IFSC Code of Punjab National Bank, Tibba, Distt. Kapurthala ,Punj Branch, Punjab

Below are the complete branch details for Punjab National Bank, TIBBA, DISTT. KAPURTHALA ,PUNJ branch, located in TIBBA, DT KAPURTHALA, PUNJAB. The IFSC assigned by the Reserve Bank of India to this branch is PUNB0330400. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case PUNB0330400 for Punjab National Bank – TIBBA, DISTT. KAPURTHALA ,PUNJ — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Punjab National Bank's TIBBA, DISTT. KAPURTHALA ,PUNJ branch, the IFSC PUNB0330400 breaks down as follows: PUNB identifies the bank, 0 is the reserved character, and 330400 identifies this particular branch.

About Punjab National Bank

Punjab National Bank operates a wide network of branches across India, including the Tibba, Distt. Kapurthala ,Punj branch in Tibba, Dt Kapurthala. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, PUNB0330400.

About this branch

The branch is located at TIBBA, TEH SULTANPUR LODHI. It serves the Tibba, Dt Kapurthala region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Punjab National Bank. The IFSC PUNB0330400 is used to identify this branch on the RBI payments network.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Punjab National Bank's TIBBA, DISTT. KAPURTHALA ,PUNJ branch came to be assigned the code PUNB0330400.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC PUNB0330400, money simply cannot be routed to the TIBBA, DISTT. KAPURTHALA ,PUNJ branch electronically.

MICR & cheque-truncation details

Cheques drawn on the Tibba, Distt. Kapurthala ,Punj branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC PUNB0330400 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

How to transfer money using IFSC PUNB0330400

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC PUNB0330400 across all three.

NEFT to Punjab National Bank, TIBBA, DISTT. KAPURTHALA ,PUNJ using IFSC PUNB0330400

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC PUNB0330400, and confirm that the system picks up Punjab National Bank – TIBBA, DISTT. KAPURTHALA ,PUNJ. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC PUNB0330400

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Punjab National Bank – TIBBA, DISTT. KAPURTHALA ,PUNJ, ensure your bank's portal accepts IFSC PUNB0330400 while registering the beneficiary. RTGS is also available 24x7.

IMPS to Punjab National Bank TIBBA, DISTT. KAPURTHALA ,PUNJ (IFSC PUNB0330400)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC PUNB0330400 in your mobile or internet banking app, and the money is credited to the TIBBA, DISTT. KAPURTHALA ,PUNJ branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC PUNB0330400 for Punjab National Bank – TIBBA, DISTT. KAPURTHALA ,PUNJ, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Tibba, Distt. Kapurthala ,Punj branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Punjab National Bank's TIBBA, DISTT. KAPURTHALA ,PUNJ branch, the IFSC PUNB0330400 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Tibba, Distt. Kapurthala ,Punj branch is mapped to IFSC PUNB0330400 on the RBI payments network. The branch generally supports the full retail product catalogue of Punjab National Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains PUNB0330400.

Banking services available

The Tibba, Distt. Kapurthala ,Punj branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on the branch contact number.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC PUNB0330400

Digital banking channels

Most day-to-day work that customers used to do at the Tibba, Distt. Kapurthala ,Punj branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC PUNB0330400 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

How to reach the Tibba, Distt. Kapurthala ,Punj branch

The branch is located at TIBBA, TEH SULTANPUR LODHI, which puts it inside Tibba, Dt Kapurthala, the broader Dt Kapurthala, Punjab district, and the state of Punjab. To plan your visit:

1. Open Google Maps on your phone and search for “Punjab National Bank Tibba, Distt. Kapurthala ,Punj branch” — the verified location pin for IFSC PUNB0330400 should appear at the top of the results.
2. Confirm the branch is open by calling the branch contact number before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC PUNB0330400 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Punjab National Bank – TIBBA, DISTT. KAPURTHALA ,PUNJ:

• The IFSC is exactly PUNB0330400 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Punjab National Bank as the bank name and TIBBA, DISTT. KAPURTHALA ,PUNJ as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Working hours

Branch counters at Tibba, Distt. Kapurthala ,Punj are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to PUNB0330400 continue to work without interruption.

Other ways to verify the IFSC code

While this page already lists the verified IFSC PUNB0330400 for Punjab National Bank – TIBBA, DISTT. KAPURTHALA ,PUNJ, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch address & contact

Frequently asked questions

Summary

The IFSC code PUNB0330400 belongs to Punjab National Bank's TIBBA, DISTT. KAPURTHALA ,PUNJ branch, located at TIBBA, TEH SULTANPUR LODHI in TIBBA, DT KAPURTHALA, PUNJAB. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.