IFSC Code of Punjab National Bank, Srinagar Dalgate, Distt. Srina Branch, Jammu and Kashmir

If you are searching for the IFSC code of Punjab National Bank, SRINAGAR DALGATE, DISTT. SRINA branch in SRINAGAR, ,JK, JAMMU AND KASHMIR, this page has every detail you need. The verified IFSC code for this branch is PUNB0088800. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the SRINAGAR DALGATE, DISTT. SRINA branch, and detailed step-by-step guides for using the IFSC PUNB0088800 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Punjab National Bank – SRINAGAR DALGATE, DISTT. SRINA is PUNB0088800. The first four letters PUNB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 088800 map to this branch in SRINAGAR, ,JK, JAMMU AND KASHMIR.

Bank profile

Punjab National Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Srinagar Dalgate, Distt. Srina branch — IFSC PUNB0088800 — extends the bank's services to customers in and around Srinagar, ,Jk, Jammu and Kashmir.

Branch details at a glance

About this branch

The branch is located at HOTEL PARIMAHAL COMPLEX,BOULEVARD DALGATE. It serves the Srinagar, ,Jk region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Punjab National Bank. The IFSC PUNB0088800 is used to identify this branch on the RBI payments network.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Punjab National Bank's SRINAGAR DALGATE, DISTT. SRINA branch came to be assigned the code PUNB0088800.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC PUNB0088800, money simply cannot be routed to the SRINAGAR DALGATE, DISTT. SRINA branch electronically.

Account types you can open at the Srinagar Dalgate, Distt. Srina branch

Once you have an account at Punjab National Bank – SRINAGAR DALGATE, DISTT. SRINA, the IFSC PUNB0088800 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Srinagar Dalgate, Distt. Srina branch can access most of Punjab National Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC PUNB0088800

How to transfer money using IFSC PUNB0088800

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC PUNB0088800 across all three.

NEFT to Punjab National Bank, SRINAGAR DALGATE, DISTT. SRINA using IFSC PUNB0088800

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC PUNB0088800, and confirm that the system picks up Punjab National Bank – SRINAGAR DALGATE, DISTT. SRINA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to SRINAGAR DALGATE, DISTT. SRINA

If you need to transfer ₹2 lakh or more in one go to an account at Punjab National Bank's SRINAGAR DALGATE, DISTT. SRINA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC PUNB0088800 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to Punjab National Bank – SRINAGAR DALGATE, DISTT. SRINA, use IMPS. With IFSC PUNB0088800 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC PUNB0088800 for Punjab National Bank – SRINAGAR DALGATE, DISTT. SRINA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Srinagar Dalgate, Distt. Srina branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Punjab National Bank's SRINAGAR DALGATE, DISTT. SRINA branch, the IFSC PUNB0088800 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Online banking and IFSC PUNB0088800

Punjab National Bank customers can register for net banking and the bank's official mobile app once their account at the SRINAGAR DALGATE, DISTT. SRINA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC PUNB0088800 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR & cheque-truncation details

Cheques drawn on the Srinagar Dalgate, Distt. Srina branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC PUNB0088800 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Punjab National Bank – SRINAGAR DALGATE, DISTT. SRINA:

• The IFSC is exactly PUNB0088800 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Punjab National Bank as the bank name and SRINAGAR DALGATE, DISTT. SRINA as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Srinagar Dalgate, Distt. Srina branch sits at HOTEL PARIMAHAL COMPLEX,BOULEVARD DALGATE. If you are travelling from outside Srinagar, ,Jk, search for the branch on a maps application using the bank name and locality, or call the branch contact number to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC PUNB0088800 and your account number.

Verifying IFSC PUNB0088800 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm PUNB0088800 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on the branch contact number.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Srinagar Dalgate, Distt. Srina branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC PUNB0088800, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code PUNB0088800 belongs to Punjab National Bank's SRINAGAR DALGATE, DISTT. SRINA branch, located at HOTEL PARIMAHAL COMPLEX,BOULEVARD DALGATE in SRINAGAR, ,JK, JAMMU AND KASHMIR. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.