IFSC Code of Punjab National Bank, Ketetong, Distt. Tinsukia ,Ass Branch, Assam

If you are searching for the IFSC code of Punjab National Bank, KETETONG, DISTT. TINSUKIA ,ASS branch in TINSUKIA, ASSAM, this page has every detail you need. The verified IFSC code for this branch is PUNB0280800. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the KETETONG, DISTT. TINSUKIA ,ASS branch, and detailed step-by-step guides for using the IFSC PUNB0280800 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, PUNB0280800 is the IFSC of Punjab National Bank's KETETONG, DISTT. TINSUKIA ,ASS branch. The format is fixed: PUNB = bank code, 0 = reserved, 280800 = branch identifier.

Bank profile

Punjab National Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Ketetong, Distt. Tinsukia ,Ass branch — IFSC PUNB0280800 — extends the bank's services to customers in and around Tinsukia, Assam.

About this branch

The branch is located at N K GHOSH & BUILDING. It serves the Tinsukia region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Punjab National Bank. The IFSC PUNB0280800 is used to identify this branch on the RBI payments network.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Punjab National Bank's KETETONG, DISTT. TINSUKIA ,ASS branch came to be assigned the code PUNB0280800.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC PUNB0280800, money simply cannot be routed to the KETETONG, DISTT. TINSUKIA ,ASS branch electronically.

MICR & cheque-truncation details

Cheques drawn on the Ketetong, Distt. Tinsukia ,Ass branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC PUNB0280800 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

How to transfer money using IFSC PUNB0280800

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC PUNB0280800 across all three.

NEFT to Punjab National Bank, KETETONG, DISTT. TINSUKIA ,ASS using IFSC PUNB0280800

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC PUNB0280800, and confirm that the system picks up Punjab National Bank – KETETONG, DISTT. TINSUKIA ,ASS. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to KETETONG, DISTT. TINSUKIA ,ASS

If you need to transfer ₹2 lakh or more in one go to an account at Punjab National Bank's KETETONG, DISTT. TINSUKIA ,ASS branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC PUNB0280800 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to Punjab National Bank – KETETONG, DISTT. TINSUKIA ,ASS, use IMPS. With IFSC PUNB0280800 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC PUNB0280800 for Punjab National Bank – KETETONG, DISTT. TINSUKIA ,ASS, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Ketetong, Distt. Tinsukia ,Ass branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC PUNB0280800

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Punjab National Bank – KETETONG, DISTT. TINSUKIA ,ASS is still mapped to IFSC PUNB0280800. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC PUNB0280800 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Ketetong, Distt. Tinsukia ,Ass branch is mapped to IFSC PUNB0280800 on the RBI payments network. The branch generally supports the full retail product catalogue of Punjab National Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains PUNB0280800.

Products and services

Customers walking into the Ketetong, Distt. Tinsukia ,Ass branch can access most of Punjab National Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC PUNB0280800

Digital banking channels

Most day-to-day work that customers used to do at the Ketetong, Distt. Tinsukia ,Ass branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC PUNB0280800 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Reaching the branch

The Ketetong, Distt. Tinsukia ,Ass branch sits at N K GHOSH & BUILDING. If you are travelling from outside Tinsukia, search for the branch on a maps application using the bank name and locality, or call the branch contact number to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC PUNB0280800 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Punjab National Bank – KETETONG, DISTT. TINSUKIA ,ASS:

• The IFSC is exactly PUNB0280800 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Punjab National Bank as the bank name and KETETONG, DISTT. TINSUKIA ,ASS as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Ketetong, Distt. Tinsukia ,Ass branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC PUNB0280800, however, work 24x7.

Other ways to verify the IFSC code

While this page already lists the verified IFSC PUNB0280800 for Punjab National Bank – KETETONG, DISTT. TINSUKIA ,ASS, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch address & contact

Frequently asked questions

Summary

The IFSC code PUNB0280800 belongs to Punjab National Bank's KETETONG, DISTT. TINSUKIA ,ASS branch, located at N K GHOSH & BUILDING in TINSUKIA, ASSAM. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.