IFSC Code of Punjab National Bank, Sardar Shahar-Gandhi Vidya Mandir Branch, Rajasthan

Below are the complete branch details for Punjab National Bank, SARDAR SHAHAR-GANDHI VIDYA MANDIR branch, located in SARDAR SHAHAR, RAJASTHAN. The IFSC assigned by the Reserve Bank of India to this branch is PUNB0117810. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case PUNB0117810 for Punjab National Bank – SARDAR SHAHAR-GANDHI VIDYA MANDIR — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, PUNB0117810 is the IFSC of Punjab National Bank's SARDAR SHAHAR-GANDHI VIDYA MANDIR branch. The format is fixed: PUNB = bank code, 0 = reserved, 117810 = branch identifier.

About Punjab National Bank

Punjab National Bank operates a wide network of branches across India, including the Sardar Shahar-Gandhi Vidya Mandir branch in Sardar Shahar. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, PUNB0117810.

About this branch

The branch is located at INST OF ADV STUDIES GANDHI VIDYA MANDIR, 331403. It serves the Sardar Shahar region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Punjab National Bank. The IFSC PUNB0117810 is used to identify this branch on the RBI payments network.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Punjab National Bank's SARDAR SHAHAR-GANDHI VIDYA MANDIR branch came to be assigned the code PUNB0117810.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC PUNB0117810, money simply cannot be routed to the SARDAR SHAHAR-GANDHI VIDYA MANDIR branch electronically.

MICR & cheque-truncation details

Cheques drawn on the Sardar Shahar-Gandhi Vidya Mandir branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC PUNB0117810 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

How to transfer money using IFSC PUNB0117810

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC PUNB0117810 across all three.

NEFT to Punjab National Bank, SARDAR SHAHAR-GANDHI VIDYA MANDIR using IFSC PUNB0117810

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC PUNB0117810, and confirm that the system picks up Punjab National Bank – SARDAR SHAHAR-GANDHI VIDYA MANDIR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC PUNB0117810

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Punjab National Bank – SARDAR SHAHAR-GANDHI VIDYA MANDIR, ensure your bank's portal accepts IFSC PUNB0117810 while registering the beneficiary. RTGS is also available 24x7.

IMPS to Punjab National Bank SARDAR SHAHAR-GANDHI VIDYA MANDIR (IFSC PUNB0117810)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC PUNB0117810 in your mobile or internet banking app, and the money is credited to the SARDAR SHAHAR-GANDHI VIDYA MANDIR branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Sardar Shahar-Gandhi Vidya Mandir

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC PUNB0117810:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at SARDAR SHAHAR-GANDHI VIDYA MANDIR is still linked to IFSC PUNB0117810.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC PUNB0117810

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Punjab National Bank – SARDAR SHAHAR-GANDHI VIDYA MANDIR is still mapped to IFSC PUNB0117810. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC PUNB0117810 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Sardar Shahar-Gandhi Vidya Mandir branch is mapped to IFSC PUNB0117810 on the RBI payments network. The branch generally supports the full retail product catalogue of Punjab National Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains PUNB0117810.

Products and services

Customers walking into the Sardar Shahar-Gandhi Vidya Mandir branch can access most of Punjab National Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC PUNB0117810

Online banking and IFSC PUNB0117810

Punjab National Bank customers can register for net banking and the bank's official mobile app once their account at the SARDAR SHAHAR-GANDHI VIDYA MANDIR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC PUNB0117810 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

How to reach the Sardar Shahar-Gandhi Vidya Mandir branch

The branch is located at INST OF ADV STUDIES GANDHI VIDYA MANDIR, 331403, which puts it inside Sardar Shahar, the broader Churu district, and the state of Rajasthan. To plan your visit:

1. Open Google Maps on your phone and search for “Punjab National Bank Sardar Shahar-Gandhi Vidya Mandir branch” — the verified location pin for IFSC PUNB0117810 should appear at the top of the results.
2. Confirm the branch is open by calling 1564-220947 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC PUNB0117810 and your account number.

Common mistakes to avoid when using IFSC PUNB0117810

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Punjab National Bank – SARDAR SHAHAR-GANDHI VIDYA MANDIR, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: PUNB0117810.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Working hours

Branch counters at Sardar Shahar-Gandhi Vidya Mandir are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to PUNB0117810 continue to work without interruption.

Verifying IFSC PUNB0117810 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm PUNB0117810 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 1564-220947.
• Visiting the bank's official branch locator page.

Branch address & contact

Frequently asked questions

Final notes

To recap: PUNB0117810 is the IFSC code of Punjab National Bank, SARDAR SHAHAR-GANDHI VIDYA MANDIR branch, in SARDAR SHAHAR, RAJASTHAN. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.