Use this page as a one-stop reference for everything related to Reserve Bank of India's SAMADHAN-HR OPERATIONS UNIT branch in BENGALURU, KARNATAKA. The branch's IFSC code RBIS0SAMADN is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Reserve Bank of India – SAMADHAN-HR OPERATIONS UNIT is RBIS0SAMADN. The first four letters RBIS are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters SAMADN map to this branch in BENGALURU, KARNATAKA.
About Reserve Bank of India
Reserve Bank of India operates a wide network of branches across India, including the Samadhan-Hr Operations Unit branch in Bengaluru. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, RBIS0SAMADN.
Branch details at a glance
| Bank Name | Reserve Bank of India |
|---|---|
| Branch | Samadhan-Hr Operations Unit |
| IFSC Code | RBIS0SAMADN |
| MICR Code | Refer to cheque leaf |
| Branch Address | RESERVE BANK OF INDIA, BENGALURU |
| City | Bengaluru |
| District | Bengaluru |
| State | Karnataka |
| STD Code | 80 |
| Phone | 22180100 |
About the Samadhan-Hr Operations Unit branch
The Samadhan-Hr Operations Unit branch of Reserve Bank of India is situated at RESERVE BANK OF INDIA, BENGALURU. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code RBIS0SAMADN is used.
Why every Reserve Bank of India branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including SAMADHAN-HR OPERATIONS UNIT of Reserve Bank of India — its own 11-character IFSC. The code RBIS0SAMADN is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC RBIS0SAMADN the same way you would treat your account number — verify it once and save it carefully for future use.
Account types you can open at the Samadhan-Hr Operations Unit branch
Once you have an account at Reserve Bank of India – SAMADHAN-HR OPERATIONS UNIT, the IFSC RBIS0SAMADN stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Samadhan-Hr Operations Unit branch can access most of Reserve Bank of India's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC RBIS0SAMADN
How to transfer money using IFSC RBIS0SAMADN
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC RBIS0SAMADN across all three.
NEFT to Reserve Bank of India, SAMADHAN-HR OPERATIONS UNIT using IFSC RBIS0SAMADN
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC RBIS0SAMADN, and confirm that the system picks up Reserve Bank of India – SAMADHAN-HR OPERATIONS UNIT. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC RBIS0SAMADN
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Reserve Bank of India – SAMADHAN-HR OPERATIONS UNIT, ensure your bank's portal accepts IFSC RBIS0SAMADN while registering the beneficiary. RTGS is also available 24x7.
IMPS to Reserve Bank of India SAMADHAN-HR OPERATIONS UNIT (IFSC RBIS0SAMADN)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC RBIS0SAMADN in your mobile or internet banking app, and the money is credited to the SAMADHAN-HR OPERATIONS UNIT branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC RBIS0SAMADN for Reserve Bank of India – SAMADHAN-HR OPERATIONS UNIT, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – RBIS0SAMADN | Yes – RBIS0SAMADN | Yes – RBIS0SAMADN |
For most retail customers crediting the Samadhan-Hr Operations Unit branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC RBIS0SAMADN
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Reserve Bank of India – SAMADHAN-HR OPERATIONS UNIT is still mapped to IFSC RBIS0SAMADN. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC RBIS0SAMADN and the beneficiary's account number to complete the transfer.
Digital banking channels
Most day-to-day work that customers used to do at the Samadhan-Hr Operations Unit branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC RBIS0SAMADN is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Reserve Bank of India carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC RBIS0SAMADN and the account number together uniquely identify the Samadhan-Hr Operations Unit branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Reserve Bank of India – SAMADHAN-HR OPERATIONS UNIT:
- The IFSC is exactly RBIS0SAMADN with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Reserve Bank of India as the bank name and SAMADHAN-HR OPERATIONS UNIT as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Samadhan-Hr Operations Unit branch sits at RESERVE BANK OF INDIA, BENGALURU. If you are travelling from outside Bengaluru, search for the branch on a maps application using the bank name and locality, or call 80-22180100 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC RBIS0SAMADN and your account number.
Verifying IFSC RBIS0SAMADN from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm RBIS0SAMADN by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 80-22180100.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Samadhan-Hr Operations Unit branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC RBIS0SAMADN, however, work 24x7.
Branch address & contact
Reserve Bank of IndiaSamadhan-Hr Operations Unit Branch
RESERVE BANK OF INDIA, BENGALURU
Bengaluru, Karnataka
Phone: 80-22180100
IFSC: RBIS0SAMADN
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Samadhan-Hr Operations Unit branch but serve different purposes.
What is the IFSC code of Reserve Bank of India Samadhan-Hr Operations Unit branch?
The IFSC code of Reserve Bank of India, Samadhan-Hr Operations Unit branch is RBIS0SAMADN. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC RBIS0SAMADN the same for all accounts at Samadhan-Hr Operations Unit branch?
Yes. The IFSC RBIS0SAMADN is shared by every account held at Reserve Bank of India's Samadhan-Hr Operations Unit branch. Only the account number changes from customer to customer.
How quickly will an NEFT transfer using RBIS0SAMADN be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Reserve Bank of India – Samadhan-Hr Operations Unit reflect within 30 minutes.
How do I add Reserve Bank of India Samadhan-Hr Operations Unit as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC RBIS0SAMADN, and complete OTP verification. Once activated, you can transfer funds at any time.
Can I use IFSC RBIS0SAMADN for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC RBIS0SAMADN to send funds instantly.
Summary
The IFSC code RBIS0SAMADN belongs to Reserve Bank of India's SAMADHAN-HR OPERATIONS UNIT branch, located at RESERVE BANK OF INDIA, BENGALURU in BENGALURU, KARNATAKA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
