IFSC Code of Punjab National Bank, Phalodi Distt Jodhpur Branch, Rajasthan

If you are searching for the IFSC code of Punjab National Bank, PHALODI DISTT JODHPUR branch in PHAODI DISTT JODHPUR, RAJASTHAN, RAJASTHAN, this page has every detail you need. The verified IFSC code for this branch is PUNB0215210. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the PHALODI DISTT JODHPUR branch, and detailed step-by-step guides for using the IFSC PUNB0215210 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Punjab National Bank – PHALODI DISTT JODHPUR is PUNB0215210. The first four letters PUNB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 215210 map to this branch in PHAODI DISTT JODHPUR, RAJASTHAN, RAJASTHAN.

Branch details at a glance

About Punjab National Bank

Punjab National Bank operates a wide network of branches across India, including the Phalodi Distt Jodhpur branch in Phaodi Distt Jodhpur, Rajasthan. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, PUNB0215210.

About this branch

The branch is located at KRISHI UPAJ MANDI SAMI PHALODI DISTT JODHPUR 342301. It serves the Phaodi Distt Jodhpur, Rajasthan region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Punjab National Bank. The IFSC PUNB0215210 is used to identify this branch on the RBI payments network.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Punjab National Bank's PHALODI DISTT JODHPUR branch came to be assigned the code PUNB0215210.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC PUNB0215210, money simply cannot be routed to the PHALODI DISTT JODHPUR branch electronically.

How to transfer money using IFSC PUNB0215210

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC PUNB0215210 across all three.

NEFT to Punjab National Bank, PHALODI DISTT JODHPUR using IFSC PUNB0215210

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC PUNB0215210, and confirm that the system picks up Punjab National Bank – PHALODI DISTT JODHPUR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to PHALODI DISTT JODHPUR

If you need to transfer ₹2 lakh or more in one go to an account at Punjab National Bank's PHALODI DISTT JODHPUR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC PUNB0215210 while initiating the transfer and the credit will appear within minutes.

IMPS to Punjab National Bank PHALODI DISTT JODHPUR (IFSC PUNB0215210)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC PUNB0215210 in your mobile or internet banking app, and the money is credited to the PHALODI DISTT JODHPUR branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Phalodi Distt Jodhpur

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC PUNB0215210:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at PHALODI DISTT JODHPUR is still linked to IFSC PUNB0215210.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC PUNB0215210

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Punjab National Bank – PHALODI DISTT JODHPUR is still mapped to IFSC PUNB0215210. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC PUNB0215210 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Phalodi Distt Jodhpur branch is mapped to IFSC PUNB0215210 on the RBI payments network. The branch generally supports the full retail product catalogue of Punjab National Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains PUNB0215210.

Products and services

Customers walking into the Phalodi Distt Jodhpur branch can access most of Punjab National Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC PUNB0215210

MICR & cheque-truncation details

Cheques drawn on the Phalodi Distt Jodhpur branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC PUNB0215210 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Online banking and IFSC PUNB0215210

Punjab National Bank customers can register for net banking and the bank's official mobile app once their account at the PHALODI DISTT JODHPUR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC PUNB0215210 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Punjab National Bank – PHALODI DISTT JODHPUR:

• The IFSC is exactly PUNB0215210 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Punjab National Bank as the bank name and PHALODI DISTT JODHPUR as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Phalodi Distt Jodhpur branch sits at KRISHI UPAJ MANDI SAMI PHALODI DISTT JODHPUR 342301. If you are travelling from outside Phaodi Distt Jodhpur, Rajasthan, search for the branch on a maps application using the bank name and locality, or call 2925-222108 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC PUNB0215210 and your account number.

Verifying IFSC PUNB0215210 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm PUNB0215210 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 2925-222108.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Phalodi Distt Jodhpur branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC PUNB0215210, however, work 24x7.

Branch address & contact

Frequently asked questions

Final notes

To recap: PUNB0215210 is the IFSC code of Punjab National Bank, PHALODI DISTT JODHPUR branch, in PHAODI DISTT JODHPUR, RAJASTHAN, RAJASTHAN. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.