IFSC Code of Reserve Bank of India, Chennai Regional Office Branch, Tamil Nadu

Use this page as a one-stop reference for everything related to Reserve Bank of India's CHENNAI REGIONAL OFFICE branch in CHENNAI, TAMIL NADU. The branch's IFSC code RBIS0CNPA01 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Reserve Bank of India's CHENNAI REGIONAL OFFICE branch, the IFSC RBIS0CNPA01 breaks down as follows: RBIS identifies the bank, 0 is the reserved character, and CNPA01 identifies this particular branch.

Branch details at a glance

Bank profile

Reserve Bank of India is among the recognised banks listed on the Reserve Bank of India's payments network. The Chennai Regional Office branch — IFSC RBIS0CNPA01 — extends the bank's services to customers in and around Chennai, Tamil Nadu.

About the Chennai Regional Office branch

The Chennai Regional Office branch of Reserve Bank of India is situated at PAD,CHENNAI MAIN OFFICE,CHENNAI. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code RBIS0CNPA01 is used.

Why every Reserve Bank of India branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including CHENNAI REGIONAL OFFICE of Reserve Bank of India — its own 11-character IFSC. The code RBIS0CNPA01 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC RBIS0CNPA01 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC RBIS0CNPA01

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC RBIS0CNPA01 across all three.

How to use IFSC RBIS0CNPA01 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Reserve Bank of India's CHENNAI REGIONAL OFFICE branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC RBIS0CNPA01.
4. Confirm the bank name auto-populates as Reserve Bank of India and the branch as CHENNAI REGIONAL OFFICE.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to CHENNAI REGIONAL OFFICE

If you need to transfer ₹2 lakh or more in one go to an account at Reserve Bank of India's CHENNAI REGIONAL OFFICE branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC RBIS0CNPA01 while initiating the transfer and the credit will appear within minutes.

IMPS to Reserve Bank of India CHENNAI REGIONAL OFFICE (IFSC RBIS0CNPA01)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC RBIS0CNPA01 in your mobile or internet banking app, and the money is credited to the CHENNAI REGIONAL OFFICE branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Chennai Regional Office

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC RBIS0CNPA01:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at CHENNAI REGIONAL OFFICE is still linked to IFSC RBIS0CNPA01.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Reserve Bank of India's CHENNAI REGIONAL OFFICE branch, the IFSC RBIS0CNPA01 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Account types you can open at the Chennai Regional Office branch

Once you have an account at Reserve Bank of India – CHENNAI REGIONAL OFFICE, the IFSC RBIS0CNPA01 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Chennai Regional Office branch can access most of Reserve Bank of India's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC RBIS0CNPA01

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Reserve Bank of India carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC RBIS0CNPA01 and the account number together uniquely identify the Chennai Regional Office branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Online banking and IFSC RBIS0CNPA01

Reserve Bank of India customers can register for net banking and the bank's official mobile app once their account at the CHENNAI REGIONAL OFFICE branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC RBIS0CNPA01 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Reserve Bank of India – CHENNAI REGIONAL OFFICE:

• The IFSC is exactly RBIS0CNPA01 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Reserve Bank of India as the bank name and CHENNAI REGIONAL OFFICE as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Chennai Regional Office branch

The branch is located at PAD,CHENNAI MAIN OFFICE,CHENNAI, which puts it inside Chennai, the broader Chennai district, and the state of Tamil Nadu. To plan your visit:

1. Open Google Maps on your phone and search for “Reserve Bank of India Chennai Regional Office branch” — the verified location pin for IFSC RBIS0CNPA01 should appear at the top of the results.
2. Confirm the branch is open by calling 44-25619709 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC RBIS0CNPA01 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC RBIS0CNPA01 for Reserve Bank of India – CHENNAI REGIONAL OFFICE, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Chennai Regional Office are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to RBIS0CNPA01 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: RBIS0CNPA01 is the IFSC code of Reserve Bank of India, CHENNAI REGIONAL OFFICE branch, in CHENNAI, TAMIL NADU. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.