Use this page as a one-stop reference for everything related to Punjab National Bank's PATTA BOHARI, DIST - JAMMU branch in TALAB TILLA PO JAMMU, JAMMU AND KASHMIR. The branch's IFSC code PUNB0210710 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Punjab National Bank's PATTA BOHARI, DIST - JAMMU branch, the IFSC PUNB0210710 breaks down as follows: PUNB identifies the bank, 0 is the reserved character, and 210710 identifies this particular branch.
Branch details at a glance
| Bank Name | Punjab National Bank |
|---|---|
| Branch | Patta Bohari, Dist - Jammu |
| IFSC Code | PUNB0210710 |
| MICR Code | Refer to cheque leaf |
| Branch Address | PLOT NO 973, PATTA BOH PO-TALAB TILLA 180002 |
| City | Talab Tilla Po Jammu |
| District | Jammu |
| State | Jammu and Kashmir |
| Phone | 9622039999 |
Bank profile
Punjab National Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Patta Bohari, Dist - Jammu branch — IFSC PUNB0210710 — extends the bank's services to customers in and around Talab Tilla Po Jammu, Jammu and Kashmir.
About the Patta Bohari, Dist - Jammu branch
The Patta Bohari, Dist - Jammu branch of Punjab National Bank is situated at PLOT NO 973, PATTA BOH PO-TALAB TILLA 180002. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code PUNB0210710 is used.
Why every Punjab National Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including PATTA BOHARI, DIST - JAMMU of Punjab National Bank — its own 11-character IFSC. The code PUNB0210710 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC PUNB0210710 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC PUNB0210710
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC PUNB0210710 across all three.
NEFT to Punjab National Bank, PATTA BOHARI, DIST - JAMMU using IFSC PUNB0210710
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC PUNB0210710, and confirm that the system picks up Punjab National Bank – PATTA BOHARI, DIST - JAMMU. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC PUNB0210710
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Punjab National Bank – PATTA BOHARI, DIST - JAMMU, ensure your bank's portal accepts IFSC PUNB0210710 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Punjab National Bank – PATTA BOHARI, DIST - JAMMU, use IMPS. With IFSC PUNB0210710 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Patta Bohari, Dist - Jammu
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC PUNB0210710:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at PATTA BOHARI, DIST - JAMMU is still linked to IFSC PUNB0210710.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC PUNB0210710
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Punjab National Bank – PATTA BOHARI, DIST - JAMMU is still mapped to IFSC PUNB0210710. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC PUNB0210710 and the beneficiary's account number to complete the transfer.
Account types you can open at the Patta Bohari, Dist - Jammu branch
Once you have an account at Punjab National Bank – PATTA BOHARI, DIST - JAMMU, the IFSC PUNB0210710 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Patta Bohari, Dist - Jammu branch can access most of Punjab National Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC PUNB0210710
MICR & cheque-truncation details
Cheques drawn on the Patta Bohari, Dist - Jammu branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC PUNB0210710 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC PUNB0210710
Punjab National Bank customers can register for net banking and the bank's official mobile app once their account at the PATTA BOHARI, DIST - JAMMU branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC PUNB0210710 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC PUNB0210710
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Punjab National Bank – PATTA BOHARI, DIST - JAMMU, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
PUNB0210710. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Patta Bohari, Dist - Jammu branch
The branch is located at PLOT NO 973, PATTA BOH PO-TALAB TILLA 180002, which puts it inside Talab Tilla Po Jammu, the broader Jammu district, and the state of Jammu and Kashmir. To plan your visit:
- Open Google Maps on your phone and search for “Punjab National Bank Patta Bohari, Dist - Jammu branch” — the verified location pin for IFSC PUNB0210710 should appear at the top of the results.
- Confirm the branch is open by calling 9622039999 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC PUNB0210710 and your account number.
Verifying IFSC PUNB0210710 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm PUNB0210710 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 9622039999.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Patta Bohari, Dist - Jammu are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to PUNB0210710 continue to work without interruption.
Branch address & contact
Punjab National BankPatta Bohari, Dist - Jammu Branch
PLOT NO 973, PATTA BOH PO-TALAB TILLA 180002
Talab Tilla Po Jammu, Jammu and Kashmir
Phone: 9622039999
IFSC: PUNB0210710
Frequently asked questions
Can I use IFSC PUNB0210710 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC PUNB0210710 to send funds instantly.
Is IFSC PUNB0210710 valid for NEFT and RTGS?
Yes. IFSC PUNB0210710 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How do I add Punjab National Bank Patta Bohari, Dist - Jammu as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC PUNB0210710, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC PUNB0210710 the same for all accounts at Patta Bohari, Dist - Jammu branch?
Yes. The IFSC PUNB0210710 is shared by every account held at Punjab National Bank's Patta Bohari, Dist - Jammu branch. Only the account number changes from customer to customer.
Where is Punjab National Bank Patta Bohari, Dist - Jammu branch located?
Punjab National Bank's Patta Bohari, Dist - Jammu branch is located at PLOT NO 973, PATTA BOH PO-TALAB TILLA 180002, Talab Tilla Po Jammu, Jammu and Kashmir.
How quickly will an NEFT transfer using PUNB0210710 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Punjab National Bank – Patta Bohari, Dist - Jammu reflect within 30 minutes.
What is the phone number of Punjab National Bank Patta Bohari, Dist - Jammu branch?
You can reach the branch at 9622039999 during regular banking hours.
Does Punjab National Bank Patta Bohari, Dist - Jammu branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 9622039999 to confirm.
Summary
The IFSC code PUNB0210710 belongs to Punjab National Bank's PATTA BOHARI, DIST - JAMMU branch, located at PLOT NO 973, PATTA BOH PO-TALAB TILLA 180002 in TALAB TILLA PO JAMMU, JAMMU AND KASHMIR. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
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