IFSC Code of Punjab National Bank, Secunderabad-East Marraedpally Branch, Telangana

This page lists the IFSC code, branch address, contact number and fund-transfer information for Punjab National Bank, SECUNDERABAD-EAST MARRAEDPALLY branch in SECUNDERABAD. The 11-digit IFSC PUNB0105810 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Punjab National Bank at the SECUNDERABAD-EAST MARRAEDPALLY location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, PUNB0105810 is the IFSC of Punjab National Bank's SECUNDERABAD-EAST MARRAEDPALLY branch. The format is fixed: PUNB = bank code, 0 = reserved, 105810 = branch identifier.

About Punjab National Bank

Punjab National Bank operates a wide network of branches across India, including the Secunderabad-East Marraedpally branch in Secunderabad. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, PUNB0105810.

Branch details at a glance

About this branch

The branch is located at 10-3-32/9/26A, OPP TAG EAST MARREDPALLY 500026. It serves the Secunderabad region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Punjab National Bank. The IFSC PUNB0105810 is used to identify this branch on the RBI payments network.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Punjab National Bank's SECUNDERABAD-EAST MARRAEDPALLY branch came to be assigned the code PUNB0105810.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC PUNB0105810, money simply cannot be routed to the SECUNDERABAD-EAST MARRAEDPALLY branch electronically.

Products and account variants supported

Every account opened at the Secunderabad-East Marraedpally branch is mapped to IFSC PUNB0105810 on the RBI payments network. The branch generally supports the full retail product catalogue of Punjab National Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains PUNB0105810.

Products and services

Customers walking into the Secunderabad-East Marraedpally branch can access most of Punjab National Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC PUNB0105810

How to transfer money using IFSC PUNB0105810

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC PUNB0105810 across all three.

NEFT to Punjab National Bank, SECUNDERABAD-EAST MARRAEDPALLY using IFSC PUNB0105810

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC PUNB0105810, and confirm that the system picks up Punjab National Bank – SECUNDERABAD-EAST MARRAEDPALLY. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to SECUNDERABAD-EAST MARRAEDPALLY

If you need to transfer ₹2 lakh or more in one go to an account at Punjab National Bank's SECUNDERABAD-EAST MARRAEDPALLY branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC PUNB0105810 while initiating the transfer and the credit will appear within minutes.

IMPS to Punjab National Bank SECUNDERABAD-EAST MARRAEDPALLY (IFSC PUNB0105810)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC PUNB0105810 in your mobile or internet banking app, and the money is credited to the SECUNDERABAD-EAST MARRAEDPALLY branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Secunderabad-East Marraedpally

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC PUNB0105810:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at SECUNDERABAD-EAST MARRAEDPALLY is still linked to IFSC PUNB0105810.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Punjab National Bank's SECUNDERABAD-EAST MARRAEDPALLY branch, the IFSC PUNB0105810 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Online banking and IFSC PUNB0105810

Punjab National Bank customers can register for net banking and the bank's official mobile app once their account at the SECUNDERABAD-EAST MARRAEDPALLY branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC PUNB0105810 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR & cheque-truncation details

Cheques drawn on the Secunderabad-East Marraedpally branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC PUNB0105810 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Punjab National Bank – SECUNDERABAD-EAST MARRAEDPALLY:

• The IFSC is exactly PUNB0105810 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Punjab National Bank as the bank name and SECUNDERABAD-EAST MARRAEDPALLY as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Secunderabad-East Marraedpally branch

The branch is located at 10-3-32/9/26A, OPP TAG EAST MARREDPALLY 500026, which puts it inside Secunderabad, the broader Hyderabad district, and the state of Telangana. To plan your visit:

1. Open Google Maps on your phone and search for “Punjab National Bank Secunderabad-East Marraedpally branch” — the verified location pin for IFSC PUNB0105810 should appear at the top of the results.
2. Confirm the branch is open by calling 40-27730217 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC PUNB0105810 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC PUNB0105810 for Punjab National Bank – SECUNDERABAD-EAST MARRAEDPALLY, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Secunderabad-East Marraedpally are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to PUNB0105810 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code PUNB0105810 belongs to Punjab National Bank's SECUNDERABAD-EAST MARRAEDPALLY branch, located at 10-3-32/9/26A, OPP TAG EAST MARREDPALLY 500026 in SECUNDERABAD, TELANGANA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.