IFSC Code of Punjab National Bank, Sriganganagar Swami Dayanand M Branch, Rajasthan

If you are searching for the IFSC code of Punjab National Bank, SRIGANGANAGAR SWAMI DAYANAND M branch in SRI GANGANAGAR, RAJASTHAN, this page has every detail you need. The verified IFSC code for this branch is PUNB0360800. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the SRIGANGANAGAR SWAMI DAYANAND M branch, and detailed step-by-step guides for using the IFSC PUNB0360800 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, PUNB0360800 is the IFSC of Punjab National Bank's SRIGANGANAGAR SWAMI DAYANAND M branch. The format is fixed: PUNB = bank code, 0 = reserved, 360800 = branch identifier.

About the bank

Punjab National Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Sriganganagar Swami Dayanand M branch in Sri Ganganagar, Rajasthan is part of this network and uses the IFSC code PUNB0360800 for all electronic settlement.

Branch details at a glance

About the Sriganganagar Swami Dayanand M branch

The Sriganganagar Swami Dayanand M branch of Punjab National Bank is situated at 65 B BLOCK SRIGANGANAGAR. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code PUNB0360800 is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Punjab National Bank's SRIGANGANAGAR SWAMI DAYANAND M branch came to be assigned the code PUNB0360800.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC PUNB0360800, money simply cannot be routed to the SRIGANGANAGAR SWAMI DAYANAND M branch electronically.

Products and account variants supported

Every account opened at the Sriganganagar Swami Dayanand M branch is mapped to IFSC PUNB0360800 on the RBI payments network. The branch generally supports the full retail product catalogue of Punjab National Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains PUNB0360800.

Products and services

Customers walking into the Sriganganagar Swami Dayanand M branch can access most of Punjab National Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC PUNB0360800

How to transfer money using IFSC PUNB0360800

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC PUNB0360800 across all three.

NEFT to Punjab National Bank, SRIGANGANAGAR SWAMI DAYANAND M using IFSC PUNB0360800

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC PUNB0360800, and confirm that the system picks up Punjab National Bank – SRIGANGANAGAR SWAMI DAYANAND M. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to SRIGANGANAGAR SWAMI DAYANAND M

If you need to transfer ₹2 lakh or more in one go to an account at Punjab National Bank's SRIGANGANAGAR SWAMI DAYANAND M branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC PUNB0360800 while initiating the transfer and the credit will appear within minutes.

IMPS to Punjab National Bank SRIGANGANAGAR SWAMI DAYANAND M (IFSC PUNB0360800)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC PUNB0360800 in your mobile or internet banking app, and the money is credited to the SRIGANGANAGAR SWAMI DAYANAND M branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Sriganganagar Swami Dayanand M

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC PUNB0360800:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at SRIGANGANAGAR SWAMI DAYANAND M is still linked to IFSC PUNB0360800.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Punjab National Bank's SRIGANGANAGAR SWAMI DAYANAND M branch, the IFSC PUNB0360800 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Digital banking channels

Most day-to-day work that customers used to do at the Sriganganagar Swami Dayanand M branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC PUNB0360800 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Punjab National Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC PUNB0360800 and the account number together uniquely identify the Sriganganagar Swami Dayanand M branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Common mistakes to avoid when using IFSC PUNB0360800

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Punjab National Bank – SRIGANGANAGAR SWAMI DAYANAND M, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: PUNB0360800.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Reaching the branch

The Sriganganagar Swami Dayanand M branch sits at 65 B BLOCK SRIGANGANAGAR. If you are travelling from outside Sri Ganganagar, search for the branch on a maps application using the bank name and locality, or call the branch contact number to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC PUNB0360800 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC PUNB0360800 for Punjab National Bank – SRIGANGANAGAR SWAMI DAYANAND M, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Sriganganagar Swami Dayanand M branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC PUNB0360800, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code PUNB0360800 belongs to Punjab National Bank's SRIGANGANAGAR SWAMI DAYANAND M branch, located at 65 B BLOCK SRIGANGANAGAR in SRI GANGANAGAR, RAJASTHAN. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.