IFSC Code of Reserve Bank of India, Rbi Mumbai Branch, Maharashtra

Below are the complete branch details for Reserve Bank of India, RBI MUMBAI branch, located in MUMBAI, MAHARASHTRA. The IFSC assigned by the Reserve Bank of India to this branch is RBIS0CBICER. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case RBIS0CBICER for Reserve Bank of India – RBI MUMBAI — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, RBIS0CBICER is the IFSC of Reserve Bank of India's RBI MUMBAI branch. The format is fixed: RBIS = bank code, 0 = reserved, CBICER = branch identifier.

Branch details at a glance

Bank profile

Reserve Bank of India is among the recognised banks listed on the Reserve Bank of India's payments network. The Rbi Mumbai branch — IFSC RBIS0CBICER — extends the bank's services to customers in and around Mumbai, Maharashtra.

About the Rbi Mumbai branch

The Rbi Mumbai branch of Reserve Bank of India is situated at MAIN BUILDING ,SHAHID BHAGAT SINGH MARG, MUMBAI 400001. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code RBIS0CBICER is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Reserve Bank of India's RBI MUMBAI branch came to be assigned the code RBIS0CBICER.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC RBIS0CBICER, money simply cannot be routed to the RBI MUMBAI branch electronically.

How to transfer money using IFSC RBIS0CBICER

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC RBIS0CBICER across all three.

NEFT to Reserve Bank of India, RBI MUMBAI using IFSC RBIS0CBICER

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC RBIS0CBICER, and confirm that the system picks up Reserve Bank of India – RBI MUMBAI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC RBIS0CBICER

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Reserve Bank of India – RBI MUMBAI, ensure your bank's portal accepts IFSC RBIS0CBICER while registering the beneficiary. RTGS is also available 24x7.

IMPS to Reserve Bank of India RBI MUMBAI (IFSC RBIS0CBICER)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC RBIS0CBICER in your mobile or internet banking app, and the money is credited to the RBI MUMBAI branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Rbi Mumbai

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC RBIS0CBICER:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at RBI MUMBAI is still linked to IFSC RBIS0CBICER.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC RBIS0CBICER

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Reserve Bank of India – RBI MUMBAI is still mapped to IFSC RBIS0CBICER. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC RBIS0CBICER and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Rbi Mumbai branch is mapped to IFSC RBIS0CBICER on the RBI payments network. The branch generally supports the full retail product catalogue of Reserve Bank of India, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains RBIS0CBICER.

Products and services

Customers walking into the Rbi Mumbai branch can access most of Reserve Bank of India's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC RBIS0CBICER

MICR & cheque-truncation details

Cheques drawn on the Rbi Mumbai branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC RBIS0CBICER for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Digital banking channels

Most day-to-day work that customers used to do at the Rbi Mumbai branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC RBIS0CBICER is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Common mistakes to avoid when using IFSC RBIS0CBICER

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Reserve Bank of India – RBI MUMBAI, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: RBIS0CBICER.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Reaching the branch

The Rbi Mumbai branch sits at MAIN BUILDING ,SHAHID BHAGAT SINGH MARG, MUMBAI 400001. If you are travelling from outside Mumbai, search for the branch on a maps application using the bank name and locality, or call 22-22704715 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC RBIS0CBICER and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC RBIS0CBICER for Reserve Bank of India – RBI MUMBAI, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Rbi Mumbai branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC RBIS0CBICER, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code RBIS0CBICER belongs to Reserve Bank of India's RBI MUMBAI branch, located at MAIN BUILDING ,SHAHID BHAGAT SINGH MARG, MUMBAI 400001 in MUMBAI, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.