IFSC Code of Punjab National Bank, Sonepat-Crz Sr.Sec School Branch, Haryana

Below are the complete branch details for Punjab National Bank, SONEPAT-CRZ SR.SEC SCHOOL branch, located in SONEPAT, HARYANA. The IFSC assigned by the Reserve Bank of India to this branch is PUNB0514810. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case PUNB0514810 for Punjab National Bank – SONEPAT-CRZ SR.SEC SCHOOL — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Punjab National Bank – SONEPAT-CRZ SR.SEC SCHOOL is PUNB0514810. The first four letters PUNB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 514810 map to this branch in SONEPAT, HARYANA.

Bank profile

Punjab National Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Sonepat-Crz Sr.Sec School branch — IFSC PUNB0514810 — extends the bank's services to customers in and around Sonepat, Haryana.

Branch details at a glance

Sonepat-Crz Sr.Sec School branch overview

Located at CRZ.SR SEC.SCHOOL, SONEPAT 131001, the Sonepat-Crz Sr.Sec School branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC PUNB0514810 is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Punjab National Bank's SONEPAT-CRZ SR.SEC SCHOOL branch came to be assigned the code PUNB0514810.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC PUNB0514810, money simply cannot be routed to the SONEPAT-CRZ SR.SEC SCHOOL branch electronically.

Products and account variants supported

Every account opened at the Sonepat-Crz Sr.Sec School branch is mapped to IFSC PUNB0514810 on the RBI payments network. The branch generally supports the full retail product catalogue of Punjab National Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains PUNB0514810.

Products and services

Customers walking into the Sonepat-Crz Sr.Sec School branch can access most of Punjab National Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC PUNB0514810

How to transfer money using IFSC PUNB0514810

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC PUNB0514810 across all three.

NEFT to Punjab National Bank, SONEPAT-CRZ SR.SEC SCHOOL using IFSC PUNB0514810

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC PUNB0514810, and confirm that the system picks up Punjab National Bank – SONEPAT-CRZ SR.SEC SCHOOL. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC PUNB0514810

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Punjab National Bank – SONEPAT-CRZ SR.SEC SCHOOL, ensure your bank's portal accepts IFSC PUNB0514810 while registering the beneficiary. RTGS is also available 24x7.

IMPS to Punjab National Bank SONEPAT-CRZ SR.SEC SCHOOL (IFSC PUNB0514810)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC PUNB0514810 in your mobile or internet banking app, and the money is credited to the SONEPAT-CRZ SR.SEC SCHOOL branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Sonepat-Crz Sr.Sec School

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC PUNB0514810:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at SONEPAT-CRZ SR.SEC SCHOOL is still linked to IFSC PUNB0514810.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Punjab National Bank's SONEPAT-CRZ SR.SEC SCHOOL branch, the IFSC PUNB0514810 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Online banking and IFSC PUNB0514810

Punjab National Bank customers can register for net banking and the bank's official mobile app once their account at the SONEPAT-CRZ SR.SEC SCHOOL branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC PUNB0514810 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Punjab National Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC PUNB0514810 and the account number together uniquely identify the Sonepat-Crz Sr.Sec School branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Punjab National Bank – SONEPAT-CRZ SR.SEC SCHOOL:

• The IFSC is exactly PUNB0514810 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Punjab National Bank as the bank name and SONEPAT-CRZ SR.SEC SCHOOL as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Sonepat-Crz Sr.Sec School branch

The branch is located at CRZ.SR SEC.SCHOOL, SONEPAT 131001, which puts it inside Sonepat, the broader Sonipat district, and the state of Haryana. To plan your visit:

1. Open Google Maps on your phone and search for “Punjab National Bank Sonepat-Crz Sr.Sec School branch” — the verified location pin for IFSC PUNB0514810 should appear at the top of the results.
2. Confirm the branch is open by calling 130-2256119 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC PUNB0514810 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC PUNB0514810 for Punjab National Bank – SONEPAT-CRZ SR.SEC SCHOOL, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Sonepat-Crz Sr.Sec School are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to PUNB0514810 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code PUNB0514810 belongs to Punjab National Bank's SONEPAT-CRZ SR.SEC SCHOOL branch, located at CRZ.SR SEC.SCHOOL, SONEPAT 131001 in SONEPAT, HARYANA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.