IFSC Code of Punjab National Bank, Sabnima, Distt. Patna ,Bihar Branch, Bihar

Below are the complete branch details for Punjab National Bank, SABNIMA, DISTT. PATNA ,BIHAR branch, located in SABNIMA ,DISTT-PATNA, BIHAR. The IFSC assigned by the Reserve Bank of India to this branch is PUNB0316500. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case PUNB0316500 for Punjab National Bank – SABNIMA, DISTT. PATNA ,BIHAR — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Punjab National Bank – SABNIMA, DISTT. PATNA ,BIHAR is PUNB0316500. The first four letters PUNB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 316500 map to this branch in SABNIMA ,DISTT-PATNA, BIHAR.

Bank profile

Punjab National Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Sabnima, Distt. Patna ,Bihar branch — IFSC PUNB0316500 — extends the bank's services to customers in and around Sabnima ,Distt-Patna, Bihar.

About the Sabnima, Distt. Patna ,Bihar branch

The Sabnima, Distt. Patna ,Bihar branch of Punjab National Bank is situated at BLOCK BARH, DISTT PATNA. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code PUNB0316500 is used.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Punjab National Bank's SABNIMA, DISTT. PATNA ,BIHAR branch came to be assigned the code PUNB0316500.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC PUNB0316500, money simply cannot be routed to the SABNIMA, DISTT. PATNA ,BIHAR branch electronically.

MICR & cheque-truncation details

Cheques drawn on the Sabnima, Distt. Patna ,Bihar branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC PUNB0316500 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

How to transfer money using IFSC PUNB0316500

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC PUNB0316500 across all three.

NEFT to Punjab National Bank, SABNIMA, DISTT. PATNA ,BIHAR using IFSC PUNB0316500

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC PUNB0316500, and confirm that the system picks up Punjab National Bank – SABNIMA, DISTT. PATNA ,BIHAR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to SABNIMA, DISTT. PATNA ,BIHAR

If you need to transfer ₹2 lakh or more in one go to an account at Punjab National Bank's SABNIMA, DISTT. PATNA ,BIHAR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC PUNB0316500 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to Punjab National Bank – SABNIMA, DISTT. PATNA ,BIHAR, use IMPS. With IFSC PUNB0316500 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC PUNB0316500 for Punjab National Bank – SABNIMA, DISTT. PATNA ,BIHAR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Sabnima, Distt. Patna ,Bihar branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC PUNB0316500

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Punjab National Bank – SABNIMA, DISTT. PATNA ,BIHAR is still mapped to IFSC PUNB0316500. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC PUNB0316500 and the beneficiary's account number to complete the transfer.

Account types you can open at the Sabnima, Distt. Patna ,Bihar branch

Once you have an account at Punjab National Bank – SABNIMA, DISTT. PATNA ,BIHAR, the IFSC PUNB0316500 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Sabnima, Distt. Patna ,Bihar branch can access most of Punjab National Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC PUNB0316500

Online banking and IFSC PUNB0316500

Punjab National Bank customers can register for net banking and the bank's official mobile app once their account at the SABNIMA, DISTT. PATNA ,BIHAR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC PUNB0316500 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Reaching the branch

The Sabnima, Distt. Patna ,Bihar branch sits at BLOCK BARH, DISTT PATNA. If you are travelling from outside Sabnima ,Distt-Patna, search for the branch on a maps application using the bank name and locality, or call the branch contact number to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC PUNB0316500 and your account number.

Common mistakes to avoid when using IFSC PUNB0316500

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Punjab National Bank – SABNIMA, DISTT. PATNA ,BIHAR, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: PUNB0316500.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Working hours

Branch counters at Sabnima, Distt. Patna ,Bihar are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to PUNB0316500 continue to work without interruption.

Other ways to verify the IFSC code

While this page already lists the verified IFSC PUNB0316500 for Punjab National Bank – SABNIMA, DISTT. PATNA ,BIHAR, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch address & contact

Frequently asked questions

Final notes

To recap: PUNB0316500 is the IFSC code of Punjab National Bank, SABNIMA, DISTT. PATNA ,BIHAR branch, in SABNIMA ,DISTT-PATNA, BIHAR. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.