IFSC Code of Punjab National Bank, Betberia Distt Twenty Four Parganas S Branch, West Bengal

This page lists the IFSC code, branch address, contact number and fund-transfer information for Punjab National Bank, BETBERIA DISTT TWENTY FOUR PARGANAS S branch in PARGANAS SOUTH. The 11-digit IFSC PUNB0218910 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Punjab National Bank at the BETBERIA DISTT TWENTY FOUR PARGANAS S location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, PUNB0218910 is the IFSC of Punjab National Bank's BETBERIA DISTT TWENTY FOUR PARGANAS S branch. The format is fixed: PUNB = bank code, 0 = reserved, 218910 = branch identifier.

Bank profile

Punjab National Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Betberia Distt Twenty Four Parganas S branch — IFSC PUNB0218910 — extends the bank's services to customers in and around Parganas South, West Bengal.

Branch details at a glance

About this branch

The branch is located at VILL BETBERIA PO B DISTT 24 PARGANAS SO 743376. It serves the Parganas South region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Punjab National Bank. The IFSC PUNB0218910 is used to identify this branch on the RBI payments network.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Punjab National Bank's BETBERIA DISTT TWENTY FOUR PARGANAS S branch came to be assigned the code PUNB0218910.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC PUNB0218910, money simply cannot be routed to the BETBERIA DISTT TWENTY FOUR PARGANAS S branch electronically.

Account types you can open at the Betberia Distt Twenty Four Parganas S branch

Once you have an account at Punjab National Bank – BETBERIA DISTT TWENTY FOUR PARGANAS S, the IFSC PUNB0218910 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Betberia Distt Twenty Four Parganas S branch can access most of Punjab National Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC PUNB0218910

How to transfer money using IFSC PUNB0218910

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC PUNB0218910 across all three.

NEFT to Punjab National Bank, BETBERIA DISTT TWENTY FOUR PARGANAS S using IFSC PUNB0218910

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC PUNB0218910, and confirm that the system picks up Punjab National Bank – BETBERIA DISTT TWENTY FOUR PARGANAS S. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC PUNB0218910

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Punjab National Bank – BETBERIA DISTT TWENTY FOUR PARGANAS S, ensure your bank's portal accepts IFSC PUNB0218910 while registering the beneficiary. RTGS is also available 24x7.

IMPS to Punjab National Bank BETBERIA DISTT TWENTY FOUR PARGANAS S (IFSC PUNB0218910)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC PUNB0218910 in your mobile or internet banking app, and the money is credited to the BETBERIA DISTT TWENTY FOUR PARGANAS S branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Betberia Distt Twenty Four Parganas S

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC PUNB0218910:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at BETBERIA DISTT TWENTY FOUR PARGANAS S is still linked to IFSC PUNB0218910.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Punjab National Bank's BETBERIA DISTT TWENTY FOUR PARGANAS S branch, the IFSC PUNB0218910 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Online banking and IFSC PUNB0218910

Punjab National Bank customers can register for net banking and the bank's official mobile app once their account at the BETBERIA DISTT TWENTY FOUR PARGANAS S branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC PUNB0218910 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Punjab National Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC PUNB0218910 and the account number together uniquely identify the Betberia Distt Twenty Four Parganas S branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Common mistakes to avoid when using IFSC PUNB0218910

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Punjab National Bank – BETBERIA DISTT TWENTY FOUR PARGANAS S, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: PUNB0218910.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

How to reach the Betberia Distt Twenty Four Parganas S branch

The branch is located at VILL BETBERIA PO B DISTT 24 PARGANAS SO 743376, which puts it inside Parganas South, the broader South Twenty Four Parganas district, and the state of West Bengal. To plan your visit:

1. Open Google Maps on your phone and search for “Punjab National Bank Betberia Distt Twenty Four Parganas S branch” — the verified location pin for IFSC PUNB0218910 should appear at the top of the results.
2. Confirm the branch is open by calling 3218-7351307050 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC PUNB0218910 and your account number.

Verifying IFSC PUNB0218910 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm PUNB0218910 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 3218-7351307050.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Betberia Distt Twenty Four Parganas S are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to PUNB0218910 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: PUNB0218910 is the IFSC code of Punjab National Bank, BETBERIA DISTT TWENTY FOUR PARGANAS S branch, in PARGANAS SOUTH, WEST BENGAL. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.