IFSC Code of Punjab National Bank, Sikandrarao Distt. Hathras Branch, Uttar Pradesh

Use this page as a one-stop reference for everything related to Punjab National Bank's SIKANDRARAO DISTT. HATHRAS branch in SIKANDRA RAO DISTT HATHRAS, UTTAR PRADESH. The branch's IFSC code PUNB0086000 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Punjab National Bank – SIKANDRARAO DISTT. HATHRAS is PUNB0086000. The first four letters PUNB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 086000 map to this branch in SIKANDRA RAO DISTT HATHRAS, UTTAR PRADESH.

Branch details at a glance

Bank profile

Punjab National Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Sikandrarao Distt. Hathras branch — IFSC PUNB0086000 — extends the bank's services to customers in and around Sikandra Rao Distt Hathras, Uttar Pradesh.

About this branch

The branch is located at BO SIKANDRARAO. It serves the Sikandra Rao Distt Hathras region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Punjab National Bank. The IFSC PUNB0086000 is used to identify this branch on the RBI payments network.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Punjab National Bank's SIKANDRARAO DISTT. HATHRAS branch came to be assigned the code PUNB0086000.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC PUNB0086000, money simply cannot be routed to the SIKANDRARAO DISTT. HATHRAS branch electronically.

How to transfer money using IFSC PUNB0086000

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC PUNB0086000 across all three.

NEFT to Punjab National Bank, SIKANDRARAO DISTT. HATHRAS using IFSC PUNB0086000

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC PUNB0086000, and confirm that the system picks up Punjab National Bank – SIKANDRARAO DISTT. HATHRAS. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to SIKANDRARAO DISTT. HATHRAS

If you need to transfer ₹2 lakh or more in one go to an account at Punjab National Bank's SIKANDRARAO DISTT. HATHRAS branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC PUNB0086000 while initiating the transfer and the credit will appear within minutes.

IMPS to Punjab National Bank SIKANDRARAO DISTT. HATHRAS (IFSC PUNB0086000)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC PUNB0086000 in your mobile or internet banking app, and the money is credited to the SIKANDRARAO DISTT. HATHRAS branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC PUNB0086000 for Punjab National Bank – SIKANDRARAO DISTT. HATHRAS, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Sikandrarao Distt. Hathras branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Punjab National Bank's SIKANDRARAO DISTT. HATHRAS branch, the IFSC PUNB0086000 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Sikandrarao Distt. Hathras branch is mapped to IFSC PUNB0086000 on the RBI payments network. The branch generally supports the full retail product catalogue of Punjab National Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains PUNB0086000.

Banking services available

The Sikandrarao Distt. Hathras branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on the branch contact number.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC PUNB0086000

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Punjab National Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC PUNB0086000 and the account number together uniquely identify the Sikandrarao Distt. Hathras branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Online banking and IFSC PUNB0086000

Punjab National Bank customers can register for net banking and the bank's official mobile app once their account at the SIKANDRARAO DISTT. HATHRAS branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC PUNB0086000 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Punjab National Bank – SIKANDRARAO DISTT. HATHRAS:

• The IFSC is exactly PUNB0086000 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Punjab National Bank as the bank name and SIKANDRARAO DISTT. HATHRAS as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Sikandrarao Distt. Hathras branch

The branch is located at BO SIKANDRARAO, which puts it inside Sikandra Rao Distt Hathras, the broader Distt-Hathras Mahamayanagar district, and the state of Uttar Pradesh. To plan your visit:

1. Open Google Maps on your phone and search for “Punjab National Bank Sikandrarao Distt. Hathras branch” — the verified location pin for IFSC PUNB0086000 should appear at the top of the results.
2. Confirm the branch is open by calling the branch contact number before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC PUNB0086000 and your account number.

Verifying IFSC PUNB0086000 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm PUNB0086000 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on the branch contact number.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Sikandrarao Distt. Hathras branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC PUNB0086000, however, work 24x7.

Branch address & contact

Frequently asked questions

Final notes

To recap: PUNB0086000 is the IFSC code of Punjab National Bank, SIKANDRARAO DISTT. HATHRAS branch, in SIKANDRA RAO DISTT HATHRAS, UTTAR PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.