Below are the complete branch details for Punjab National Bank, BALARAMBATI branch, located in SINGUR, WEST BENGAL. The IFSC assigned by the Reserve Bank of India to this branch is PUNB0906800. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case PUNB0906800 for Punjab National Bank – BALARAMBATI — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Punjab National Bank's BALARAMBATI branch, the IFSC PUNB0906800 breaks down as follows: PUNB identifies the bank, 0 is the reserved character, and 906800 identifies this particular branch.
Branch details at a glance
| Bank Name | Punjab National Bank |
|---|---|
| Branch | Balarambati |
| IFSC Code | PUNB0906800 |
| MICR Code | Refer to cheque leaf |
| Branch Address | NEAR BALARAMBATI RAILWAY STATION PS SINGUR DST HOOGLY WB HOOGL 712409 |
| City | Singur |
| District | Hugli |
| State | West Bengal |
| Phone | 9599815227 |
About Punjab National Bank
Punjab National Bank operates a wide network of branches across India, including the Balarambati branch in Singur. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, PUNB0906800.
About the Balarambati branch
The Balarambati branch of Punjab National Bank is situated at NEAR BALARAMBATI RAILWAY STATION PS SINGUR DST HOOGLY WB HOOGL 712409. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code PUNB0906800 is used.
Why every Punjab National Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including BALARAMBATI of Punjab National Bank — its own 11-character IFSC. The code PUNB0906800 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC PUNB0906800 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC PUNB0906800
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC PUNB0906800 across all three.
How to use IFSC PUNB0906800 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Punjab National Bank's BALARAMBATI branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC PUNB0906800.
- Confirm the bank name auto-populates as Punjab National Bank and the branch as BALARAMBATI.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to BALARAMBATI
If you need to transfer ₹2 lakh or more in one go to an account at Punjab National Bank's BALARAMBATI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC PUNB0906800 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Punjab National Bank – BALARAMBATI, use IMPS. With IFSC PUNB0906800 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC PUNB0906800 for Punjab National Bank – BALARAMBATI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – PUNB0906800 | Yes – PUNB0906800 | Yes – PUNB0906800 |
For most retail customers crediting the Balarambati branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Punjab National Bank's BALARAMBATI branch, the IFSC PUNB0906800 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Balarambati branch is mapped to IFSC PUNB0906800 on the RBI payments network. The branch generally supports the full retail product catalogue of Punjab National Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains PUNB0906800.
Banking services available
The Balarambati branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 9599815227.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC PUNB0906800
MICR & cheque-truncation details
Cheques drawn on the Balarambati branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC PUNB0906800 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Digital banking channels
Most day-to-day work that customers used to do at the Balarambati branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC PUNB0906800 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Common mistakes to avoid when using IFSC PUNB0906800
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Punjab National Bank – BALARAMBATI, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
PUNB0906800. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Balarambati branch sits at NEAR BALARAMBATI RAILWAY STATION PS SINGUR DST HOOGLY WB HOOGL 712409. If you are travelling from outside Singur, search for the branch on a maps application using the bank name and locality, or call 9599815227 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC PUNB0906800 and your account number.
Verifying IFSC PUNB0906800 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm PUNB0906800 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 9599815227.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Balarambati branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC PUNB0906800, however, work 24x7.
Branch address & contact
Punjab National BankBalarambati Branch
NEAR BALARAMBATI RAILWAY STATION PS SINGUR DST HOOGLY WB HOOGL 712409
Singur, West Bengal
Phone: 9599815227
IFSC: PUNB0906800
Frequently asked questions
How quickly will an NEFT transfer using PUNB0906800 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Punjab National Bank – Balarambati reflect within 30 minutes.
Is IFSC PUNB0906800 the same for all accounts at Balarambati branch?
Yes. The IFSC PUNB0906800 is shared by every account held at Punjab National Bank's Balarambati branch. Only the account number changes from customer to customer.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Balarambati branch but serve different purposes.
Can I use IFSC PUNB0906800 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC PUNB0906800 to send funds instantly.
Where is Punjab National Bank Balarambati branch located?
Punjab National Bank's Balarambati branch is located at NEAR BALARAMBATI RAILWAY STATION PS SINGUR DST HOOGLY WB HOOGL 712409, Singur, West Bengal.
Is IFSC PUNB0906800 valid for NEFT and RTGS?
Yes. IFSC PUNB0906800 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Does Punjab National Bank Balarambati branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 9599815227 to confirm.
Summary
The IFSC code PUNB0906800 belongs to Punjab National Bank's BALARAMBATI branch, located at NEAR BALARAMBATI RAILWAY STATION PS SINGUR DST HOOGLY WB HOOGL 712409 in SINGUR, WEST BENGAL. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
