IFSC Code of Punjab National Bank, Shyampur Bazar, Distt. Hiooghl Branch, West Bengal

This page lists the IFSC code, branch address, contact number and fund-transfer information for Punjab National Bank, SHYAMPUR BAZAR, DISTT. HIOOGHL branch in SHYAMPUR BAZAR, HOOGHLY, WEST BENGAL. The 11-digit IFSC PUNB0168200 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Punjab National Bank at the SHYAMPUR BAZAR, DISTT. HIOOGHL location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Punjab National Bank – SHYAMPUR BAZAR, DISTT. HIOOGHL is PUNB0168200. The first four letters PUNB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 168200 map to this branch in SHYAMPUR BAZAR, HOOGHLY, WEST BENGAL, WEST BENGAL.

Branch details at a glance

About Punjab National Bank

Punjab National Bank operates a wide network of branches across India, including the Shyampur Bazar, Distt. Hiooghl branch in Shyampur Bazar, Hooghly, West Bengal. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, PUNB0168200.

About the Shyampur Bazar, Distt. Hiooghl branch

The Shyampur Bazar, Distt. Hiooghl branch of Punjab National Bank is situated at VPO PARSHYAMPUR. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code PUNB0168200 is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Punjab National Bank's SHYAMPUR BAZAR, DISTT. HIOOGHL branch came to be assigned the code PUNB0168200.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC PUNB0168200, money simply cannot be routed to the SHYAMPUR BAZAR, DISTT. HIOOGHL branch electronically.

How to transfer money using IFSC PUNB0168200

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC PUNB0168200 across all three.

NEFT to Punjab National Bank, SHYAMPUR BAZAR, DISTT. HIOOGHL using IFSC PUNB0168200

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC PUNB0168200, and confirm that the system picks up Punjab National Bank – SHYAMPUR BAZAR, DISTT. HIOOGHL. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to SHYAMPUR BAZAR, DISTT. HIOOGHL

If you need to transfer ₹2 lakh or more in one go to an account at Punjab National Bank's SHYAMPUR BAZAR, DISTT. HIOOGHL branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC PUNB0168200 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to Punjab National Bank – SHYAMPUR BAZAR, DISTT. HIOOGHL, use IMPS. With IFSC PUNB0168200 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC PUNB0168200 for Punjab National Bank – SHYAMPUR BAZAR, DISTT. HIOOGHL, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Shyampur Bazar, Distt. Hiooghl branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Punjab National Bank's SHYAMPUR BAZAR, DISTT. HIOOGHL branch, the IFSC PUNB0168200 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Shyampur Bazar, Distt. Hiooghl branch is mapped to IFSC PUNB0168200 on the RBI payments network. The branch generally supports the full retail product catalogue of Punjab National Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains PUNB0168200.

Products and services

Customers walking into the Shyampur Bazar, Distt. Hiooghl branch can access most of Punjab National Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC PUNB0168200

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Punjab National Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC PUNB0168200 and the account number together uniquely identify the Shyampur Bazar, Distt. Hiooghl branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Online banking and IFSC PUNB0168200

Punjab National Bank customers can register for net banking and the bank's official mobile app once their account at the SHYAMPUR BAZAR, DISTT. HIOOGHL branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC PUNB0168200 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Punjab National Bank – SHYAMPUR BAZAR, DISTT. HIOOGHL:

• The IFSC is exactly PUNB0168200 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Punjab National Bank as the bank name and SHYAMPUR BAZAR, DISTT. HIOOGHL as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Shyampur Bazar, Distt. Hiooghl branch

The branch is located at VPO PARSHYAMPUR, which puts it inside Shyampur Bazar, Hooghly, West Bengal, the broader Hooghly, West Bengal district, and the state of West Bengal. To plan your visit:

1. Open Google Maps on your phone and search for “Punjab National Bank Shyampur Bazar, Distt. Hiooghl branch” — the verified location pin for IFSC PUNB0168200 should appear at the top of the results.
2. Confirm the branch is open by calling the branch contact number before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC PUNB0168200 and your account number.

Verifying IFSC PUNB0168200 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm PUNB0168200 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on the branch contact number.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Shyampur Bazar, Distt. Hiooghl branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC PUNB0168200, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code PUNB0168200 belongs to Punjab National Bank's SHYAMPUR BAZAR, DISTT. HIOOGHL branch, located at VPO PARSHYAMPUR in SHYAMPUR BAZAR, HOOGHLY, WEST BENGAL, WEST BENGAL. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.