Use this page as a one-stop reference for everything related to Punjab National Bank's CHABHAL branch in TARANTARN, PUNJAB. The branch's IFSC code PUNB0137310 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, PUNB0137310 is the IFSC of Punjab National Bank's CHABHAL branch. The format is fixed: PUNB = bank code, 0 = reserved, 137310 = branch identifier.
About the bank
Punjab National Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Chabhal branch in Tarantarn, Punjab is part of this network and uses the IFSC code PUNB0137310 for all electronic settlement.
About the Chabhal branch
The Chabhal branch of Punjab National Bank is situated at OPP. YUVRAJ FILLING ST BHIKHIWIND RD, CHABHAL 143301. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code PUNB0137310 is used.
Branch details at a glance
| Bank Name | Punjab National Bank |
|---|---|
| Branch | Chabhal |
| IFSC Code | PUNB0137310 |
| MICR Code | Refer to cheque leaf |
| Branch Address | OPP. YUVRAJ FILLING ST BHIKHIWIND RD, CHABHAL 143301 |
| City | Tarantarn |
| District | Tarn Taran |
| State | Punjab |
| STD Code | 1852 |
| Phone | 278581 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Punjab National Bank's CHABHAL branch came to be assigned the code PUNB0137310.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC PUNB0137310, money simply cannot be routed to the CHABHAL branch electronically.
MICR & cheque-truncation details
Cheques drawn on the Chabhal branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC PUNB0137310 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC PUNB0137310
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC PUNB0137310 across all three.
NEFT to Punjab National Bank, CHABHAL using IFSC PUNB0137310
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC PUNB0137310, and confirm that the system picks up Punjab National Bank – CHABHAL. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC PUNB0137310
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Punjab National Bank – CHABHAL, ensure your bank's portal accepts IFSC PUNB0137310 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Punjab National Bank – CHABHAL, use IMPS. With IFSC PUNB0137310 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Chabhal
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC PUNB0137310:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at CHABHAL is still linked to IFSC PUNB0137310.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Punjab National Bank's CHABHAL branch, the IFSC PUNB0137310 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Chabhal branch is mapped to IFSC PUNB0137310 on the RBI payments network. The branch generally supports the full retail product catalogue of Punjab National Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains PUNB0137310.
Products and services
Customers walking into the Chabhal branch can access most of Punjab National Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC PUNB0137310
Online banking and IFSC PUNB0137310
Punjab National Bank customers can register for net banking and the bank's official mobile app once their account at the CHABHAL branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC PUNB0137310 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Reaching the branch
The Chabhal branch sits at OPP. YUVRAJ FILLING ST BHIKHIWIND RD, CHABHAL 143301. If you are travelling from outside Tarantarn, search for the branch on a maps application using the bank name and locality, or call 1852-278581 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC PUNB0137310 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Punjab National Bank – CHABHAL:
- The IFSC is exactly PUNB0137310 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Punjab National Bank as the bank name and CHABHAL as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Working hours
Branch counters at Chabhal are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to PUNB0137310 continue to work without interruption.
Verifying IFSC PUNB0137310 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm PUNB0137310 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 1852-278581.
- Visiting the bank's official branch locator page.
Branch address & contact
Punjab National BankChabhal Branch
OPP. YUVRAJ FILLING ST BHIKHIWIND RD, CHABHAL 143301
Tarantarn, Punjab
Phone: 1852-278581
IFSC: PUNB0137310
Frequently asked questions
Does Punjab National Bank Chabhal branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 1852-278581 to confirm.
Can I use IFSC PUNB0137310 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC PUNB0137310 to send funds instantly.
Where is Punjab National Bank Chabhal branch located?
Punjab National Bank's Chabhal branch is located at OPP. YUVRAJ FILLING ST BHIKHIWIND RD, CHABHAL 143301, Tarantarn, Punjab.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Chabhal branch but serve different purposes.
What is the phone number of Punjab National Bank Chabhal branch?
You can reach the branch at 1852-278581 during regular banking hours.
Is IFSC PUNB0137310 the same for all accounts at Chabhal branch?
Yes. The IFSC PUNB0137310 is shared by every account held at Punjab National Bank's Chabhal branch. Only the account number changes from customer to customer.
Summary
The IFSC code PUNB0137310 belongs to Punjab National Bank's CHABHAL branch, located at OPP. YUVRAJ FILLING ST BHIKHIWIND RD, CHABHAL 143301 in TARANTARN, PUNJAB. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
