IFSC Code of Reserve Bank of India, Mumbai Branch, Maharashtra

This page lists the IFSC code, branch address, contact number and fund-transfer information for Reserve Bank of India, MUMBAI branch in MUMBAI. The 11-digit IFSC RBIS0CSSP01 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Reserve Bank of India at the MUMBAI location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, RBIS0CSSP01 is the IFSC of Reserve Bank of India's MUMBAI branch. The format is fixed: RBIS = bank code, 0 = reserved, CSSP01 = branch identifier.

About Reserve Bank of India

Reserve Bank of India operates a wide network of branches across India, including the Mumbai branch in Mumbai. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, RBIS0CSSP01.

About this branch

The branch is located at RESERVE BANK OF INDIA MUMBAI REGIONAL OFFICE,SHAHID BHAGAT SINGH ROAD, KALA GHODA,FORT,MUMBAI,MAHARASHTRA,400001. It serves the Mumbai region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Reserve Bank of India. The IFSC RBIS0CSSP01 is used to identify this branch on the RBI payments network.

Branch details at a glance

Why every Reserve Bank of India branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including MUMBAI of Reserve Bank of India — its own 11-character IFSC. The code RBIS0CSSP01 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC RBIS0CSSP01 the same way you would treat your account number — verify it once and save it carefully for future use.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Reserve Bank of India carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC RBIS0CSSP01 and the account number together uniquely identify the Mumbai branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

How to transfer money using IFSC RBIS0CSSP01

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC RBIS0CSSP01 across all three.

NEFT to Reserve Bank of India, MUMBAI using IFSC RBIS0CSSP01

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC RBIS0CSSP01, and confirm that the system picks up Reserve Bank of India – MUMBAI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to MUMBAI

If you need to transfer ₹2 lakh or more in one go to an account at Reserve Bank of India's MUMBAI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC RBIS0CSSP01 while initiating the transfer and the credit will appear within minutes.

IMPS to Reserve Bank of India MUMBAI (IFSC RBIS0CSSP01)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC RBIS0CSSP01 in your mobile or internet banking app, and the money is credited to the MUMBAI branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC RBIS0CSSP01 for Reserve Bank of India – MUMBAI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Mumbai branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC RBIS0CSSP01

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Reserve Bank of India – MUMBAI is still mapped to IFSC RBIS0CSSP01. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC RBIS0CSSP01 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Mumbai branch is mapped to IFSC RBIS0CSSP01 on the RBI payments network. The branch generally supports the full retail product catalogue of Reserve Bank of India, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains RBIS0CSSP01.

Products and services

Customers walking into the Mumbai branch can access most of Reserve Bank of India's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC RBIS0CSSP01

Online banking and IFSC RBIS0CSSP01

Reserve Bank of India customers can register for net banking and the bank's official mobile app once their account at the MUMBAI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC RBIS0CSSP01 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

How to reach the Mumbai branch

The branch is located at RESERVE BANK OF INDIA MUMBAI REGIONAL OFFICE,SHAHID BHAGAT SINGH ROAD, KALA GHODA,FORT,MUMBAI,MAHARASHTRA,400001, which puts it inside Mumbai, the broader Mumbai district, and the state of Maharashtra. To plan your visit:

1. Open Google Maps on your phone and search for “Reserve Bank of India Mumbai branch” — the verified location pin for IFSC RBIS0CSSP01 should appear at the top of the results.
2. Confirm the branch is open by calling 22-22603329 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC RBIS0CSSP01 and your account number.

Common mistakes to avoid when using IFSC RBIS0CSSP01

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Reserve Bank of India – MUMBAI, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: RBIS0CSSP01.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Mumbai branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC RBIS0CSSP01, however, work 24x7.

Verifying IFSC RBIS0CSSP01 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm RBIS0CSSP01 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 22-22603329.
• Visiting the bank's official branch locator page.

Branch address & contact

Frequently asked questions

Summary

The IFSC code RBIS0CSSP01 belongs to Reserve Bank of India's MUMBAI branch, located at RESERVE BANK OF INDIA MUMBAI REGIONAL OFFICE,SHAHID BHAGAT SINGH ROAD, KALA… in MUMBAI, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.