IFSC Code of Punjab National Bank, Sarai Amant Khan ,Gandi Wind Branch, Punjab

If you are searching for the IFSC code of Punjab National Bank, SARAI AMANT KHAN ,GANDI WIND branch in SARAI AMANT KHAN ,GANDI WIND, PUNJAB, this page has every detail you need. The verified IFSC code for this branch is PUNB0191800. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the SARAI AMANT KHAN ,GANDI WIND branch, and detailed step-by-step guides for using the IFSC PUNB0191800 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Punjab National Bank – SARAI AMANT KHAN ,GANDI WIND is PUNB0191800. The first four letters PUNB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 191800 map to this branch in SARAI AMANT KHAN ,GANDI WIND, PUNJAB.

About Punjab National Bank

Punjab National Bank operates a wide network of branches across India, including the Sarai Amant Khan ,Gandi Wind branch in Sarai Amant Khan ,Gandi Wind. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, PUNB0191800.

Branch details at a glance

About this branch

The branch is located at VPO SARAI AMANT KHAN DISTT TARN TARAN. It serves the Sarai Amant Khan ,Gandi Wind region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Punjab National Bank. The IFSC PUNB0191800 is used to identify this branch on the RBI payments network.

Why every Punjab National Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including SARAI AMANT KHAN ,GANDI WIND of Punjab National Bank — its own 11-character IFSC. The code PUNB0191800 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC PUNB0191800 the same way you would treat your account number — verify it once and save it carefully for future use.

Account types you can open at the Sarai Amant Khan ,Gandi Wind branch

Once you have an account at Punjab National Bank – SARAI AMANT KHAN ,GANDI WIND, the IFSC PUNB0191800 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Sarai Amant Khan ,Gandi Wind branch can access most of Punjab National Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC PUNB0191800

How to transfer money using IFSC PUNB0191800

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC PUNB0191800 across all three.

How to use IFSC PUNB0191800 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Punjab National Bank's SARAI AMANT KHAN ,GANDI WIND branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC PUNB0191800.
4. Confirm the bank name auto-populates as Punjab National Bank and the branch as SARAI AMANT KHAN ,GANDI WIND.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to SARAI AMANT KHAN ,GANDI WIND

If you need to transfer ₹2 lakh or more in one go to an account at Punjab National Bank's SARAI AMANT KHAN ,GANDI WIND branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC PUNB0191800 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to Punjab National Bank – SARAI AMANT KHAN ,GANDI WIND, use IMPS. With IFSC PUNB0191800 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to Sarai Amant Khan ,Gandi Wind

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC PUNB0191800:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at SARAI AMANT KHAN ,GANDI WIND is still linked to IFSC PUNB0191800.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Punjab National Bank's SARAI AMANT KHAN ,GANDI WIND branch, the IFSC PUNB0191800 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Digital banking channels

Most day-to-day work that customers used to do at the Sarai Amant Khan ,Gandi Wind branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC PUNB0191800 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Punjab National Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC PUNB0191800 and the account number together uniquely identify the Sarai Amant Khan ,Gandi Wind branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Punjab National Bank – SARAI AMANT KHAN ,GANDI WIND:

• The IFSC is exactly PUNB0191800 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Punjab National Bank as the bank name and SARAI AMANT KHAN ,GANDI WIND as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Sarai Amant Khan ,Gandi Wind branch sits at VPO SARAI AMANT KHAN DISTT TARN TARAN. If you are travelling from outside Sarai Amant Khan ,Gandi Wind, search for the branch on a maps application using the bank name and locality, or call the branch contact number to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC PUNB0191800 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC PUNB0191800 for Punjab National Bank – SARAI AMANT KHAN ,GANDI WIND, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Sarai Amant Khan ,Gandi Wind are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to PUNB0191800 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code PUNB0191800 belongs to Punjab National Bank's SARAI AMANT KHAN ,GANDI WIND branch, located at VPO SARAI AMANT KHAN DISTT TARN TARAN in SARAI AMANT KHAN ,GANDI WIND, PUNJAB. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.