IFSC Code of Punjab National Bank, Ikauna Distt.Shrawasti Branch, Uttar Pradesh

If you are searching for the IFSC code of Punjab National Bank, IKAUNA DISTT.SHRAWASTI branch in SHRAVASTI, UTTAR PRADESH, this page has every detail you need. The verified IFSC code for this branch is PUNB0991900. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the IKAUNA DISTT.SHRAWASTI branch, and detailed step-by-step guides for using the IFSC PUNB0991900 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Punjab National Bank – IKAUNA DISTT.SHRAWASTI is PUNB0991900. The first four letters PUNB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 991900 map to this branch in SHRAVASTI, UTTAR PRADESH.

Branch details at a glance

About the bank

Punjab National Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Ikauna Distt.Shrawasti branch in Shravasti, Uttar Pradesh is part of this network and uses the IFSC code PUNB0991900 for all electronic settlement.

About this branch

The branch is located at IKAUNA , DIST.SHRAWASTI UTTAR PRADESH 271845. It serves the Shravasti region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Punjab National Bank. The IFSC PUNB0991900 is used to identify this branch on the RBI payments network.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Punjab National Bank's IKAUNA DISTT.SHRAWASTI branch came to be assigned the code PUNB0991900.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC PUNB0991900, money simply cannot be routed to the IKAUNA DISTT.SHRAWASTI branch electronically.

How to transfer money using IFSC PUNB0991900

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC PUNB0991900 across all three.

How to use IFSC PUNB0991900 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Punjab National Bank's IKAUNA DISTT.SHRAWASTI branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC PUNB0991900.
4. Confirm the bank name auto-populates as Punjab National Bank and the branch as IKAUNA DISTT.SHRAWASTI.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to IKAUNA DISTT.SHRAWASTI

If you need to transfer ₹2 lakh or more in one go to an account at Punjab National Bank's IKAUNA DISTT.SHRAWASTI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC PUNB0991900 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to Punjab National Bank – IKAUNA DISTT.SHRAWASTI, use IMPS. With IFSC PUNB0991900 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC PUNB0991900 for Punjab National Bank – IKAUNA DISTT.SHRAWASTI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Ikauna Distt.Shrawasti branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Punjab National Bank's IKAUNA DISTT.SHRAWASTI branch, the IFSC PUNB0991900 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Account types you can open at the Ikauna Distt.Shrawasti branch

Once you have an account at Punjab National Bank – IKAUNA DISTT.SHRAWASTI, the IFSC PUNB0991900 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Ikauna Distt.Shrawasti branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 8295822833.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC PUNB0991900

MICR & cheque-truncation details

Cheques drawn on the Ikauna Distt.Shrawasti branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC PUNB0991900 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Online banking and IFSC PUNB0991900

Punjab National Bank customers can register for net banking and the bank's official mobile app once their account at the IKAUNA DISTT.SHRAWASTI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC PUNB0991900 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Common mistakes to avoid when using IFSC PUNB0991900

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Punjab National Bank – IKAUNA DISTT.SHRAWASTI, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: PUNB0991900.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

How to reach the Ikauna Distt.Shrawasti branch

The branch is located at IKAUNA , DIST.SHRAWASTI UTTAR PRADESH 271845, which puts it inside Shravasti, the broader Shravasti district, and the state of Uttar Pradesh. To plan your visit:

1. Open Google Maps on your phone and search for “Punjab National Bank Ikauna Distt.Shrawasti branch” — the verified location pin for IFSC PUNB0991900 should appear at the top of the results.
2. Confirm the branch is open by calling 8295822833 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC PUNB0991900 and your account number.

Verifying IFSC PUNB0991900 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm PUNB0991900 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 8295822833.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Ikauna Distt.Shrawasti are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to PUNB0991900 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code PUNB0991900 belongs to Punjab National Bank's IKAUNA DISTT.SHRAWASTI branch, located at IKAUNA , DIST.SHRAWASTI UTTAR PRADESH 271845 in SHRAVASTI, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.