IFSC Code of Punjab National Bank, Shukla Ganj, Gangaghat ,U.P. Branch, Uttar Pradesh

Use this page as a one-stop reference for everything related to Punjab National Bank's SHUKLA GANJ, GANGAGHAT ,U.P. branch in SHUKLAGANJ DISTT.UNNAO,U.P., UTTAR PRADESH. The branch's IFSC code PUNB0758100 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, PUNB0758100 is the IFSC of Punjab National Bank's SHUKLA GANJ, GANGAGHAT ,U.P. branch. The format is fixed: PUNB = bank code, 0 = reserved, 758100 = branch identifier.

Bank profile

Punjab National Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Shukla Ganj, Gangaghat ,U.P. branch — IFSC PUNB0758100 — extends the bank's services to customers in and around Shuklaganj Distt.Unnao,U.P., Uttar Pradesh.

Branch details at a glance

About this branch

The branch is located at 22/109, RAJDHANI MARG,SHUKLA GANJ,. It serves the Shuklaganj Distt.Unnao,U.P. region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Punjab National Bank. The IFSC PUNB0758100 is used to identify this branch on the RBI payments network.

Why every Punjab National Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including SHUKLA GANJ, GANGAGHAT ,U.P. of Punjab National Bank — its own 11-character IFSC. The code PUNB0758100 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC PUNB0758100 the same way you would treat your account number — verify it once and save it carefully for future use.

Account types you can open at the Shukla Ganj, Gangaghat ,U.P. branch

Once you have an account at Punjab National Bank – SHUKLA GANJ, GANGAGHAT ,U.P., the IFSC PUNB0758100 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Shukla Ganj, Gangaghat ,U.P. branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on the branch contact number.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC PUNB0758100

How to transfer money using IFSC PUNB0758100

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC PUNB0758100 across all three.

NEFT to Punjab National Bank, SHUKLA GANJ, GANGAGHAT ,U.P. using IFSC PUNB0758100

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC PUNB0758100, and confirm that the system picks up Punjab National Bank – SHUKLA GANJ, GANGAGHAT ,U.P.. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to SHUKLA GANJ, GANGAGHAT ,U.P.

If you need to transfer ₹2 lakh or more in one go to an account at Punjab National Bank's SHUKLA GANJ, GANGAGHAT ,U.P. branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC PUNB0758100 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to Punjab National Bank – SHUKLA GANJ, GANGAGHAT ,U.P., use IMPS. With IFSC PUNB0758100 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC PUNB0758100 for Punjab National Bank – SHUKLA GANJ, GANGAGHAT ,U.P., but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Shukla Ganj, Gangaghat ,U.P. branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC PUNB0758100

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Punjab National Bank – SHUKLA GANJ, GANGAGHAT ,U.P. is still mapped to IFSC PUNB0758100. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC PUNB0758100 and the beneficiary's account number to complete the transfer.

Online banking and IFSC PUNB0758100

Punjab National Bank customers can register for net banking and the bank's official mobile app once their account at the SHUKLA GANJ, GANGAGHAT ,U.P. branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC PUNB0758100 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Punjab National Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC PUNB0758100 and the account number together uniquely identify the Shukla Ganj, Gangaghat ,U.P. branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Punjab National Bank – SHUKLA GANJ, GANGAGHAT ,U.P.:

• The IFSC is exactly PUNB0758100 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Punjab National Bank as the bank name and SHUKLA GANJ, GANGAGHAT ,U.P. as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Shukla Ganj, Gangaghat ,U.P. branch

The branch is located at 22/109, RAJDHANI MARG,SHUKLA GANJ,, which puts it inside Shuklaganj Distt.Unnao,U.P., the broader Ganga Ghat Distt.Unnao (u.P.) district, and the state of Uttar Pradesh. To plan your visit:

1. Open Google Maps on your phone and search for “Punjab National Bank Shukla Ganj, Gangaghat ,U.P. branch” — the verified location pin for IFSC PUNB0758100 should appear at the top of the results.
2. Confirm the branch is open by calling the branch contact number before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC PUNB0758100 and your account number.

Verifying IFSC PUNB0758100 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm PUNB0758100 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on the branch contact number.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Shukla Ganj, Gangaghat ,U.P. are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to PUNB0758100 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code PUNB0758100 belongs to Punjab National Bank's SHUKLA GANJ, GANGAGHAT ,U.P. branch, located at 22/109, RAJDHANI MARG,SHUKLA GANJ, in SHUKLAGANJ DISTT.UNNAO,U.P., UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.