Below are the complete branch details for Punjab National Bank, THANE VASAI W branch, located in THANE, MAHARASHTRA. The IFSC assigned by the Reserve Bank of India to this branch is PUNB0107510. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case PUNB0107510 for Punjab National Bank – THANE VASAI W — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, PUNB0107510 is the IFSC of Punjab National Bank's THANE VASAI W branch. The format is fixed: PUNB = bank code, 0 = reserved, 107510 = branch identifier.
Bank profile
Punjab National Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Thane Vasai W branch — IFSC PUNB0107510 — extends the bank's services to customers in and around Thane, Maharashtra.
Branch details at a glance
| Bank Name | Punjab National Bank |
|---|---|
| Branch | Thane Vasai W |
| IFSC Code | PUNB0107510 |
| MICR Code | Refer to cheque leaf |
| Branch Address | SHOP NO123 JIVAN JY VASAIWEST 401202 401202 |
| City | Thane |
| District | Thane |
| State | Maharashtra |
| STD Code | 250 |
| Phone | 2337906 |
About the Thane Vasai W branch
The Thane Vasai W branch of Punjab National Bank is situated at SHOP NO123 JIVAN JY VASAIWEST 401202 401202. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code PUNB0107510 is used.
Why every Punjab National Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including THANE VASAI W of Punjab National Bank — its own 11-character IFSC. The code PUNB0107510 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC PUNB0107510 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Thane Vasai W branch is mapped to IFSC PUNB0107510 on the RBI payments network. The branch generally supports the full retail product catalogue of Punjab National Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains PUNB0107510.
Products and services
Customers walking into the Thane Vasai W branch can access most of Punjab National Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC PUNB0107510
How to transfer money using IFSC PUNB0107510
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC PUNB0107510 across all three.
NEFT to Punjab National Bank, THANE VASAI W using IFSC PUNB0107510
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC PUNB0107510, and confirm that the system picks up Punjab National Bank – THANE VASAI W. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to THANE VASAI W
If you need to transfer ₹2 lakh or more in one go to an account at Punjab National Bank's THANE VASAI W branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC PUNB0107510 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Punjab National Bank – THANE VASAI W, use IMPS. With IFSC PUNB0107510 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC PUNB0107510 for Punjab National Bank – THANE VASAI W, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – PUNB0107510 | Yes – PUNB0107510 | Yes – PUNB0107510 |
For most retail customers crediting the Thane Vasai W branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC PUNB0107510
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Punjab National Bank – THANE VASAI W is still mapped to IFSC PUNB0107510. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC PUNB0107510 and the beneficiary's account number to complete the transfer.
Digital banking channels
Most day-to-day work that customers used to do at the Thane Vasai W branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC PUNB0107510 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Punjab National Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC PUNB0107510 and the account number together uniquely identify the Thane Vasai W branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Common mistakes to avoid when using IFSC PUNB0107510
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Punjab National Bank – THANE VASAI W, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
PUNB0107510. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Thane Vasai W branch sits at SHOP NO123 JIVAN JY VASAIWEST 401202 401202. If you are travelling from outside Thane, search for the branch on a maps application using the bank name and locality, or call 250-2337906 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC PUNB0107510 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC PUNB0107510 for Punjab National Bank – THANE VASAI W, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Thane Vasai W are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to PUNB0107510 continue to work without interruption.
Branch address & contact
Punjab National BankThane Vasai W Branch
SHOP NO123 JIVAN JY VASAIWEST 401202 401202
Thane, Maharashtra
Phone: 250-2337906
IFSC: PUNB0107510
Frequently asked questions
Can I use IFSC PUNB0107510 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC PUNB0107510 to send funds instantly.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Thane Vasai W branch but serve different purposes.
How do I add Punjab National Bank Thane Vasai W as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC PUNB0107510, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the phone number of Punjab National Bank Thane Vasai W branch?
You can reach the branch at 250-2337906 during regular banking hours.
Does Punjab National Bank Thane Vasai W branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 250-2337906 to confirm.
Is IFSC PUNB0107510 valid for NEFT and RTGS?
Yes. IFSC PUNB0107510 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Is IFSC PUNB0107510 the same for all accounts at Thane Vasai W branch?
Yes. The IFSC PUNB0107510 is shared by every account held at Punjab National Bank's Thane Vasai W branch. Only the account number changes from customer to customer.
Summary
The IFSC code PUNB0107510 belongs to Punjab National Bank's THANE VASAI W branch, located at SHOP NO123 JIVAN JY VASAIWEST 401202 401202 in THANE, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
