IFSC Code of Punjab National Bank, Gurunanak Colony, Vijyawada Branch, Andhra Pradesh

Use this page as a one-stop reference for everything related to Punjab National Bank's GURUNANAK COLONY, VIJYAWADA branch in VIJAYAWADA, ANDHRA PRADESH. The branch's IFSC code PUNB0223110 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Punjab National Bank – GURUNANAK COLONY, VIJYAWADA is PUNB0223110. The first four letters PUNB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 223110 map to this branch in VIJAYAWADA, ANDHRA PRADESH.

About the bank

Punjab National Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Gurunanak Colony, Vijyawada branch in Vijayawada, Andhra Pradesh is part of this network and uses the IFSC code PUNB0223110 for all electronic settlement.

Branch details at a glance

About the Gurunanak Colony, Vijyawada branch

The Gurunanak Colony, Vijyawada branch of Punjab National Bank is situated at PLOT NO-43, GURUNANAK VIJAYAWADA 520008. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code PUNB0223110 is used.

Why every Punjab National Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including GURUNANAK COLONY, VIJYAWADA of Punjab National Bank — its own 11-character IFSC. The code PUNB0223110 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC PUNB0223110 the same way you would treat your account number — verify it once and save it carefully for future use.

Products and account variants supported

Every account opened at the Gurunanak Colony, Vijyawada branch is mapped to IFSC PUNB0223110 on the RBI payments network. The branch generally supports the full retail product catalogue of Punjab National Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains PUNB0223110.

Products and services

Customers walking into the Gurunanak Colony, Vijyawada branch can access most of Punjab National Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC PUNB0223110

How to transfer money using IFSC PUNB0223110

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC PUNB0223110 across all three.

NEFT to Punjab National Bank, GURUNANAK COLONY, VIJYAWADA using IFSC PUNB0223110

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC PUNB0223110, and confirm that the system picks up Punjab National Bank – GURUNANAK COLONY, VIJYAWADA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC PUNB0223110

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Punjab National Bank – GURUNANAK COLONY, VIJYAWADA, ensure your bank's portal accepts IFSC PUNB0223110 while registering the beneficiary. RTGS is also available 24x7.

IMPS to Punjab National Bank GURUNANAK COLONY, VIJYAWADA (IFSC PUNB0223110)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC PUNB0223110 in your mobile or internet banking app, and the money is credited to the GURUNANAK COLONY, VIJYAWADA branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC PUNB0223110 for Punjab National Bank – GURUNANAK COLONY, VIJYAWADA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Gurunanak Colony, Vijyawada branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC PUNB0223110

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Punjab National Bank – GURUNANAK COLONY, VIJYAWADA is still mapped to IFSC PUNB0223110. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC PUNB0223110 and the beneficiary's account number to complete the transfer.

Digital banking channels

Most day-to-day work that customers used to do at the Gurunanak Colony, Vijyawada branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC PUNB0223110 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR & cheque-truncation details

Cheques drawn on the Gurunanak Colony, Vijyawada branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC PUNB0223110 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Punjab National Bank – GURUNANAK COLONY, VIJYAWADA:

• The IFSC is exactly PUNB0223110 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Punjab National Bank as the bank name and GURUNANAK COLONY, VIJYAWADA as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Gurunanak Colony, Vijyawada branch sits at PLOT NO-43, GURUNANAK VIJAYAWADA 520008. If you are travelling from outside Vijayawada, search for the branch on a maps application using the bank name and locality, or call 866-7032814869 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC PUNB0223110 and your account number.

Verifying IFSC PUNB0223110 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm PUNB0223110 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 866-7032814869.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Gurunanak Colony, Vijyawada are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to PUNB0223110 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code PUNB0223110 belongs to Punjab National Bank's GURUNANAK COLONY, VIJYAWADA branch, located at PLOT NO-43, GURUNANAK VIJAYAWADA 520008 in VIJAYAWADA, ANDHRA PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.