IFSC Code of Punjab National Bank, Pathankot Model Town, Distt. P Branch, Punjab

If you are searching for the IFSC code of Punjab National Bank, PATHANKOT MODEL TOWN, DISTT. P branch in PATHANKOT, PUNJAB, this page has every detail you need. The verified IFSC code for this branch is PUNB0291700. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the PATHANKOT MODEL TOWN, DISTT. P branch, and detailed step-by-step guides for using the IFSC PUNB0291700 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Punjab National Bank – PATHANKOT MODEL TOWN, DISTT. P is PUNB0291700. The first four letters PUNB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 291700 map to this branch in PATHANKOT, PUNJAB.

Bank profile

Punjab National Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Pathankot Model Town, Distt. P branch — IFSC PUNB0291700 — extends the bank's services to customers in and around Pathankot, Punjab.

Branch details at a glance

About the Pathankot Model Town, Distt. P branch

The Pathankot Model Town, Distt. P branch of Punjab National Bank is situated at PUNJAB. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code PUNB0291700 is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Punjab National Bank's PATHANKOT MODEL TOWN, DISTT. P branch came to be assigned the code PUNB0291700.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC PUNB0291700, money simply cannot be routed to the PATHANKOT MODEL TOWN, DISTT. P branch electronically.

Products and account variants supported

Every account opened at the Pathankot Model Town, Distt. P branch is mapped to IFSC PUNB0291700 on the RBI payments network. The branch generally supports the full retail product catalogue of Punjab National Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains PUNB0291700.

Products and services

Customers walking into the Pathankot Model Town, Distt. P branch can access most of Punjab National Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC PUNB0291700

How to transfer money using IFSC PUNB0291700

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC PUNB0291700 across all three.

How to use IFSC PUNB0291700 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Punjab National Bank's PATHANKOT MODEL TOWN, DISTT. P branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC PUNB0291700.
4. Confirm the bank name auto-populates as Punjab National Bank and the branch as PATHANKOT MODEL TOWN, DISTT. P.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to PATHANKOT MODEL TOWN, DISTT. P

If you need to transfer ₹2 lakh or more in one go to an account at Punjab National Bank's PATHANKOT MODEL TOWN, DISTT. P branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC PUNB0291700 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to Punjab National Bank – PATHANKOT MODEL TOWN, DISTT. P, use IMPS. With IFSC PUNB0291700 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to Pathankot Model Town, Distt. P

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC PUNB0291700:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at PATHANKOT MODEL TOWN, DISTT. P is still linked to IFSC PUNB0291700.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC PUNB0291700

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Punjab National Bank – PATHANKOT MODEL TOWN, DISTT. P is still mapped to IFSC PUNB0291700. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC PUNB0291700 and the beneficiary's account number to complete the transfer.

Online banking and IFSC PUNB0291700

Punjab National Bank customers can register for net banking and the bank's official mobile app once their account at the PATHANKOT MODEL TOWN, DISTT. P branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC PUNB0291700 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR & cheque-truncation details

Cheques drawn on the Pathankot Model Town, Distt. P branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC PUNB0291700 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Punjab National Bank – PATHANKOT MODEL TOWN, DISTT. P:

• The IFSC is exactly PUNB0291700 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Punjab National Bank as the bank name and PATHANKOT MODEL TOWN, DISTT. P as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Pathankot Model Town, Distt. P branch

The branch is located at PUNJAB, which puts it inside Pathankot, the broader Pathankot district, and the state of Punjab. To plan your visit:

1. Open Google Maps on your phone and search for “Punjab National Bank Pathankot Model Town, Distt. P branch” — the verified location pin for IFSC PUNB0291700 should appear at the top of the results.
2. Confirm the branch is open by calling 0 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC PUNB0291700 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC PUNB0291700 for Punjab National Bank – PATHANKOT MODEL TOWN, DISTT. P, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Pathankot Model Town, Distt. P branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC PUNB0291700, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code PUNB0291700 belongs to Punjab National Bank's PATHANKOT MODEL TOWN, DISTT. P branch, located at PUNJAB in PATHANKOT, PUNJAB. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.