch at 483-2771666 during regular banking hours.
How do I add South Indian Bank Mongam as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC SIBL0000619, and complete OTP verification. Once activated, you can transfer funds at any time.
How quickly will an NEFT transfer using SIBL0000619 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to South Indian Bank – Mongam reflect within 30 minutes.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Mongam branch but serve different purposes.
Is IFSC SIBL0000619 the same for all accounts at Mongam branch?
Yes. The IFSC SIBL0000619 is shared by every account held at South Indian Bank's Mongam branch. Only the account number changes from customer to customer.
Does South Indian Bank Mongam branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 483-2771666 to confirm.
Final notes
To recap: SIBL0000619 is the IFSC code of South Indian Bank, MONGAM branch, in MALAPPURAM, KERALA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
