IFSC Code of Punjab National Bank, Sidhwan, Distt. Kapurthala ,Pu Branch, Punjab

If you are searching for the IFSC code of Punjab National Bank, SIDHWAN, DISTT. KAPURTHALA ,PU branch in SIDHWAN DONA DISTT KAPURTHALA, PUNJAB, this page has every detail you need. The verified IFSC code for this branch is PUNB0349600. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the SIDHWAN, DISTT. KAPURTHALA ,PU branch, and detailed step-by-step guides for using the IFSC PUNB0349600 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Punjab National Bank's SIDHWAN, DISTT. KAPURTHALA ,PU branch, the IFSC PUNB0349600 breaks down as follows: PUNB identifies the bank, 0 is the reserved character, and 349600 identifies this particular branch.

Bank profile

Punjab National Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Sidhwan, Distt. Kapurthala ,Pu branch — IFSC PUNB0349600 — extends the bank's services to customers in and around Sidhwan Dona Distt Kapurthala, Punjab.

About the Sidhwan, Distt. Kapurthala ,Pu branch

The Sidhwan, Distt. Kapurthala ,Pu branch of Punjab National Bank is situated at SIDHWAN DONA. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code PUNB0349600 is used.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Punjab National Bank's SIDHWAN, DISTT. KAPURTHALA ,PU branch came to be assigned the code PUNB0349600.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC PUNB0349600, money simply cannot be routed to the SIDHWAN, DISTT. KAPURTHALA ,PU branch electronically.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Punjab National Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC PUNB0349600 and the account number together uniquely identify the Sidhwan, Distt. Kapurthala ,Pu branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

How to transfer money using IFSC PUNB0349600

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC PUNB0349600 across all three.

How to use IFSC PUNB0349600 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Punjab National Bank's SIDHWAN, DISTT. KAPURTHALA ,PU branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC PUNB0349600.
4. Confirm the bank name auto-populates as Punjab National Bank and the branch as SIDHWAN, DISTT. KAPURTHALA ,PU.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to SIDHWAN, DISTT. KAPURTHALA ,PU

If you need to transfer ₹2 lakh or more in one go to an account at Punjab National Bank's SIDHWAN, DISTT. KAPURTHALA ,PU branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC PUNB0349600 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to Punjab National Bank – SIDHWAN, DISTT. KAPURTHALA ,PU, use IMPS. With IFSC PUNB0349600 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC PUNB0349600 for Punjab National Bank – SIDHWAN, DISTT. KAPURTHALA ,PU, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Sidhwan, Distt. Kapurthala ,Pu branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC PUNB0349600

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Punjab National Bank – SIDHWAN, DISTT. KAPURTHALA ,PU is still mapped to IFSC PUNB0349600. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC PUNB0349600 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Sidhwan, Distt. Kapurthala ,Pu branch is mapped to IFSC PUNB0349600 on the RBI payments network. The branch generally supports the full retail product catalogue of Punjab National Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains PUNB0349600.

Banking services available

The Sidhwan, Distt. Kapurthala ,Pu branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on the branch contact number.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC PUNB0349600

Online banking and IFSC PUNB0349600

Punjab National Bank customers can register for net banking and the bank's official mobile app once their account at the SIDHWAN, DISTT. KAPURTHALA ,PU branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC PUNB0349600 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

How to reach the Sidhwan, Distt. Kapurthala ,Pu branch

The branch is located at SIDHWAN DONA, which puts it inside Sidhwan Dona Distt Kapurthala, the broader Distt Kapurthala district, and the state of Punjab. To plan your visit:

1. Open Google Maps on your phone and search for “Punjab National Bank Sidhwan, Distt. Kapurthala ,Pu branch” — the verified location pin for IFSC PUNB0349600 should appear at the top of the results.
2. Confirm the branch is open by calling the branch contact number before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC PUNB0349600 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Punjab National Bank – SIDHWAN, DISTT. KAPURTHALA ,PU:

• The IFSC is exactly PUNB0349600 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Punjab National Bank as the bank name and SIDHWAN, DISTT. KAPURTHALA ,PU as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Working hours

Branch counters at Sidhwan, Distt. Kapurthala ,Pu are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to PUNB0349600 continue to work without interruption.

Other ways to verify the IFSC code

While this page already lists the verified IFSC PUNB0349600 for Punjab National Bank – SIDHWAN, DISTT. KAPURTHALA ,PU, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch address & contact

Frequently asked questions

Final notes

To recap: PUNB0349600 is the IFSC code of Punjab National Bank, SIDHWAN, DISTT. KAPURTHALA ,PU branch, in SIDHWAN DONA DISTT KAPURTHALA, PUNJAB. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.