IFSC Code of Reserve Bank of India, Shimla Regional Office Branch, Himachal Pradesh

Use this page as a one-stop reference for everything related to Reserve Bank of India's SHIMLA REGIONAL OFFICE branch in SHIMLA, HIMACHAL PRADESH. The branch's IFSC code RBIS0GOHPEP is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Reserve Bank of India's SHIMLA REGIONAL OFFICE branch, the IFSC RBIS0GOHPEP breaks down as follows: RBIS identifies the bank, 0 is the reserved character, and GOHPEP identifies this particular branch.

Bank profile

Reserve Bank of India is among the recognised banks listed on the Reserve Bank of India's payments network. The Shimla Regional Office branch — IFSC RBIS0GOHPEP — extends the bank's services to customers in and around Shimla, Himachal Pradesh.

About the Shimla Regional Office branch

The Shimla Regional Office branch of Reserve Bank of India is situated at 40,SDA COMPLEX,KASUMPTI,SHIMLA-171009. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code RBIS0GOHPEP is used.

Branch details at a glance

Why every Reserve Bank of India branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including SHIMLA REGIONAL OFFICE of Reserve Bank of India — its own 11-character IFSC. The code RBIS0GOHPEP is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC RBIS0GOHPEP the same way you would treat your account number — verify it once and save it carefully for future use.

MICR & cheque-truncation details

Cheques drawn on the Shimla Regional Office branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC RBIS0GOHPEP for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

How to transfer money using IFSC RBIS0GOHPEP

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC RBIS0GOHPEP across all three.

NEFT to Reserve Bank of India, SHIMLA REGIONAL OFFICE using IFSC RBIS0GOHPEP

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC RBIS0GOHPEP, and confirm that the system picks up Reserve Bank of India – SHIMLA REGIONAL OFFICE. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC RBIS0GOHPEP

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Reserve Bank of India – SHIMLA REGIONAL OFFICE, ensure your bank's portal accepts IFSC RBIS0GOHPEP while registering the beneficiary. RTGS is also available 24x7.

Send money instantly through IMPS

For a real-time, anytime transfer to Reserve Bank of India – SHIMLA REGIONAL OFFICE, use IMPS. With IFSC RBIS0GOHPEP and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to Shimla Regional Office

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC RBIS0GOHPEP:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at SHIMLA REGIONAL OFFICE is still linked to IFSC RBIS0GOHPEP.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Reserve Bank of India's SHIMLA REGIONAL OFFICE branch, the IFSC RBIS0GOHPEP is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Shimla Regional Office branch is mapped to IFSC RBIS0GOHPEP on the RBI payments network. The branch generally supports the full retail product catalogue of Reserve Bank of India, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains RBIS0GOHPEP.

Banking services available

The Shimla Regional Office branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 177-2629481.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC RBIS0GOHPEP

Digital banking channels

Most day-to-day work that customers used to do at the Shimla Regional Office branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC RBIS0GOHPEP is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Reaching the branch

The Shimla Regional Office branch sits at 40,SDA COMPLEX,KASUMPTI,SHIMLA-171009. If you are travelling from outside Shimla, search for the branch on a maps application using the bank name and locality, or call 177-2629481 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC RBIS0GOHPEP and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Reserve Bank of India – SHIMLA REGIONAL OFFICE:

• The IFSC is exactly RBIS0GOHPEP with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Reserve Bank of India as the bank name and SHIMLA REGIONAL OFFICE as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Shimla Regional Office branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC RBIS0GOHPEP, however, work 24x7.

Other ways to verify the IFSC code

While this page already lists the verified IFSC RBIS0GOHPEP for Reserve Bank of India – SHIMLA REGIONAL OFFICE, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch address & contact

Frequently asked questions

Final notes

To recap: RBIS0GOHPEP is the IFSC code of Reserve Bank of India, SHIMLA REGIONAL OFFICE branch, in SHIMLA, HIMACHAL PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.